The top-rated flood insurance agent in Lakewood, Washington is Leta Hankins: Allstate Insurance, rated 4.9 stars across 652 reviews. Other highly rated options include Kao Xiong - State Farm Insurance Agent, Juanita Lanier - State Farm Insurance Agent, Seguro Max Insurance LLC. This directory lists 17 flood insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leta Hankins: Allstate Insurance | 6120 Main St SW F | (253) 582-8200 |
| 2 | Kao Xiong - State Farm Insurance Agent | 8811 S Tacoma Way #203 | (253) 212-3147 |
| 3 | Juanita Lanier - State Farm Insurance Agent | 10233 Bridgeport Way SW | (253) 444-9161 |
| 4 | Seguro Max Insurance LLC | 3853 108th St SW | (253) 548-7197 |
| 5 | Anything Insurance -A BSNW Company | 12930 Pacific Hwy SW Suite A | (253) 358-2953 |
| 6 | Sheri Hodson - State Farm Insurance Agent | 9529 Gravelly Lake Dr SW | (253) 582-1135 |
| 7 | FND Insurance & Financial Services, LLC | 5515 Steilacoom Blvd SW | (253) 302-5579 |
| 8 | Elliott Insurance Group | 7403 Lakewood Dr W #6th | (253) 537-8200 |
| 9 | Sweet P Insurance | 7403 Lakewood Dr W STE 9 | (253) 474-6624 |
| 10 | JP Insurance Agency - Lakewood | 9115 S Tacoma Way #108 | (253) 228-5295 |
Leta Hankins: Allstate Insurance serves the Lakewood, Washington, metro area as a flood insurance agent. Flood insurance policies are essential for coastal property owners in the Pacific Northwest, where seasonal rains frequently cause water damage. This agency assists clients in assessing their property’s flood risk and securing appropriate coverage from the National Flood Insurance Program. Specific services include reviewing existing policies to identify coverage gaps and helping homeowners file flood damage claims after storms.
Kao Xiong - State Farm Insurance Agent in Lakewood, WA offers flood insurance coverage to protect residential and commercial properties against water damage from rising waters. Their service includes helping clients understand the requirements for building protection, reviewing policy options for adequate financial shelter, and assisting with claims during a flood event. They tailor plans for the needs of single-family homes, apartment complexes, retail spaces, and restaurants seeking reliable coverage.
Juanita Lanier - State Farm Insurance Agent serves homeowners, businesses, and property managers seeking flood insurance in Lakewood, Washington. The agency helps clients navigate the complexities of flood zone requirements and standard policies, ensuring adequate coverage for structures and contents against water damage from natural events. Flood insurance is crucial in this region due to seasonal storms and local waterways. The agency also assists residents and commercial entities in nearby Tacoma and the broader Pierce County metro area.
Seguro Max Insurance LLC serves Lakewood, Washington, and its surrounding communities, handling flood insurance policies for residential and commercial properties. As a local flood insurance agent, the company navigates the National Flood Insurance Program to help property owners secure necessary coverage. This involves assessing flood zone risks and explaining policy limits to clients. For a typical job, the agency reviews the property’s flood history and elevation data to recommend appropriate coverage levels, then completes the application and coordinates documentation to bind the policy.
For individuals needing a single policy for a home purchase or property owners seeking ongoing renewal protection, Anything Insurance handles both one-time endorsements and annual coverage. Located in Lakewood, WA, this agency provides flood insurance agent services, helping clients understand the distinction between standard homeowners policies and separate flood coverage. Policies are designed to protect structures and contents from water damage. Service for existing policies runs on a renewal basis, and new policies are available on a one-time or as-needed basis, depending on the client’s immediate flood risk requirements.
Sheri Hodson - State Farm Insurance Agent in Lakewood, Washington specializes in flood insurance policies for residential and commercial properties. The agency also provides general insurance services, including auto, home, and life coverage. With the Pacific Northwest's frequent rainfall and proximity to waterways, flood protection is a vital consideration for homeowners. The office helps clients navigate policy options before the seasonal spring snowmelt increases local flooding risks.
FND Insurance & Financial Services, LLC in Lakewood, WA offers a broad portfolio of risk management solutions. Its specialized flood insurance agent services help property owners secure coverage for rising waters and storm-related inundation. The company analyzes local flood zone maps and policy limits to match residential or commercial needs. Its expertise extends to risk mitigation strategies that protect physical assets. Commercial clients such as offices, warehouses, and food service operations can obtain appropriate flood protection policies here.
Elliott Insurance Group in Lakewood, WA writes residential flood insurance policies, ensuring homeowners secure appropriate coverage for their properties. The company also provides commercial flood insurance solutions for local businesses, with service extending throughout the Lakewood area. Policies are tailored to reflect regional flood risks and standard regulatory requirements. Clients often return to review and update their plans between regular inspection visits, keeping protection aligned with changing property values and flood zone adjustments.
During the rainy season, homeowners in Lakewood, Washington, often face rising water risks that require careful planning. Sweet P Insurance provides flood insurance agent services to help residents select appropriate coverage for their properties near rivers and low-lying areas. An agent reviews local flood zone maps and policy options with each client, explaining how federal and private plans differ. The process begins with a thorough property inspection and elevation assessment, ensuring every homeowner receives an accurate quote tailored to their specific location.
What Does a a Flood Insurance Agent in Lakewood Cost?
The cost of flood insurance in Lakewood, Washington typically ranges from 700 to 2,500 dollars per year for a standard NFIP policy, depending on your property's flood zone, elevation, and coverage amount. Private flood insurance may cost more or less. Premiums can be lower for properties in low-risk zones or with elevation certificates. This is general information and not insurance advice.
About flood insurance agents in Lakewood
Flood insurance agents in Lakewood, Washington help homeowners and businesses secure coverage through the National Flood Insurance Program and private insurers. Lakewood sits near Puget Sound and multiple waterways, making flood risk a key concern for property owners. Washington state law does not require flood insurance, but mortgage lenders often mandate it for properties in high-risk flood zones.
Frequently Asked Questions
Is flood insurance required in Lakewood Washington?
Flood insurance is not required by Washington state law. However, if your property is in a high-risk flood zone designated by FEMA and you have a federally backed mortgage, your lender will likely require flood insurance.
How do I find a flood insurance agent in Lakewood?
You can search for licensed insurance agents in Lakewood who offer flood insurance through the National Flood Insurance Program or private carriers. The Washington State Office of the Insurance Commissioner provides a list of licensed agents and companies.
What does flood insurance cover in Washington?
Standard flood insurance policies cover structural damage to your building and damage to personal belongings from flooding. Coverage limits and deductibles vary. Flood insurance does not cover damage from sewer backups unless directly caused by flooding.