The top-rated umbrella insurance agent in Cedar City, Utah is Seth Porter - State Farm Insurance Agent, rated 5.0 stars across 515 reviews. Other highly rated options include Dixie Leavitt Agency, Farmers Insurance - Jesse Robinson, Amy Carter - State Farm Insurance Agent. This directory lists 20 umbrella insurance agents serving Cedar City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seth Porter - State Farm Insurance Agent | 118 W 200 S | (435) 586-4467 |
| 2 | Dixie Leavitt Agency | 115 N Main St | (435) 586-9463 |
| 3 | Farmers Insurance - Jesse Robinson | 210 N 300 W #203 | (435) 865-1160 |
| 4 | Amy Carter - State Farm Insurance Agent | 2092 Cross Hollow Rd A | (435) 586-2797 |
| 5 | Wahweap Insurance and Financial | 1233 Sage Dr c | (435) 586-5904 |
| 6 | JRI Insurance | 1233 Sage Dr c | (435) 586-1399 |
| 7 | Leavitt Group Enterprises | 136 W University Blvd | (435) 586-6553 |
| 8 | Landon Eldredge: Financial Professional | 1233 Sage Dr c | (435) 586-5904 |
| 9 | Iron Desert Insurance | 2460 UT-56 STE 3 | (435) 267-2040 |
| 10 | Creamer Insurance Inc | 51 E 400 N | (435) 586-4377 |
Seth Porter - State Farm Insurance Agent serves Cedar City, Utah, and the surrounding metro area, specializing in umbrella insurance agent services. An umbrella insurance policy provides extra liability coverage that extends beyond the limits of a standard home or auto policy, offering additional financial protection. The agency helps clients assess their personal risk factors and select appropriate coverage levels to safeguard their assets. It handles comprehensive umbrella policy reviews and personalized coverage adjustments for local residents.
Dixie Leavitt Agency provides specialized umbrella insurance coverage for Cedar City clients, offering extended liability protection that goes beyond standard auto and home policies. It carefully assesses individual risk profiles to design appropriate coverage limits for local residents and businesses. The agency manages the essential service of protecting personal assets against major claims and lawsuits. This year, as summer tourism increases traffic on Interstate 15, the agency helps drivers secure added liability protection against serious accidents involving out-of-town travelers.
Farmers Insurance - Jesse Robinson provides umbrella insurance coverage that extends liability protection beyond standard home and auto policies for clients in Cedar City, Utah. Their service approach includes personalized policy reviews and assistance in adjusting coverage limits to match evolving needs, ensuring consistent protection. They offer maintenance plans through regular check-ins on existing policies and guidance on suitable updates. This agent's umbrella insurance solutions typically service single-family homes, apartments, retail establishments, and restaurants.
Amy Carter - State Farm Insurance Agent in Cedar City, UT focuses on helping homeowners, businesses, and property managers secure umbrella insurance coverage. This type of policy provides additional liability protection beyond standard policies, adding a critical safety net for those with assets to guard against major claims or lawsuits. The agency offers personalized consultations to assess each client's unique risk exposure. Southern Utah residents and those in nearby communities such as Enoch also benefit from these local services.
Wahweap Insurance and Financial in Cedar City, UT offers both one-time umbrella insurance policies for specific asset protection needs and ongoing coverage that updates with changing personal liability exposures. General umbrella insurance agents typically provide extra liability layers above standard homeowners and auto policies, safeguarding local clients against major lawsuits or judgments. Service for policy reviews and adjustments runs on both a scheduled basis for annual check-ins and on an as‑needed basis when clients acquire new property or experience life changes.
JRI Insurance serves Cedar City and the surrounding communities of Iron County. As an umbrella insurance agent, it handles excess liability coverage that extends beyond standard home, auto, and watercraft policies. The company works with clients to assess their risk exposure and financial assets that could be at stake in a major lawsuit. To manage a typical job, it systematically reviews an individual's existing coverage gaps and builds an appropriate layer of added protection to secure total net worth.
Specializing in umbrella insurance policy placement, Leavitt Group Enterprises in Cedar City, UT assists local residents and businesses with securing additional liability coverage beyond standard policies. It provides personalized consultations to evaluate individual risk exposures in the region, helping clients determine appropriate coverage limits. This service addresses common financial vulnerabilities associated with significant personal assets or commercial operations. During seasonal tourism influxes and unpredictable summer storm seasons, it helps protect policyholders against potential lawsuits from accidents on their property or arising from rental vehicles.
When storms roll through southern Utah, Cedar City homeowners and small-business operators often need extra liability protection beyond standard policies. Landon Eldredge: Financial Professional provides umbrella insurance in Cedar City to address coverage gaps that could otherwise lead to unanticipated personal financial loss. Their process begins with a thorough review of existing policies to assess current risk levels. This initial consultation helps determine appropriate coverage limits and ensures manageable transition from basic insurance. A complete inspection of assets and liabilities then follows to finalize a tailored umbrella plan.
Iron Desert Insurance provides general property and casualty coverage to clients in Cedar City, Utah. It specifically offers umbrella insurance policies that extend additional liability limits beyond standard home and auto policies. This extra protection helps safeguard personal assets from large claims or lawsuits. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Cedar City Cost?
Typical costs for a 1 million dollar umbrella insurance policy in Utah range from 150 to 300 dollars per year. A 2 million dollar policy may cost between 250 and 500 dollars annually. Premiums vary based on your driving record, number of properties, and other risk factors. This is general information and not insurance advice.
About umbrella insurance agents in Cedar City
Umbrella insurance agents in Cedar City Utah help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. This type of policy is especially useful in Utah where state law requires minimum auto liability limits that may not fully cover a serious accident. A local agent can explain how Utahs comparative fault rules affect your risk and help you choose appropriate coverage.
Frequently Asked Questions
What does an umbrella insurance agent in Cedar City do?
An umbrella insurance agent helps you purchase a personal liability policy that provides coverage above your existing auto and home insurance limits. In Utah this extra layer can protect your savings and future income from large lawsuit judgments or settlements.
How much umbrella coverage do I need in Utah?
Most agents recommend at least 1 million dollars in umbrella coverage for Utah homeowners with significant assets. The right amount depends on your net worth, income, and risk factors such as owning a pool or rental property in Cedar City.
Does Utah law require umbrella insurance?
Utah does not require umbrella insurance by law. However Utahs minimum auto liability limits are 25 thousand dollars per person and 65 thousand dollars per accident. These limits may be too low for serious accidents making umbrella coverage a practical choice for asset protection.
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