The top-rated umbrella insurance agent in Ogden, Utah is Cornerstone Insurance Agency, rated 4.9 stars across 157 reviews. Other highly rated options include Sessions Insurance, Stanger Insurance, Affordable Insurance Solutions. This directory lists 18 umbrella insurance agents serving Ogden.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cornerstone Insurance Agency | 585 24th St #106 | (801) 899-6995 |
| 2 | Sessions Insurance | 968 Chambers St STE 5 | (801) 882-9424 |
| 3 | Stanger Insurance | 3919 Riverdale Rd | (801) 627-1113 |
| 4 | Affordable Insurance Solutions | 2650 Washington Blvd ste 102C | (801) 393-1122 |
| 5 | Persico Insurance | 585 24th St #102 | (435) 374-4011 |
| 6 | Brightway Insurance, The JS Smith Agency | 2909 Washington Blvd Ste 219 | (801) 804-5045 |
| 7 | Blackburn Jones Company | 905 24th St | (801) 392-7516 |
| 8 | Schroader-Blackley Insurance | 1336 Washington Blvd | (801) 393-7283 |
| 9 | Heiner's Insurance Center | 606 Washington Blvd | (801) 621-2620 |
| 10 | Universal Insurance Ogden LLC | 3028 Washington Blvd | (801) 393-0005 |
Cornerstone Insurance Agency serves Ogden, Utah and the surrounding Weber County area as an umbrella insurance agent. This agency offers personal umbrella policies that provide an extra layer of liability protection beyond standard auto and homeowners coverage. It also works with local clients to secure commercial umbrella insurance for business liability risks. These umbrella policies help protect assets in the event of major accidents or lawsuits. The agency specifically handles umbrella insurance for both personal residences and commercial properties in this region.
Sessions Insurance in Ogden, UT, serves homeowners, businesses, and property managers seeking liability protection beyond standard policy limits. The company provides umbrella insurance, which extends coverage for major claims or lawsuits that may exceed underlying policy caps. This additional layer of security helps protect personal assets and commercial interests from financial risk. Sessions Insurance also serves clients in the broader Weber County area, including the nearby communities of South Ogden and Roy.
Stanger Insurance provides umbrella liability coverage designed to extend protection beyond standard policy limits. Their offerings help clients address gaps in existing home and auto insurance. Service support typically includes policy review sessions to explain coverage scope and claims assistance for coordination between primary policies and the umbrella layer. They also offer periodic updates to align with changing asset or risk profiles. The company serves individual homeowners, apartment complexes, retail store locations, and restaurant businesses seeking supplemental liability coverage throughout Ogden, UT.
Affordable Insurance Solutions serves clients in Ogden, Utah, and the surrounding communities of Weber County. The agency handles umbrella insurance policies that provide extra liability coverage beyond standard homeowners, auto, and watercraft policies. It helps local residents and small businesses protect their assets against large claims or lawsuits that could exceed the limits of their primary insurance. For a typical job, the agency starts by reviewing a client’s existing policies and asset base to determine the appropriate amount of additional coverage.
Persico Insurance in Ogden, UT offers umbrella insurance on either a one-time policy or a recurring annual service basis. This coverage provides additional liability protection above standard homeowners and auto policies, helping safeguard personal assets against large claims and lawsuits. The agent works with clients to assess their overall risk exposure and secure appropriate limits. Service for policy management and renewals runs on an as-needed schedule, allowing policyholders to adjust coverage when their personal situation or liability exposure changes.
Brightway Insurance, The JS Smith Agency in Ogden, UT provides specialized umbrella insurance services, securing extra liability coverage beyond standard home and auto policies. It generally serves local clients by assessing personal risk exposure and recommending appropriate layers of financial protection. As heavy winter snowstorms can unexpectedly lead to costly slip-and-fall accidents on residential or commercial property, this agency helps residents address that seasonal liability gap with extended umbrella coverage.
Blackburn Jones Company, based in Ogden, UT, helps local homeowners secure residential umbrella policies that provide extra liability protection beyond standard home coverage. They also assist Ogden-area businesses with commercial umbrella plans to cover larger liability exposures. Serving clients throughout the Ogden region, the agency works to ensure both personal and commercial assets gain an additional layer of financial defense. Policyholders often return for coverage adjustments between regular policy reviews, maintaining consistent protection as their insurance needs evolve.
As winter storms approach the Wasatch Front, many Ogden homeowners grow concerned about liability risks from icy walkways or snow-related accidents. Schroader-Blackley Insurance offers local umbrella insurance coverage designed to protect personal assets beyond standard policy limits, providing a cushion for major claims. The agency works with clients to evaluate their existing home and auto policies, identifying gaps in coverage that a powerful umbrella policy could fill. An initial risk assessment appointment is scheduled to review individual needs and begin the process of gathering necessary documentation.
Heiner's Insurance Center in Ogden, UT, helps clients secure liability coverage that extends beyond standard home or auto policies. The agency specializes in umbrella insurance, providing added protection for individuals and businesses against major claims or lawsuits. This coverage can safeguard personal assets and future earnings when primary policy limits are exhausted. Heiner's Insurance Center serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Universal Insurance Ogden LLC is known for providing specialized umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Serving clients in Ogden, Utah, the agency helps individuals and businesses secure an extra layer of financial security against major claims or lawsuits. Common scenarios addressed by an umbrella insurance agent include protecting personal assets from accidents or property-related incidents. The agency can also add on coverage for rental properties or recreational vehicles, ensuring broader risk management for policyholders.
What Does an a Umbrella Insurance Agent in Ogden Cost?
In Utah, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your driving record, number of properties, and insurance history. This is general information and not insurance advice.
About umbrella insurance agents in Ogden
An umbrella insurance agent in Ogden Utah helps you secure extra liability coverage beyond standard home and auto policies. Utah law does not require umbrella insurance but it can protect your assets from large claims. Local agents understand the unique risks of the Wasatch Front including winter driving and outdoor recreation liability.
Frequently Asked Questions
What does an umbrella insurance agent in Ogden do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing home and auto limits. They assess your assets and recommend appropriate coverage amounts based on Utah liability risks.
How much umbrella coverage do I need in Utah?
Most agents recommend at least 1 million dollars in umbrella coverage for Utah homeowners. The amount depends on your net worth, property value, and potential liability from activities like boating or snowmobiling on Utah reservoirs and mountains.
Can I get umbrella insurance without a car or home policy in Ogden?
No, umbrella insurance requires you to have underlying auto and homeowners or renters insurance policies. Your Ogden agent will ensure your base policies meet the minimum coverage limits required by the umbrella carrier.
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