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HomeUmbrella Insurance AgentsUtah › Kaysville

Find Umbrella Insurance Agents Near You in Kaysville, UT

Browse umbrella insurance agents serving Kaysville, Utah. Updated 2026-07-14.

The top-rated umbrella insurance agent in Kaysville, Utah is Ken Graham - State Farm Insurance Agent, rated 4.9 stars across 321 reviews. Other highly rated options include Affinity Insurance Group, Zach Hadley Insurance LLC - Platinum Group, David Jarnagin Insurance - Platinum Insurance Group. This directory lists 10 umbrella insurance agents serving Kaysville.

Showing 10 umbrella insurance agents in Kaysville, UTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ken Graham - State Farm Insurance Agent577 Main St(801) 513-5490
2Affinity Insurance Group459 N 300 W UNIT 16(801) 683-8342
3Zach Hadley Insurance LLC - Platinum Group610 N Kays Dr Ste 102(801) 719-6661
4David Jarnagin Insurance - Platinum Insurance Group1188 Sportsplex Dr #104(385) 262-2961
5Choice Plus Insurance612 N Kays Dr Suite 120(801) 825-8165
6Metcalfe and Associates1 W 100 S(801) 444-0227
7Farmers Insurance - Bob Hackmeister378 S Main St(801) 546-1818
81 Stop Shop Insurance330 N Main St(801) 452-5588
9Trina Lemmons Insurance459 N 300 W Ste 14(801) 529-1208
10Platinum Insurance Group487 N Main St(801) 513-5747
KG
577 Main St
Ken Graham - State Farm Insurance Agent
Umbrella Insurance Agent · Kaysville, UT

Ken Graham - State Farm Insurance Agent serves the Davis County area, including Kaysville, UT, offering umbrella insurance to provide additional liability coverage beyond standard policies. Rio Umbrella coverage can help protect a client's assets from major claims and lawsuits. The agency works with renters, homeowners, and drivers, assessing personal risk to recommend appropriate protection levels. Services include policy reviews to determine coverage limits for high-net-worth individuals or property owners, alongside claims support for qualifying incidents.

AI
459 N 300 W UNIT 16
Affinity Insurance Group
Umbrella Insurance Agent · Kaysville, UT

Affinity Insurance Group in Kaysville, UT, provides umbrella liability coverage that extends protection beyond standard policies for individuals and businesses. Its service approach includes regular policy reviews to adjust coverage limits based on changing asset values and risk profiles. Maintenance plans involve coordinating with primary insurers to ensure seamless claims handling and gap prevention. The agency services a diverse portfolio of properties, including single-family homes, apartments, retail establishments, and restaurants.

ZH
610 N Kays Dr Ste 102
Zach Hadley Insurance LLC - Platinum Group
Umbrella Insurance Agent · Kaysville, UT

Homeowners, property managers, and small business owners in Kaysville, UT can secure personal liability protection through Zach Hadley Insurance LLC - Platinum Group. This umbrella insurance agent helps clients add an extra layer of coverage beyond standard policies, guarding against costly lawsuits and major claims. It serves clients throughout Davis County as well as the greater Salt Lake City metro area.

DJ
1188 Sportsplex Dr #104
David Jarnagin Insurance - Platinum Insurance Group
Umbrella Insurance Agent · Kaysville, UT

Serving Kaysville, Utah, and the surrounding communities, David Jarnagin Insurance - Platinum Insurance Group handles umbrella insurance policies, offering an extra layer of liability coverage that extends beyond standard home and auto limits. This added protection helps safeguard local clients against major claims and lawsuits, securing their assets. When evaluating typical coverage needs, the company assesses each client's unique risk exposures and policy boundaries, then presents personal liability policy options designed to offer thorough protection in today's litigious environment.

CP
612 N Kays Dr Suite 120
Choice Plus Insurance
Umbrella Insurance Agent · Kaysville, UT

Choice Plus Insurance in Kaysville, UT, offers umbrella insurance options that can be set up as either a one-time policy for a specific liability need or as a recurring annual service for ongoing protection. Coverage extends beyond standard home and auto policies to provide extra liability layers in case of major claims or lawsuits. This added safeguard helps protect personal assets and future earnings from unforeseen legal expenses. Service appointments run on an as-needed basis, allowing clients to adjust coverage when their circumstances change.

