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Compare Flood Insurance Agents in Mount Vernon, WA
Directory of flood insurance agents in Mount Vernon, Washington. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
Mount Vernon, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 18 flood insurance agents in Mount Vernon, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Vern Fonk Insurance
401 E College Way Suite B, Mount Vernon, WA 98273
(360) 686-6059
vernfonk.com
Carol Lawson - State Farm Insurance Agent
702 N 4th St, Mount Vernon, WA 98273
(360) 428-6020
carollawson.net
Weaver Insurance Agency - Farmers Ins.
2017 Continental Pl #2, Mount Vernon, WA 98273
(360) 663-4400
agents.farmers.com
Don Schlagel: Allstate Insurance
817 N 6th St # 1, Mount Vernon, WA 98273
(360) 428-6615
agents.allstate.com
Perla's Insurance Services
2222 Riverside Dr STE 701, Mount Vernon, WA 98273
(360) 588-6645
perlasinsurance.net
North Cascade Insurance
1616 N 18th St #160, Mount Vernon, WA 98273
(360) 424-1772
leavitt.com
Farmers Insurance - Indira Rouw
408 S 2nd St, Mount Vernon, WA 98273
(360) 336-6149
agents.farmers.com
Brayer Insurance Services
1301 Riverside Dr Ste A7, Mount Vernon, WA 98273
(360) 424-3000
brayerinsurance.com
First Insurance Service
1818 Market St, Mount Vernon, WA 98273
(360) 284-2631
Elite Insurance Mount Vernon
1835 Riverside Dr, Mount Vernon, WA 98273
(206) 210-3777
Empire Insurance Brokers
117 N 1st St suite 52, Mount Vernon, WA 98273
(425) 774-1324
eibnow.com
Linde Insurance, Inc.
124 N 18th St, Mount Vernon, WA 98273
(360) 336-6168
lindeinsuranceinc.com
Lamens Insurance Agency
1835 Riverside Dr #101, Mount Vernon, WA 98273
(425) 270-8582
lamensinsurance.com
Fortiphi Insurance
815 Cleveland Ave Suite 200, Mount Vernon, WA 98273
(360) 424-5507
fortiphi.com
ALL INSURED INSURANCE AGENCY - Sylvia Cuevas Se Habla Espanol Insurance and Real Estate
619 S 2nd St, Mount Vernon, WA 98273
(360) 853-2644
allinsuredinsurance.com
Benefits Insurance WA
2809 Martin Rd, Mount Vernon, WA 98273
(253) 364-4663
Sound Insurance
2120 Cascade Ave, Mount Vernon, WA 98273
(360) 420-4139
pr.business
Advantage Group Llc-Smiley Insurance
1616 N 18th St #160, Mount Vernon, WA 98273
(360) 424-1772
Flood insurance agents in Mount Vernon, Washington help property owners protect against flood damage common in the Skagit River Valley. Washington law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. An agent can explain the 30-day waiting period for new National Flood Insurance Program policies and help you find coverage that meets local requirements.
What Does a Flood Insurance Agent in Mount Vernon Cost?
Flood insurance premiums in Washington vary by property elevation, flood zone, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a single-family home in a moderate-risk zone. Higher-risk areas or properties with basements may cost more. Private market policies can offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Mount Vernon Washington?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding from heavy rain or river overflow is possible in Skagit County.
How long does it take for a flood insurance policy to start in Washington?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property purchase or for map changes. Your agent can confirm the exact effective date.
What does a flood insurance agent in Mount Vernon do?
An agent helps you assess your flood risk using FEMA flood maps, explains coverage limits for buildings and contents, and quotes premiums from the NFIP or private insurers. They also assist with claims filing after a flood event.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.