The top-rated umbrella insurance agent in Murray, Utah is Bear River Mutual Insurance Company, rated 4.4 stars across 1,982 reviews. Other highly rated options include Farmers Insurance - Herb Kosterlitz, Lambert Insurance Services, Preator Insurance Agency- Farmers Insurance. This directory lists 13 umbrella insurance agents serving Murray.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bear River Mutual Insurance Company | 778 E Winchester St | (801) 267-5000 |
| 2 | Farmers Insurance - Herb Kosterlitz | 525 W 5300 S #125 | (801) 262-8651 |
| 3 | Lambert Insurance Services | 488 E Winchester St #210 | (801) 937-7030 |
| 4 | Preator Insurance Agency- Farmers Insurance | 111 E 5600 S Suite 206 | (801) 441-2712 |
| 5 | Farmers Insurance - George Rocchi | 5411 S Vine St Unit 1a | (801) 619-5160 |
| 6 | Coordinated Insurance Services | 5788 S 900 E | (801) 568-9800 |
| 7 | Wilkins & Associates Insurance | 175 E 6100 S | (801) 268-6834 |
| 8 | IMSC Insurance Offices, Inc | 184 E Vine St #104 | (801) 262-9002 |
| 9 | Bennion-Taylor Insurance | 461 Murray Blvd | (801) 263-9883 |
| 10 | Fortis Insurance Agency LLC | 4424 S 700 E Suite 225 | (801) 590-8804 |
Bear River Mutual Insurance Company serves the Murray, Utah metro area as an umbrella insurance agent. It provides supplemental liability coverage that extends beyond the limits of standard home and auto policies. This additional protection helps safeguard personal assets against major claims or lawsuits. Policyholders gain higher coverage limits for incidents involving their property, vehicles, or personal activities. The company offers guidance on securing comprehensive umbrella policies and handles policy renewals for ongoing liability protection in this region.
Farmers Insurance - Herb Kosterlitz in Murray, UT provides personal umbrella liability insurance for local residents. The agency helps policyholders increase their liability coverage beyond standard home and auto policies. It guides clients through the process of selecting appropriate coverage limits to protect their assets. Service includes reviewing existing policies to identify coverage gaps and recommend suitable umbrella plans. The agency serves single-family homes, apartments, retail stores, and restaurants in the Murray area.
Lambert Insurance Services helps homeowners, businesses, and property managers in Murray, Utah, secure personal umbrella coverage that extends liability protection beyond standard policy limits. The agency works to identify coverage gaps in auto, home, or commercial policies that could expose clients to significant financial loss. By integrating an umbrella policy with a client’s existing insurance portfolio, Lambert Insurance Services provides a crucial layer of financial security. The firm also serves clients throughout Cottonwood Heights and the broader Salt Lake City metro area.
Preator Insurance Agency- Farmers Insurance serves the Murray area and surrounding communities within Salt Lake Valley as an umbrella insurance agent. It handles excess liability coverage that extends beyond standard homeowners, auto, and watercraft policies for local residents and businesses. The agency works to help clients understand how personal catastrophe limits protect their assets and future earnings from major claims or lawsuits. It assesses individual risk exposures and existing policy limits before recommending appropriate supplementary coverage levels tailored to each situation.
An umbrella insurance agent can provide either a one-time policy review or ongoing coverage adjustments as circumstances change. Farmers Insurance - George Rocchi in Murray, UT offers umbrella policies that extend liability protection beyond standard homeowners or auto limits. This added coverage helps safeguard personal assets against major claims or lawsuits. Local clients may seek consultation for initial setup or for periodic reassessment of their overall risk profile. Service runs on an as-needed basis, accommodating requests when policyholders face new asset acquisitions or increased liability exposure.
Specializing in personal umbrella liability protection, Coordinated Insurance Services of Murray, UT offers local coverage that extends above standard auto and homeowners policies. The firm works with area residents to build an extra layer of financial security for major claims or lawsuits. This comprehensive service addresses risks not covered by underlying policies, such as libel or rental property incidents. During the winter season, it helps clients review coverage limits tied to icy sidewalk or slip-and-fall accidents on residential properties.
As winter snow and ice threaten property damage in Murray, locals often seek extra liability coverage beyond standard policies. Wilkins & Associates Insurance assists with umbrella insurance, which provides a secondary layer of financial protection after auto or homeowners limits are exhausted. This can help safeguard personal assets against costly lawsuits from accidents on icy driveways or other seasonal risks in the area. A representative typically begins by reviewing current policy limits and discussing potential exposures before offering an initial risk-assessment consultation.
IMSC Insurance Offices, Inc handles a broad range of general insurance needs in Murray, UT. Its core specialty is umbrella insurance, which provides supplemental liability coverage above primary policies for additional financial protection. This extra layer assists both individuals and businesses managing significant asset risks. The agency serves various commercial sectors in the area, including offices, warehouses, and food service operations.
Bennion-Taylor Insurance provides residential umbrella insurance coverage for homeowners in Murray, Utah, protecting personal assets beyond standard policy limits. Commercial umbrella insurance solutions are also available for businesses seeking additional liability protection throughout the area. Agents work closely with clients to secure extra coverage layers, addressing assets from vehicles to rental properties and diverse liability exposures. Follow-up consultations are arranged between regular visits to adjust coverage as personal circumstances or real estate holdings evolve, ensuring ongoing protection seamlessly adapts to each client's changing needs.
Fortis Insurance Agency LLC in Murray, UT, is known for offering personalized umbrella insurance policies that extend liability protection beyond standard home and auto coverage. Serving clients in Murray and the surrounding Salt Lake Valley area, the agency helps individuals and families secure additional financial safety against unforeseen claims and lawsuits. Each policy is tailored to complement existing insurance, addressing gaps where personal assets face exposure. As a specialty service, the agency can also structure umbrella coverage to protect multiple properties under a single, cohesive liability layer.
What Does an a Umbrella Insurance Agent in Murray Cost?
The cost of umbrella insurance in Utah generally ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 200 to 800 dollars annually. Factors like your driving record and number of properties affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Murray
Umbrella insurance agents in Murray Utah help residents secure extra liability coverage beyond standard auto and home policies. Utah law requires minimum liability limits for auto insurance but an umbrella policy can protect assets from large claims. Agents in Murray can explain how Utahs comparative fault rules affect personal injury lawsuits and why extra coverage matters.
Frequently Asked Questions
What does an umbrella insurance agent in Murray do?
An umbrella insurance agent in Murray helps you purchase a personal liability umbrella policy that kicks in after your auto or home insurance limits are exhausted. They assess your risk profile and recommend appropriate coverage amounts. This is especially useful in Utah where lawsuits can exceed standard policy limits.
Do I need umbrella insurance in Utah?
You may need umbrella insurance in Utah if you have significant assets to protect or face higher liability risks such as owning a pool or rental property. Utah law does not require umbrella insurance but it can shield your savings from large judgments. Many agents suggest it for homeowners with net worth over 500,000 dollars.
How much umbrella coverage should I get in Murray?
Most umbrella insurance agents in Murray recommend starting with one million dollars in coverage. The cost for this amount in Utah typically ranges from 150 to 400 dollars per year. Your agent will consider your assets and lifestyle to determine the right limit.
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