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HomeUmbrella Insurance AgentsUtah › American Fork

Find Umbrella Insurance Agents Near You in American Fork, UT

Browse umbrella insurance agents serving American Fork, Utah. Updated 2026-07-14.

The top-rated umbrella insurance agent in American Fork, Utah is Insure Right Insurance Agency, rated 4.9 stars across 479 reviews. Other highly rated options include Rick Albrecht - State Farm Insurance Agent, Bear River Insurance Agent -Jackson Insurance, Farmers Insurance - Trevan Watson. This directory lists 16 umbrella insurance agents serving American Fork.

Showing 16 umbrella insurance agents in American Fork, UTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Insure Right Insurance Agency831 E 340 S Suite 200(801) 407-8360
2Rick Albrecht - State Farm Insurance Agent75 E Main St(801) 756-3500
3Bear River Insurance Agent -Jackson Insurance348 W Main St(801) 341-5000
4Farmers Insurance - Trevan Watson915 S 500 E St Ste 117(801) 770-0337
5Farmers Insurance - Larry Cardon174 W Main St(801) 756-9643
6Cox Insurance Agency920 E State St e(801) 492-9920
7UHA | Health Insurance Broker1084 E State St(801) 449-0889
8Foundations Insurance317 E Main St(801) 763-5400
9Inside Insurance915 S 500 E #200(866) 672-9668
10Advance Planning Insurance Agency42 E Main St(801) 756-6236
IR
831 E 340 S Suite 200
Insure Right Insurance Agency
Umbrella Insurance Agent · American Fork, UT

Insure Right Insurance Agency serves Utah County from its American Fork location, specializing in umbrella insurance coverage for local residents. This company helps clients secure supplemental liability protection that extends beyond standard home and auto policies, offering crucial financial safeguards against major claims. By providing this layer of security, it addresses risks that could otherwise threaten personal assets. The agency handles personal umbrella policies for homeowners and auto policyholders needing extra liability limits.

RA
75 E Main St
Rick Albrecht - State Farm Insurance Agent
Umbrella Insurance Agent · American Fork, UT

Rick Albrecht - State Farm Insurance Agent in American Fork, UT, offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto policies. These plans can help protect clients from major financial loss due to accidents or unexpected lawsuits, covering costs that exceed primary policy limits. The agency works with single-family homes, apartments, retail, and restaurants to ensure their assets are safeguarded against substantial claims.

BR
348 W Main St
Bear River Insurance Agent -Jackson Insurance
Umbrella Insurance Agent · American Fork, UT

Homeowners in American Fork, as well as businesses and property managers throughout Utah County, rely on this agency for guidance in securing umbrella insurance coverage. An umbrella policy extends liability protection beyond standard home and auto limits, safeguarding personal assets against unforeseen lawsuits and large claims. The agent helps clients assess their risk exposure and choose appropriate coverage amounts to fill potential gaps. Jackson, Wyo., is one of several neighboring communities also served by this firm.

FI
915 S 500 E St Ste 117
Farmers Insurance - Trevan Watson
Umbrella Insurance Agent · American Fork, UT

Farmers Insurance - Trevan Watson serves American Fork and the surrounding Utah County communities with umbrella insurance coverage. An umbrella insurance agent handles excess liability policies that extend beyond standard home and auto limits to protect clients from major claims and lawsuits. The agency manages these policies by reviewing each client's existing coverage and risk exposure before recommending appropriate supplementary protection levels. Trevan Watson typically begins every assignment by conducting a thorough personal policy review to identify gaps in liability coverage.

FI
174 W Main St
Farmers Insurance - Larry Cardon
Umbrella Insurance Agent · American Fork, UT

Farmers Insurance - Larry Cardon in American Fork, UT, helps clients choose between a single umbrella policy for immediate liability coverage and scheduled reviews for ongoing protection as assets change. Such policies extend coverage beyond standard home and auto limits, safeguarding against major claims or lawsuits. Services are offered on either a one-time basis for those seeking quick, standalone protection or as scheduled renewals to maintain consistent financial security over time.

CI
920 E State St e
Cox Insurance Agency
Umbrella Insurance Agent · American Fork, UT

Cox Insurance Agency offers umbrella liability coverage to protect against large claims that exceed standard policies. The agency serves clients in American Fork, Utah, helping individuals and families address complex liability exposures from auto, home, or recreational vehicle incidents. It works to ensure policyholders have sufficient coverage in case of serious accidents or property damage. During mountain snow seasons, the agency assists with reviewing coverage limits before winter driving conditions increase the risk of costly collisions.

