The top-rated flood insurance agent in Tacoma, Washington is Vern Fonk Insurance, rated 4.9 stars across 1,378 reviews. Other highly rated options include Alliance West Insurance, Sound Pacific Insurance, Pfarr Insurance Agency: Allstate Insurance. This directory lists 22 flood insurance agents serving Tacoma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 7018 Tacoma Mall Blvd | (253) 943-2210 |
| 2 | Alliance West Insurance | 6919 Lakewood Dr W Ste. D-1 | (253) 314-5371 |
| 3 | Sound Pacific Insurance | 3518 6th Ave Ste 202 | (253) 237-9009 |
| 4 | Pfarr Insurance Agency: Allstate Insurance | 4961 Main St Ste B | (253) 201-1500 |
| 5 | Paul Rohrbaugh - State Farm Insurance Agent | 950 Pacific Ave Suite 840 | (253) 475-0693 |
| 6 | Farmers Insurance - Juan Savallos | 11105 S Steele St #103 | (425) 255-5335 |
| 7 | Rob Scarpaci: Allstate Insurance | 10909 Portland Ave E Ste P | (253) 531-5703 |
| 8 | Goosehead Insurance - Jerry Hallman | 1712 6th Ave Ste 200 | (253) 534-8488 |
| 9 | Ozanich Insurance Brokers | 3925 S Orchard St | (253) 564-2622 |
| 10 | American Underwriters Insurance Agency | 6429 S Tacoma Way | (253) 473-1415 |
Vern Fonk Insurance in Tacoma, Washington, specializes in flood insurance policies for residential and commercial properties. Its general services include assessing flood risk for structures near waterways and low-lying zones, helping clients secure coverage from the National Flood Insurance Program. The agency assists residents in navigating federal requirements for properties in designated floodplains. It also addresses the increased flood threat from heavy winter rains and rapid snowmelt in the Pacific Northwest, which can overwhelm local drainage systems and cause unexpected water damage to homes and businesses.
Alliance West Insurance serves the Tacoma, Washington, metro area as a flood insurance agent. The company assists property owners in securing coverage against flood damage, a risk in the region’s coastal and riverine zones. Policies help protect residential and commercial structures from water-related losses during heavy rains or storm surges. The agent handles applications for federal policies through the National Flood Insurance Program. Specific services include reviewing flood zone maps and helping clients obtain building and contents coverage.
Sound Pacific Insurance provides flood insurance agent services in Tacoma, Washington, helping clients navigate the complexities of flood coverage policies. The company offers consultation to evaluate property flood risks and assists with plan selection tailored to individual needs. Maintenance plans are not applicable, as flood insurance is event-focused rather than service-based. Sound Pacific Insurance services single-family homes, apartments, retail locations, and restaurants in the Tacoma area.
Homeowners, businesses, and property managers in Tacoma, WA, turn to Pfarr Insurance Agency for flood insurance guidance. As an Allstate Insurance agency, they help clients understand the flood risk common in the Pacific Northwest, including areas near the Puget Sound and local waterways. Their services include assessing property-specific exposure and explaining policy options to protect against water damage. They also serve customers throughout the greater Tacoma metro area, including the nearby community of University Place.
Serving Tacoma and surrounding communities, Paul Rohrbaugh - State Farm Insurance Agent handles flood insurance policies to help protect residential and commercial properties from water damage. This agency guides clients through the process of securing coverage that addresses local flood risks, including those from heavy rainfall and proximity to waterways. Each policy review begins with a personalized consultation to assess specific property vulnerabilities, then identifies appropriate coverage options to meet individual needs.
Farmers Insurance - Juan Savallos in Tacoma, WA offers both one-time flood insurance consultations and recurring annual policy renewal services for residential clients. Coverage typically protects structures and personal property against rising water damage common in the Pacific Northwest. Policies are written through the National Flood Insurance Program or private markets depending on each property's risk level. Services run on a scheduled basis with each policy reviewed at its annual renewal date, not on a one-time or as-needed call-in plan.
With seasonal storms frequently threatening the Tacoma area, homeowners often seek reliable protection against flood damage before heavy rains arrive. Rob Scarpaci: Allstate Insurance assists local residents by explaining available flood insurance options and matching each policy to the specific property risks found in this region. The agent helps clarify the differences between standard homeowners coverage and separate flood policies needed for water damage claims. An initial consultation typically begins with a walkthrough of the home's elevation and nearby drainage patterns, ensuring an accurate risk assessment.
Goosehead Insurance - Jerry Hallman provides property coverage guidance tailored to the Tacoma area, with a specific focus on flood insurance solutions for local residents and businesses. The agency helps clients assess their exposure to water damage risks typical of the Pacific Northwest region. Commercial services are available to protect various business types, including offices, warehouses, and food service operations.
Ozanich Insurance Brokers specializes in securing flood insurance policies for homes and businesses in Tacoma, Washington. The agency also provides general guidance on risk assessment and policy selection, helping clients understand coverage options from the National Flood Insurance Program. Given the region’s proximity to Puget Sound and seasonal heavy rainfall, the broker assists property owners with preparing for potential storm surges and rising water levels during the winter months.
American Underwriters Insurance Agency in Tacoma, WA, assists homeowners with residential flood insurance policies to protect properties from potential water damage. They also provide commercial flood coverage for local businesses needing financial safeguards against flood-related losses. Serving the Tacoma area, this agency helps clients understand flood risks and available policy options. Customers often return between regular visits for follow-up policy adjustments or to ensure coverage remains adequate after seasonal or regional changes.
What Does a a Flood Insurance Agent in Tacoma Cost?
Flood insurance premiums in Washington depend on your property's flood zone, elevation, and building characteristics. For a standard NFIP policy, annual premiums typically range from 500 to 2,500 dollars. Private flood insurance may cost more or less depending on risk. This is general information and not insurance advice.
About flood insurance agents in Tacoma
Flood insurance agents in Tacoma help property owners protect against flood damage. Washington state requires agents to be licensed by the Office of the Insurance Commissioner. Tacoma properties near the Puyallup River or Commencement Bay often need flood insurance due to local flood zone designations.
Frequently Asked Questions
Do I need flood insurance in Tacoma Washington?
If your property is in a high-risk flood zone designated by FEMA, your mortgage lender will require flood insurance. Even in moderate-risk zones, many Tacoma homeowners choose coverage because heavy rain and snowmelt can cause flooding.
What does a flood insurance agent in Tacoma do?
A flood insurance agent helps you understand your flood risk and choose a policy through the National Flood Insurance Program or a private insurer. They can explain coverage limits, deductibles, and the 30-day waiting period before a policy takes effect.
How much does flood insurance cost in Washington?
Costs vary by property location, elevation, and flood zone. In Washington, an NFIP policy averages around 700 to 1,200 dollars per year for a single-family home. Properties in high-risk zones may pay more. Your agent can provide a specific quote.