The top-rated flood insurance agent in Shoreline, Washington is Bruce E. L. M. Strothers - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Wendi Valles - State Farm Insurance Agent, Tom Lusich - State Farm Insurance Agent, Erin Ison - State Farm Insurance Agent. This directory lists 12 flood insurance agents serving Shoreline.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bruce E. L. M. Strothers - State Farm Insurance Agent | 17544 Midvale Ave N Ste 106 | (206) 801-7181 |
| 2 | Wendi Valles - State Farm Insurance Agent | 1501 N 200th St STE 201 | (206) 784-6560 |
| 3 | Tom Lusich - State Farm Insurance Agent | 1508 NE 179th St | (206) 708-1612 |
| 4 | Erin Ison - State Farm Insurance Agent | 14920 Westminster Way N #2b | (206) 364-4720 |
| 5 | Rachel Alexander - State Farm Insurance Agent | 644 NW Richmond Beach Rd | (206) 542-8800 |
| 6 | Ryan Carlson American Family Insurance | 332 NW Richmond Beach Rd | (206) 525-0069 |
| 7 | Executive Home & Auto Insurance Brokerage | 838 Innis Arden Dr NW | (206) 751-0126 |
| 8 | Mavin Santamo: Allstate Insurance | 19524 Ballinger Way NE Ste B | (206) 367-1641 |
| 9 | Kris Hubbard American Family Insurance | 19940 Ballinger Way NE A1 | (206) 734-3534 |
| 10 | SoundView Home & Auto Insurance | 18409 3rd Pl NW | (425) 800-2300 |
Bruce E. L. M. Strothers - State Farm Insurance Agent serves the Shoreline, Washington area and surrounding King County communities. As a flood insurance agent, this office helps property owners identify coverage options to protect homes and businesses from water damage caused by rising waters and storm surges. Policies are designed to address risks specific to the Pacific Northwest's coastal and riverine environments. The agency assists clients with selecting appropriate flood policies and navigating the claims process for flood-related losses.
Wendi Valles - State Farm Insurance Agent provides flood insurance policies for properties in the Shoreline, WA area. Services include assessing flood risk levels and tailoring coverage to protect against water damage from storms or rising waters. The agency helps clients understand policy details and claims processes. It offers annual policy reviews to ensure coverage keeps pace with changing flood zone maps. The agent services single-family homes, apartments, retail locations, and restaurants in the local community.
Tom Lusich - State Farm Insurance Agent in Shoreline, Washington, serves homeowners, businesses, and property managers who need protection against flooding and water damage. The agency helps clients understand flood zone requirements and secure appropriate coverage through the National Flood Insurance Program. Each policy is reviewed to match the specific needs of the property and its location. The office also extends its flood insurance services to neighboring communities throughout the Seattle metropolitan area, including Richmond Beach and the surrounding Puget Sound region.
Erin Ison - State Farm Insurance Agent serves Shoreline and the surrounding communities in the Puget Sound region, handling residential and commercial flood insurance policies to help property owners protect against water damage from storms and rising waterways. The agency evaluates each property's specific flood zone risk and coverage needs based on local FEMA maps and elevation data. It typically begins a job by scheduling a consultation to discuss a client's current policy, then reviews the available National Flood Insurance Program options to recommend appropriate coverage levels that match the client's situation.
Located in Shoreline, WA, Rachel Alexander - State Farm Insurance Agent provides flood insurance options tailored to local property owners. The service distinguishes between a one-time policy for a single property and recurring coverage that automatically renews each year, ensuring continuous protection against flood damage. Coverage includes reimbursement for structural repairs and personal property loss caused by rising water. The office operates on a scheduled basis, allowing clients to set up an initial consultation and then manage renewals or adjustments during regular business hours for as long as the policy remains active.
Ryan Carlson American Family Insurance provides flood insurance agent services to property owners in Shoreline, Washington. It works with residents and businesses to review flood risks and help secure appropriate coverage for buildings and belongings. The office evaluates individual property exposure in the area’s varied flood zones. It addresses common concerns from clients seeking protection against rising water damage during heavy winter rainfalls and the annual storm surge season along Puget Sound.
With the Pacific Northwest’s heavy autumn rains and seasonal runoff increasing flood risk in Shoreline, Executive Home & Auto Insurance Brokerage helps property owners select coverage to protect against water damage. The agency reviews local flood zone maps and policy options with each client, explaining the distinctions between National Flood Insurance Program plans and private supplemental policies. A first consultation begins with a review of the property’s elevation and drainage history to determine the necessary assessment.
Mavin Santamo: Allstate Insurance assists clients in Shoreline, Washington, with general property and casualty coverage. Specializing as a flood insurance agent, the agency helps homeowners and renters obtain essential protection against water damage from natural events. Policies can be tailored to safeguard residences, apartment buildings, and other structures in flood-prone zones. Commercial sectors served include small offices, retail storefronts, warehouses, and food service establishments.
Kris Hubbard American Family Insurance offers residential flood insurance services to property owners in Shoreline, Washington. Commercial coverage is also available for local businesses seeking protection against flood damage. Kris Hubbard American Family Insurance serves Shoreline and the surrounding area within the state. This agency provides ongoing support to policyholders by assisting with claims management or policy adjustments before future storm seasons or between regular property visits.
SoundView Home & Auto Insurance, based in Shoreline, Washington, is known for providing flood insurance agent services for residential and commercial properties. It helps property owners secure protection against water damage from rising waters and storm-related flooding, with policies tailored to local risk factors. This includes assisting clients in coastal and river-adjacent neighborhoods. The office also offers a review of existing home and auto policies to coordinate comprehensive coverage. As a specialty add-on, it can arrange for an elevation certificate consultation to determine accurate flood risk.
What Does a a Flood Insurance Agent in Shoreline Cost?
Flood insurance costs in Washington vary by flood zone, property elevation, and coverage amount. In Shoreline, annual premiums for NFIP policies often range from 700 to 2,500 dollars for a standard home. High-risk properties or those without elevation certificates may see higher rates. This is general information and not insurance advice.
About flood insurance agents in Shoreline
Flood insurance agents in Shoreline Washington help property owners understand their risk and secure coverage through the National Flood Insurance Program. Washington state law requires lenders to mandate flood insurance for properties in high-risk flood zones. Shoreline residents near the Puget Sound or local waterways may need an agent to review their specific flood map designation.
Frequently Asked Questions
Do I need flood insurance in Shoreline Washington?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies in Washington.
How does a flood insurance agent help with NFIP policies in Washington?
A flood insurance agent can guide you through NFIP rules, help determine your flood zone, and calculate coverage limits. They also assist with elevation certificates and claims filing under Washington state regulations.
What is the waiting period for flood insurance in Washington?
NFIP policies typically have a 30-day waiting period before coverage begins. This applies to new policies in Washington state. Some exceptions exist for loan closings or map changes.