The top-rated flood insurance agent in University Place, Washington is Barry Grimmett - State Farm Insurance Agent, rated 4.9 stars across 236 reviews. Other highly rated options include Heather McCloskey - State Farm Insurance Agent, Brian Seth: Allstate Insurance, Old Town Insurance Group, LLC. This directory lists 15 flood insurance agents serving University Place.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Barry Grimmett - State Farm Insurance Agent | 6706 24th St W ste b | (253) 564-8891 |
| 2 | Heather McCloskey - State Farm Insurance Agent | 4115 Bridgeport Way W suite e | (253) 564-8886 |
| 3 | Brian Seth: Allstate Insurance | 1905 Bridgeport Way W APT 106 | (206) 824-4110 |
| 4 | Old Town Insurance Group, LLC | 3318 Bridgeport Way W Suite C5 | (206) 207-1660 |
| 5 | C Tran Insurance Group, LLC | 4009 Bridgeport Way W # E1 | (253) 565-2525 |
| 6 | Leavitt Group Northwest | 2121 70th Ave W Suite B | (253) 565-3500 |
| 7 | David Collins - Chambers Bay Insurance | 7017 27th St W #1 | (347) 439-8556 |
| 8 | Larson Financial & Insurance: Allstate Insurance | 3560 Bridgeport Way W Ste 2b | (253) 565-8890 |
| 9 | Farmers Insurance - The Linton Agency | 7409 27th St W | (253) 564-6416 |
| 10 | Bankers Life | 3560 Bridgeport Way W Ste 3E | (253) 564-8521 |
Barry Grimmett - State Farm Insurance Agent serves University Place, Washington, and the surrounding Pierce County area, offering flood insurance services to local homeowners and renters. The agency helps clients understand the flood risks specific to their properties in the Pacific Northwest. It guides customers through the process of securing necessary flood insurance policies, often required by mortgage lenders for homes in designated flood zones. Barry Grimmett also assists with reviewing existing coverage limits and adjusting policies after flood map updates or property changes.
Heather McCloskey - State Farm Insurance Agent in University Place, WA, provides comprehensive flood insurance services, helping property owners secure coverage against water damage. Ongoing policy reviews are available to ensure clients understand their protection options and can make necessary adjustments over time. The agency assists with claims guidance and offers clear explanations of flood risk factors common to the Pacific Northwest. It serves single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, businesses, and property managers in the University Place area, Brian Seth: Allstate Insurance provides flood insurance agent services that help clients secure financial protection against flood damage. The agency works to assess individual flood risks and explain available National Flood Insurance Program policy options. It assists with selecting appropriate coverage limits for structures and contents to meet varying local needs. Beyond University Place, the agency also serves customers in the greater Tacoma metro region.
Old Town Insurance Group, LLC serves University Place, Washington and the surrounding Pierce County communities. The company handles flood insurance policies for residential and commercial property owners. Its agents assess local flood zone risks based on FEMA flood maps and community elevation data. Brokers work to explain National Flood Insurance Program coverage limits and private market alternatives to each client. To complete a typical job, it reviews a property’s flood history, quotes appropriate policy options, and assists with the necessary application paperwork.
C Tran Insurance Group, LLC in University Place, WA provides both one-time policy reviews for single properties and ongoing, scheduled annual service for clients needing continuous flood coverage. The agency helps property owners navigate the federal and private flood insurance options available in this region, where seasonal rain and proximity to Puget Sound create elevated flood risk. Their service runs on an as-needed basis, with clients encouraged to contact them before the start of the rainy season.
Leavitt Group Northwest assists property owners in University Place with securing financial protection against flood damage. As a flood insurance agent, it specializes in evaluating local flood zone risks and connecting clients with policies that meet specific needs. This includes tailoring coverage for varied commercial sectors such as offices, warehouses, and food service establishments, each requiring distinct considerations for potential water damage.
David Collins - Chambers Bay Insurance offers personalized flood insurance guidance, helping University Place residents secure appropriate coverage for their properties. The agency assists clients in navigating policy options, explaining flood zone designations, and ensuring adequate protection for homes and businesses in the area. As a local flood insurance agent, it specializes in addressing the specific risks posed by proximity to Puget Sound and nearby waterways. It also helps property owners prepare for the heightened flooding concerns that typically accompany the region’s heavier seasonal rainfall events.
Larson Financial & Insurance: Allstate Insurance in University Place, WA assists clients with general insurance needs and specializes in providing flood insurance coverage. The agency advises property owners on protecting buildings and contents from water damage due to storms or rising waterways. Policies can cover residential homes and commercial properties. For business customers, the agency offers flood solutions for offices, warehouses, and food service establishments.
Farmers Insurance - The Linton Agency in University Place, WA handles residential flood insurance needs with policies designed for homeowners in flood-prone areas. The agency also provides commercial flood coverage for local businesses and operates throughout the University Place region. Policies are tailored to meet individual property and risk requirements. Clients may schedule follow-up consultations for policy reviews or adjustments between regular visits.
As heavy Pacific rains arrive in University Place and the risk of basement flooding rises, homeowners turn to Bankers Life for guidance on flood insurance. The agency helps clients understand National Flood Insurance Program options specific to low-lying areas near Puget Sound. Each policy review considers local water tables and past storm patterns in Pierce County. Bankers Life begins the process with a thorough site inspection to assess the property’s drainage and elevation before recommending coverage limits.
What Does a a Flood Insurance Agent in University Place Cost?
In Washington, flood insurance premiums through the NFIP average around $700 to $1,200 per year for a standard policy, but costs vary based on flood zone, property elevation, and coverage amount. Private flood insurance may cost more or less depending on risk factors. This is general information and not insurance advice.
About flood insurance agents in University Place
Flood insurance agents in University Place, Washington help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. University Place is located in Pierce County near Puget Sound, where flood risks can arise from heavy rain and coastal storm surges. Washington state law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA.
Frequently Asked Questions
What does a flood insurance agent in University Place do?
A flood insurance agent helps you assess your flood risk, find a policy that meets your needs, and complete the application process. They can explain NFIP coverage limits and private insurance options available in Washington.
Do I need flood insurance in University Place Washington?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners insurance in Washington.
How do I choose a flood insurance agent in University Place?
Look for an agent licensed in Washington with experience in NFIP policies and local flood zones. You can verify an agents license through the Washington State Office of the Insurance Commissioner.