ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsWashington › Mount Vernon

Find Flood Insurance Agents Near You in Mount Vernon, WA

Browse flood insurance agents serving Mount Vernon, Washington. Updated 2026-07-14.

The top-rated flood insurance agent in Mount Vernon, Washington is Vern Fonk Insurance, rated 4.9 stars across 371 reviews. Other highly rated options include Carol Lawson - State Farm Insurance Agent, Weaver Insurance Agency - Farmers Ins., Don Schlagel: Allstate Insurance. This directory lists 18 flood insurance agents serving Mount Vernon.

Showing 18 flood insurance agents in Mount Vernon, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vern Fonk Insurance401 E College Way Suite B(360) 686-6059
2Carol Lawson - State Farm Insurance Agent702 N 4th St(360) 428-6020
3Weaver Insurance Agency - Farmers Ins.2017 Continental Pl #2(360) 663-4400
4Don Schlagel: Allstate Insurance817 N 6th St # 1(360) 428-6615
5Perla's Insurance Services2222 Riverside Dr STE 701(360) 588-6645
6North Cascade Insurance1616 N 18th St #160(360) 424-1772
7Farmers Insurance - Indira Rouw408 S 2nd St(360) 336-6149
8Brayer Insurance Services1301 Riverside Dr Ste A7(360) 424-3000
9Elite Insurance Mount Vernon1835 Riverside Dr(206) 210-3777
10First Insurance Service1818 Market St(360) 284-2631
VF
401 E College Way Suite B
Vern Fonk Insurance
Flood Insurance Agent · Mount Vernon, WA

Vern Fonk Insurance provides residential flood insurance for homeowners in Mount Vernon, Washington, helping protect properties from water damage. The agency also offers commercial flood coverage for local businesses and serves clients throughout the surrounding Skagit County area. Policies are designed to meet standard mortgage requirements and safeguard against common regional flooding risks. The team coordinates with property owners to ensure ongoing protection and follows up as needed to adjust coverage between regular policy reviews.

CL
702 N 4th St
Carol Lawson - State Farm Insurance Agent
Flood Insurance Agent · Mount Vernon, WA

Carol Lawson - State Farm Insurance Agent serves the Mount Vernon, Washington area, providing flood insurance to local homeowners and business owners. Properties near waterways in this region face notable flooding risks. The agency helps clients understand their exposure to flood damage and secure appropriate National Flood Insurance Program policies. Claims guidance and policy reviews are also available. Specific services offered include quoting flood coverage for both residential properties and commercial structures.

WI
2017 Continental Pl #2
Weaver Insurance Agency - Farmers Ins.
Flood Insurance Agent · Mount Vernon, WA

Weaver Insurance Agency - Farmers Ins. offers a comprehensive range of flood insurance services for the Mount Vernon area, including risk assessment consultations and policy selection guidance tailored to local flood zone requirements. The agency assists clients in understanding coverage options, managing policy renewals, and filing claims when needed. Maintenance services often involve reviewing policy limits annually to ensure adequate protection against rising water damage. The agency provides these services for diverse property types, including single-family homes, apartments, retail spaces, and restaurants.

DS
817 N 6th St # 1
Don Schlagel: Allstate Insurance
Flood Insurance Agent · Mount Vernon, WA

Don Schlagel: Allstate Insurance serves homeowners, businesses, and property managers in Mount Vernon, Washington, by offering flood insurance policies to protect against water damage from storms or rising waterways. The agency helps clients understand coverage options for both structures and contents. Policies are designed to safeguard property and minimize financial loss from flooding events, which are common in the Pacific Northwest. The agency also extends its flood insurance services to clients in the neighboring community of Burlington.

PS
2222 Riverside Dr STE 701
Perla's Insurance Services
Flood Insurance Agent · Mount Vernon, WA

Serving Mount Vernon and the surrounding Skagit Valley communities, Perla's Insurance Services handles flood insurance policies for residential and commercial properties. It guides clients through the National Flood Insurance Program and private market options available in this region. Addressing the area's floodplain risks and regulatory requirements, the agency explains coverage details and assists with risk assessments. A typical job begins with a thorough review of a property's flood zone designation to tailor a policy that meets specific needs.

NC
1616 N 18th St #160
North Cascade Insurance
Flood Insurance Agent · Mount Vernon, WA

North Cascade Insurance helps property owners distinguish between a one-time flood insurance consultation and an ongoing policy management service. Coverage options include both standard National Flood Insurance Program policies and private market alternatives designed for the Skagit River basin and surrounding floodplains near Mount Vernon, WA. Every flood risk assessment considers local topography and historical inundation patterns. Their assistance runs on either a one-time basis for a single policy review or as scheduled for annual renewal evaluations, whichever the client prefers.