MA
1 W 100 S
Metcalfe and Associates
Umbrella Insurance Agent · Kaysville, UT

Metcalfe and Associates in Kaysville, Utah, specializes in umbrella insurance as an agent for this region, offering excess liability coverage that extends beyond the limits of standard auto and homeowners policies. The agency also assists clients by evaluating personal exposure risks, advising on appropriate coverage thresholds, and integrating umbrella policies with existing insurance plans. It frequently helps property owners and drivers in northern Utah secure extra protection ahead of peak travel seasons or winter weather, when the likelihood of a costly accident increases.

FI
378 S Main St
Farmers Insurance - Bob Hackmeister
Umbrella Insurance Agent · Kaysville, UT

In the unpredictable weather of northern Utah, sudden hailstorms can leave homeowners with uncovered property damage, which is why local residents seek guidance from Farmers Insurance - Bob Hackmeister in Kaysville. This agency specializes in providing umbrella insurance policies that extend liability coverage beyond standard home and auto limits, offering financial protection against large claims or lawsuits. A client meets with the agent to discuss existing policies and assess personal risk. After reviewing the property’s exposure and coverage gaps, the initial step is scheduling a complimentary inspection.

1S
330 N Main St
1 Stop Shop Insurance
Umbrella Insurance Agent · Kaysville, UT

1 Stop Shop Insurance in Kaysville, Utah, assists clients with standard liability policies while also providing coverage beyond primary limits through umbrella insurance. This extra layer of protection is designed to safeguard assets, covering unexpected gaps in underlying home and auto policies. Their umbrella insurance agents work to protect businesses from catastrophic lawsuits and major property damage claims. Typical commercial clients served by the agency include offices, warehouses, and food service establishments seeking comprehensive risk management solutions for their daily operations.

TL
459 N 300 W Ste 14
Trina Lemmons Insurance
Umbrella Insurance Agent · Kaysville, UT

Trina Lemmons Insurance provides umbrella insurance to homeowners and renters in Kaysville, Utah, ensuring residential clients have added liability protection beyond standard policies. The agency also offers commercial umbrella coverage for local businesses seeking broader asset safeguarding. Services extend throughout Kaysville and the surrounding region, supporting clients with supplemental liability needs. After an initial policy is established, the agency maintains contact to review coverage updates and provide adjustments between regular visits, facilitating ongoing protection changes as circumstances evolve.

PI
487 N Main St
Platinum Insurance Group
Umbrella Insurance Agent · Kaysville, UT

Platinum Insurance Group in Kaysville, UT, is known for providing liability coverage that extends beyond standard auto and homeowners policies to protect personal assets. Its service range helps Utah residents safeguard savings and future earnings against major lawsuits or claims. The agent assesses individual risk factors, such as property ownership or recreational vehicle use, to recommend appropriate policy limits through established insurance carriers. For clients with significant assets, this company can add specialty excess liability coverage that covers additional layers of unique exposure, like rental properties or watercraft.

What Does an a Umbrella Insurance Agent in Kaysville Cost?

The cost of an umbrella insurance policy in Utah typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Premiums vary based on your driving record number of properties and other risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Kaysville

An umbrella insurance agent in Kaysville Utah helps you secure extra liability protection beyond your auto and home policies. This coverage is important in Utah because state law requires minimum auto liability limits that may not cover major accidents. A local agent can explain how umbrella policies work with Utahs legal system and your personal assets.

Frequently Asked Questions

What does an umbrella insurance agent in Kaysville do?

An umbrella insurance agent helps you buy a policy that provides additional liability coverage above your existing home and auto insurance. In Utah this extra layer can protect your savings and future earnings if you are sued for damages beyond your primary policy limits.

Do I need umbrella insurance in Utah?

You may need umbrella insurance if you have significant assets or face higher liability risks. Utah law requires minimum auto coverage of 25 thousand dollars per person and 65 thousand dollars per accident which may not be enough if you cause a serious crash.

How much umbrella coverage should I get in Kaysville?

Most agents recommend starting with 1 million dollars in umbrella coverage. The right amount depends on your net worth income and risk factors such as owning a pool or rental property in Utah.

Umbrella Insurance Agents in Other Utah Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.