The top-rated umbrella insurance agent in Clearfield, Utah is Chad Hawks: Allstate Insurance, rated 4.9 stars across 306 reviews. Other highly rated options include Haldon Johnson, Stanger Insurance Clearfield LLC, Janet Silotti - State Farm Insurance Agent. This directory lists 15 umbrella insurance agents serving Clearfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Hawks: Allstate Insurance | 726 E 700 S | (801) 773-0888 |
| 2 | Haldon Johnson | 1725 Legend Hills Dr STE 345 | (435) 862-8176 |
| 3 | Stanger Insurance Clearfield LLC | 930 State St | (801) 773-1400 |
| 4 | Janet Silotti - State Farm Insurance Agent | 465 State St | (801) 825-0822 |
| 5 | FULL SPECTRUM INSURANCE AGENCY | 1785 E 1450 S Suite 260 | (801) 384-3092 |
| 6 | The Bon Agency Insurance | 1030 University Park Blvd Suite 3 | (801) 773-7570 |
| 7 | Maddy's Insurance Agency | 1412 Legend Hills Dr #105 | (801) 779-2528 |
| 8 | Crowther & Turley Agency: Allstate Insurance | 570 E 1700 S #202 | (801) 546-1199 |
| 9 | Evolution Insurance Professionals | 794 E 700 S | (801) 784-4972 |
| 10 | Eastman Risk Advisors | 270 E 200 S | (801) 515-2513 |
Chad Hawks: Allstate Insurance serves the Clearfield, Utah, area as an umbrella insurance agent. Umbrella insurance agents help clients obtain liability coverage that extends beyond the limits of standard home and auto policies. This type of coverage can offer additional financial protection against major claims and lawsuits. The agency assists individuals with assessing their personal risk exposure and selecting appropriate policy limits. It handles claims support and policy adjustments for umbrella insurance in this region.
Homeowners, businesses, and property managers throughout Clearfield work with Haldon Johnson for professional umbrella insurance coverage. This local agent helps clients protect their personal assets by providing additional liability protection above standard auto and homeowners policies. Customers often seek policies to guard against major claims and lawsuits that could threaten their savings. The agent offers clear guidance on policy limits and coverage options for general operations in the area. Services consistently extend across surrounding communities in Davis County, including nearby Syracuse.
Stanger Insurance Clearfield LLC provides a range of umbrella insurance agent services designed to extend personal and commercial liability coverage beyond standard policy limits. Its service plans include a thorough review of existing auto, home, and business policies to identify gaps in coverage, followed by the placement of an umbrella policy to deliver added protection against major claims. Maintenance plans involve periodic policy adjustments to reflect changes in the insured’s assets or risk profile. The agency services single-family homes, apartments, retail stores, and restaurants.
Janet Silotti - State Farm Insurance Agent serves Clearfield, Utah, and the surrounding communities in northern Davis County, handling personal umbrella insurance policies. This local agency provides liability coverage that extends beyond standard auto and home insurance limits to offer added financial protection for clients. Each policy is tailored to the individual needs of the policyholder, considering their assets and potential risk exposure typical in the area. For a typical job, the agency reviews the client’s current coverage gaps and adjusts the liability limits to secure a comprehensive safety net.
FULL SPECTRUM INSURANCE AGENCY provides umbrella insurance services in Clearfield, Utah, including both one-time policy consultation and ongoing coverage review options. Umbrella insurance offers extra liability protection beyond standard homeowners or auto policies, helping to safeguard assets against major claims. This agency assists clients in understanding coverage limits and exclusions to suit their individual needs. Service is available on either a one-time consultation basis for a single policy assessment or an as-needed basis for periodic adjustments and renewals.
The Bon Agency Insurance in Clearfield, UT specializes in umbrella liability coverage, providing additional protection beyond standard auto and homeowners policies. It serves local residents by helping them secure broader financial safeguards against major claims and lawsuits. Representative agents assist with assessing personal risk exposure, including dog bites and visitor injuries. This seasonal or situational concern becomes especially relevant during winter months, when increased slip-and-fall incidents on icy driveways and walkways can threaten a homeowner’s assets and future earnings.
Maddy's Insurance Agency in Clearfield, UT provides general liability coverage for individuals and small businesses. Its specialized focus includes umbrella insurance policies, which offer additional protection beyond standard policies when underlying claim limits are exceeded. This extra layer of coverage helps safeguard assets against large liability claims, such as those from serious accidents or property damage. The agency is equipped to serve commercial sectors including local offices, warehouses, and food service operations where higher liability limits are often necessary.
As the snowmelt and spring runoff arrive in Clearfield, risks of water damage and liability claims increase for homeowners with substantial assets. Crowther & Turley Agency: Allstate Insurance provides umbrella insurance to extend personal liability protection beyond the limits of standard auto and homeowners policies. This coverage is designed for clients seeking an extra layer of financial security against costly lawsuits. Anyone interested should schedule an initial assessment of their existing coverage to identify any gaps in protection.
Evolution Insurance Professionals arranges residential umbrella liability coverage for homeowners in Clearfield, Utah, offering an extra layer of protection beyond standard policies. The agency also assists local small businesses with commercial umbrella policies, serving Clearfield and surrounding areas. Their agents help clients evaluate personal and business asset exposure to determine appropriate coverage limits. Policyholders often return for annual adjustments as their property values or liability issues change, ensuring coverage remains current between regular insurance reviews.
Eastman Risk Advisors, based in Clearfield, UT, is known for offering comprehensive umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. These policies protect clients from major claims and lawsuits, ensuring financial stability. The agency serves homeowners, drivers, and property owners throughout the region. In addition to umbrella coverage, Eastman Risk Advisors can customize a personal liability umbrella policy specifically designed to cover risks associated with rental properties and recreational vehicles.
What Does an a Umbrella Insurance Agent in Clearfield Cost?
The cost of an umbrella insurance policy in Utah typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 million or more may cost 300 to 500 dollars annually. Premiums vary based on your risk profile, number of vehicles, and property owned. This is general information, not insurance advice. Always consult a licensed agent for a personalized quote.
About umbrella insurance agents in Clearfield
An umbrella insurance agent in Clearfield, Utah can help you secure extra liability coverage beyond your standard auto or home policy. Utah law requires minimum liability limits for drivers, but an umbrella policy provides additional protection for assets. Local agents understand the specific risks for homeowners and drivers in Davis County.
Frequently Asked Questions
What does an umbrella insurance policy cover in Utah?
An umbrella policy covers liability claims that exceed the limits of your auto or homeowners insurance. It also covers certain claims not included in those policies, such as libel or slander. Utah does not require umbrella insurance, but it is recommended for those with significant assets.
How much umbrella coverage do I need in Clearfield?
Most agents recommend at least 1 million dollars in umbrella coverage, though higher limits are available. The right amount depends on your net worth, income, and potential liability risks. An agent can help you calculate a suitable limit based on your personal situation.
Can I get umbrella insurance if I have a teenage driver in Utah?
Yes, many insurers offer umbrella policies even with a teenage driver on your auto policy. However, the premium may be higher due to increased risk. Utah law requires all drivers to carry minimum liability insurance, and an umbrella policy adds extra protection for accidents involving a teen driver.
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