FI
408 S 2nd St
Farmers Insurance - Indira Rouw
Flood Insurance Agent · Mount Vernon, WA

Specializing in National Flood Insurance Program policies, Farmers Insurance - Indira Rouw in Mount Vernon provides agents who assess flood risk for homes and businesses. The agency actively guides clients through the insurance application and claims process. With the Skagit River and surrounding low-lying areas susceptible to seasonal storm surges and heavy winter rains, this local office helps property owners secure coverage before the annual flood season begins.

BI
1301 Riverside Dr Ste A7
Brayer Insurance Services
Flood Insurance Agent · Mount Vernon, WA

As heavy seasonal rains and rising snowmelt threaten low-lying areas of Skagit County, Brayer Insurance Services in Mount Vernon offers flood insurance policies to help local homeowners close a critical coverage gap. Standard home policies typically exclude flood damage, making a separate flood policy essential for property protection. The agency assists clients in understanding flood zone maps and identifying appropriate coverage limits based on their specific risks and property location. An initial consultation can include a property inspection to evaluate drainage and elevation concerns.

EI
1835 Riverside Dr
Elite Insurance Mount Vernon
Flood Insurance Agent · Mount Vernon, WA

Elite Insurance Mount Vernon serves residential property owners by securing flood coverage that meets local needs while also assisting commercial clients in Mount Vernon with tailored policies. The agency provides guidance throughout the claim process and maintains accessible support for homeowners and businesses across the surrounding Skagit Valley region. After each policy review or claim resolution, the office schedules a follow-up consultation to ensure continued protection ahead of the next routine visit.

FI
1818 Market St
First Insurance Service
Flood Insurance Agent · Mount Vernon, WA

First Insurance Service provides professional guidance on flood insurance options for property owners in Mount Vernon, Washington, helping clients assess their risk and select appropriate coverage policies. The agency specializes in navigating the complexities of federal and private flood insurance programs. It also offers tailored flood protection solutions for a range of commercial sectors, including offices, warehouses, and food service operations, ensuring business continuity against weather-related water damage.

EI
117 N 1st St suite 52
Empire Insurance Brokers
Flood Insurance Agent · Mount Vernon, WA
(425) 774-1324
eibnow.com/contact/mount-vernon-wa-insurance
LI
124 N 18th St
Linde Insurance, Inc.
Flood Insurance Agent · Mount Vernon, WA
(360) 336-6168
lindeinsuranceinc.com
LI
1835 Riverside Dr #101
Lamens Insurance Agency
Flood Insurance Agent · Mount Vernon, WA
(425) 270-8582
lamensinsurance.com
FI
815 Cleveland Ave Suite 200
Fortiphi Insurance
Flood Insurance Agent · Mount Vernon, WA
(360) 424-5507
fortiphi.com
AI
619 S 2nd St
ALL INSURED INSURANCE AGENCY - Sylvia Cuevas Se Habla Espanol Insurance and Real Estate
Flood Insurance Agent · Mount Vernon, WA
(360) 853-2644
allinsuredinsurance.com
BI
2809 Martin Rd
Benefits Insurance WA
Flood Insurance Agent · Mount Vernon, WA
(253) 364-4663
SI
2120 Cascade Ave
Sound Insurance
Flood Insurance Agent · Mount Vernon, WA
(360) 420-4139
pr.business/sound-insurance-mount-vernon-washington
AG
1616 N 18th St #160
Advantage Group Llc-Smiley Insurance
Flood Insurance Agent · Mount Vernon, WA
(360) 424-1772

What Does a a Flood Insurance Agent in Mount Vernon Cost?

Flood insurance premiums in Washington vary by property elevation, flood zone, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a single-family home in a moderate-risk zone. Higher-risk areas or properties with basements may cost more. Private market policies can offer different rates. This is general information and not insurance advice.

About flood insurance agents in Mount Vernon

Flood insurance agents in Mount Vernon, Washington help property owners protect against flood damage common in the Skagit River Valley. Washington law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. An agent can explain the 30-day waiting period for new National Flood Insurance Program policies and help you find coverage that meets local requirements.

Frequently Asked Questions

Do I need flood insurance in Mount Vernon Washington?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding from heavy rain or river overflow is possible in Skagit County.

How long does it take for a flood insurance policy to start in Washington?

Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property purchase or for map changes. Your agent can confirm the exact effective date.

What does a flood insurance agent in Mount Vernon do?

An agent helps you assess your flood risk using FEMA flood maps, explains coverage limits for buildings and contents, and quotes premiums from the NFIP or private insurers. They also assist with claims filing after a flood event.

Flood Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.