The top-rated umbrella insurance agent in West Valley City, Utah is Amigo's Insurance, rated 3.6 stars across 150 reviews. Other highly rated options include G & G Insurance Group, Bessie Porter American Family Insurance, Deseret Insurance Agency. This directory lists 11 umbrella insurance agents serving West Valley City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amigo's Insurance | 1870 W 3500 S A | (801) 433-1363 |
| 2 | G & G Insurance Group | 3197 S Redwood Rd #10 | (801) 280-1162 |
| 3 | Bessie Porter American Family Insurance | 3620 W 3500 S | (801) 963-1528 |
| 4 | Deseret Insurance Agency | 3999 Parkway Blvd | (801) 535-0570 |
| 5 | National Independent Insurance | 1602 W 3500 S #202 | (801) 746-1818 |
| 6 | Anthony Gomez American Family Insurance | 3620 W 3500 S | (801) 966-4573 |
| 7 | Farmers Insurance - Pedro Jimenez | 3646 S Redwood Rd Ste 109 | (720) 299-7572 |
| 8 | LIONS BACK INSURANCE, LLC | 2470 S Redwood Rd #210 | (801) 696-6605 |
| 9 | Granger-Hunter Insurance Agency | 3540 S 4000 W #220 | (801) 840-9555 |
| 10 | Jaime Gerner Agency | 2819 S 5600 W ste 113 | (385) 457-1997 |
Amigo's Insurance serves the West Valley City area in Salt Lake County, Utah as a local source for umbrella insurance. This type of policy provides an additional layer of liability coverage beyond standard home and auto limits, helping clients protect their assets from major claims and lawsuits. The agency assists with personal umbrella policies that cover accidents on residential property or automobile incidents with high damage costs.
G & G Insurance Group provides umbrella insurance coverage to clients throughout West Valley City, UT, helping individuals and businesses protect their assets beyond standard policy limits. The agency offers personalized consultation to assess liability exposures and tailors coverage plans to address specific risk scenarios, with ongoing policy reviews to ensure adequate protection as circumstances change. Its services encompass a wide range of property types, including single-family homes, apartments, retail establishments, and restaurants.
Bessie Porter American Family Insurance serves homeowners, businesses, and property managers in West Valley City, Utah, who require comprehensive umbrella insurance coverage for added liability protection beyond standard policies. This agency helps clients assess potential risks and secure policies that defend assets against major claims or lawsuits. Located in West Valley City, the agency also provides its services to residents and commercial clients in the neighboring community of Taylorsville.
Deseret Insurance Agency serves West Valley City and the surrounding communities of the Salt Lake Valley. It handles umbrella insurance policies that provide extra liability coverage beyond standard home and auto policies for local residents and businesses. To determine the appropriate level of added protection for each client, the agency first reviews existing underlying policy limits and assesses potential personal risk exposures in the area. It then recommends a specific coverage amount to close any identified gaps in protection for the typical job.
National Independent Insurance provides umbrella insurance services in West Valley City, Utah, focusing on excess liability coverage that extends beyond standard home and auto policies. It serves local residents and businesses by helping protect assets against major claims or lawsuits. This specialty insurance offers an added layer of financial security for unforeseen incidents. Fall and winter storms in the region can increase the risk of accidents on slippery driveways or icy walkways, making extra liability protection a prudent consideration for property owners.
Anthony Gomez American Family Insurance in West Valley City, UT offers umbrella insurance through either a one-time policy purchase or a recurring annual premium, allowing clients to choose the option that best fits their financial planning. Coverage extends beyond standard auto and home liability limits, providing an extra layer of protection against large claims or lawsuits. The agency typically handles service on an as-needed basis, addressing policy adjustments, claims questions, and renewals when a client requests assistance.
As winter snowmelt and summer flash floods threaten properties in West Valley City, homeowners face unexpected liability risks that standard policies often leave uncovered. Farmers Insurance Pedro Jimenez provides umbrella insurance policies designed to extend personal liability coverage beyond typical limits. These policies offer essential protection against costly claims resulting from incidents such as dog bites, slip-and-fall accidents, or property damage involving guests. After an initial consultation, the agent reviews both auto and homeowners policies to determine appropriate coverage levels and follows with a thorough inspection of the property.
Lions Back Insurance, LLC in West Valley City, UT connects clients with personal and commercial liability coverage through their broader insurance services. As an umbrella insurance agent, they help secure additional layers of protection that extend above standard policy limits, offering valuable financial security against large claims or lawsuits. Their work assists professionals, landlords, and business owners in managing risk effectively. Umbrella policies handled by the agency can apply to an array of commercial sectors, including offices, warehouses, and food service establishments.
Granger-Hunter Insurance Agency provides umbrella insurance for residential clients in West Valley City, Utah, offering coverage beyond standard policy limits to protect personal assets. The agency also serves commercial clients, addressing broader liability needs across businesses in the surrounding area. Its clientele includes homeowners and local firms requiring additional layers of financial protection. Following an initial policy setup, agents coordinate with clients to adjust coverage as circumstances change, ensuring continued protection on subsequent visits and renewals.
Jaime Gerner Agency, a local umbrella insurance agent in West Valley City, UT, is known for offering supplemental liability coverage that extends beyond the limits of standard auto, home, or watercraft policies. Its service range typically includes advising clients on adequate protection levels to shield personal assets from major claims or lawsuits, ensuring broader financial security in today’s litigious environment. The agency can additionally provide tailored add-on, excess liability solutions if the client’s primary policies require higher limits.
What Does an a Umbrella Insurance Agent in West Valley City Cost?
Typical umbrella insurance costs in Utah range from 150 to 350 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars cost 300 to 700 dollars annually. Your actual premium depends on your home, auto, and personal risk factors. This is general information and not insurance advice.
About umbrella insurance agents in West Valley City
An umbrella insurance agent in West Valley City Utah helps you secure extra liability coverage that goes beyond your auto and home insurance limits. Utah law requires minimum auto liability of 25,000 per person and 65,000 per accident, but a personal umbrella policy can add one million dollars or more in protection. This is especially important in West Valley City where growing population and traffic increase the risk of costly accidents.
Frequently Asked Questions
What does an umbrella insurance agent in West Valley City do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your standard auto or home limits. In Utah, this extra layer can protect your savings and future wages from lawsuits.
How much umbrella coverage do I need in Utah?
Most agents recommend at least one million dollars in umbrella coverage. Utah courts can award large judgments, and a policy this size often costs only 150 to 300 dollars per year.
Do I need umbrella insurance if I have a rental property in West Valley City?
Yes, landlords in Utah face higher liability risks from tenant injuries or property damage. An umbrella policy can cover claims that exceed your rental property insurance limits.
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