UH
1084 E State St
UHA | Health Insurance Broker
Umbrella Insurance Agent · American Fork, UT

When winter storms or unexpected accidents hit Utah County, homeowners often recognize gaps in their standard liability coverage. UHA | Health Insurance Broker, located in American Fork, helps residents address these risks by offering umbrella insurance policies that extend protection beyond a typical home or auto policy. Their approach focuses on identifying your current liability limits and recommending additional coverage to safeguard assets. To begin the process, a representative reviews your existing insurance details and personal situation to schedule the initial risk-assessment consultation.

FI
317 E Main St
Foundations Insurance
Umbrella Insurance Agent · American Fork, UT

Foundations Insurance handles general liability coverage for clients in American Fork, Utah, and supplements these policies with dedicated umbrella insurance for added protection against major claims. This type of excess liability policy extends coverage limits beyond standard business insurance, guarding against catastrophic lawsuits and settlements. The firm serves a variety of commercial sectors, including professional offices, warehouse operations, and food service establishments.

II
915 S 500 E #200
Inside Insurance
Umbrella Insurance Agent · American Fork, UT

Inside Insurance provides residential umbrella insurance coverage to property owners in American Fork, Utah, extending liability protection beyond standard homeowners policies. The agency also serves local commercial clients seeking additional layers of coverage for their business operations within the surrounding area. Policyholders typically receive straightforward guidance on their coverage options during the initial consultation. Ongoing client relationships allow the agency to adjust limits as needs change, often returning for renewals or policy reviews between regular scheduled visits.

AP
42 E Main St
Advance Planning Insurance Agency
Umbrella Insurance Agent · American Fork, UT

Advance Planning Insurance Agency in American Fork, UT, is recognized for providing umbrella insurance coverage that extends liability protection beyond standard homeowners, auto, and watercraft policies. This added layer of security helps safeguard personal assets and future earnings against major claims or lawsuits. The agency serves local residents seeking broader financial safety through higher liability limits. Its service range includes evaluating individual risk profiles to recommend appropriate coverage amounts. As a specialty service, the agency can also assist with personal liability coverage for rental or recreational properties.

AJ
831 E 340 S Suite 200
Adam Judson - Insure Right Insurance Agency
Umbrella Insurance Agent · American Fork, UT
(801) 407-8360
insureright.biz
FI
405 E State Rd
Farmers Insurance - Ryan Huntsman
Umbrella Insurance Agent · American Fork, UT
(801) 756-5188
agents.farmers.com/ut/american-fork/ryan-huntsman
FI
686 E 110 S
Foote Insurance
Umbrella Insurance Agent · American Fork, UT
(801) 756-5001
footeinsurance.com
FI
69 N 490 W
Farmers Insurance - Judson Law
Umbrella Insurance Agent · American Fork, UT
(801) 226-8828
agents.farmers.com/ut/american-fork/judson-law
FI
915 S 500 E St Ste 117
Farmers Insurance - Cameron Earnest
Umbrella Insurance Agent · American Fork, UT
(801) 436-6333
agents.farmers.com/ut/american-fork/cameron-earnest
DS
1002 S 500 E
Day Star Insurance Agency
Umbrella Insurance Agent · American Fork, UT
(855) 487-6714
onlineinsurancehub.com/contact

What Does an a Umbrella Insurance Agent in American Fork Cost?

The cost of an umbrella insurance policy in Utah typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost between 300 and 800 dollars annually. Premiums vary based on your driving record, number of properties, and other risk factors. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.

About umbrella insurance agents in American Fork

An umbrella insurance agent in American Fork Utah helps you add a layer of liability protection beyond your auto and home policies. Utah law requires minimum auto liability coverage of 25/65/15, but an umbrella policy can cover claims that exceed those limits. Agents in American Fork can tailor coverage to your specific needs, including protection for rental properties or recreational vehicles common in Utah County.

Frequently Asked Questions

What does an umbrella insurance agent in American Fork do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk factors to recommend an appropriate coverage amount, typically starting at one million dollars.

Do I need umbrella insurance if I live in American Fork Utah?

Umbrella insurance is useful if you have significant assets, own a pool or trampoline, or frequently host guests. Utah law does not require umbrella insurance, but it can protect your savings and future earnings from large liability lawsuits.

How much umbrella coverage should I get in Utah?

Most agents recommend at least one million dollars in umbrella coverage. The right amount depends on your total assets and income. A local American Fork agent can help you calculate a suitable limit based on your personal situation.

Umbrella Insurance Agents in Other Utah Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.