The top-rated umbrella insurance agent in Salt Lake City, Utah is Curtis Hansen - State Farm Insurance Agent, rated 5.0 stars across 564 reviews. Other highly rated options include Kim Hinkle - State Farm Insurance Agent, Next Level Insurance, M&M Insurance: Miles Hunsaker: Allstate Insurance. This directory lists 26 umbrella insurance agents serving Salt Lake City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Curtis Hansen - State Farm Insurance Agent | 4465 S 900 E #225 | (801) 521-2558 |
| 2 | Kim Hinkle - State Farm Insurance Agent | 1568 S 1100 E | (801) 533-8686 |
| 3 | Next Level Insurance | 1842 S Main St | (385) 289-0808 |
| 4 | M&M Insurance: Miles Hunsaker: Allstate Insurance | 1635 E 3300 S | (801) 466-2556 |
| 5 | Shaun Speechly - State Farm Insurance Agent | 4586 S 700 E | (801) 433-0421 |
| 6 | ASA Insurance | 2200 S State St | (801) 486-7463 |
| 7 | GRIT Insurance Group, LLC | 5525 S 900 E # 345 | (801) 505-5500 |
| 8 | Nationwide Insurance: Ultralia Insurance Group LLC | 2850 S Redwood Rd A4 | (801) 433-1850 |
| 9 | Direct Insurance Services | 6796 S 1300 E | (801) 255-7300 |
| 10 | Miller Insurance Group, LLC | 770 S W Temple St | (801) 505-4890 |
Curtis Hansen - State Farm Insurance Agent in Salt Lake City, UT, serves homeowners, businesses, and property managers seeking personalized umbrella insurance coverage. This agent helps clients understand how an umbrella policy provides additional liability protection beyond standard home, auto, and business policies. By working closely with each client, the agency evaluates individual risk profiles to recommend appropriate coverage limits. Its services also extend to residents and commercial operators in nearby Sandy, ensuring broader metro-area access to supplemental liability solutions tailored for local property and liability exposures.
Based in Salt Lake City, Utah, Kim Hinkle - State Farm Insurance Agent provides umbrella insurance to residents in the city and its surrounding communities. The agency handles policies that extend liability coverage beyond standard home and auto limits, offering clients added financial security in an unpredictable world. For a typical job, the agent begins by reviewing a client's existing policies to identify coverage gaps.
Next Level Insurance specializes in umbrella liability coverage for Salt Lake City clients, offering extended personal and commercial protection that surpasses the limits of standard policies. It serves as a local resource for those seeking additional security against claims, lawsuits, or judgments that might otherwise threaten personal assets. Clients here often review their coverage before the heavy winter season, as increased snow and ice risks on walkways and driveways add to liability exposure from potential slip-and-fall accidents.
Miles Hunsaker, operating under M&M Insurance with Allstate, provides umbrella insurance for residential clients in the Salt Lake City area, offering protection beyond standard policy limits. Commercial umbrella coverage is also available for local businesses, helping safeguard assets from larger liability claims. Serving clients throughout Salt Lake City, UT, agents assist with assessing personal and commercial risk exposure during an initial consultation. Follow-up service is provided between regular visits to adjust coverage as circumstances change.
Shaun Speechly - State Farm Insurance Agent in Salt Lake City, Utah, provides umbrella insurance policies that offer additional liability coverage beyond standard home and auto limits, protecting assets from major claims. A one-time policy setup allows clients to secure this extra layer of protection, while any changes or adjustments to coverage can be made as needed. Service for policy management and claims support runs on an as-needed basis, with consultations available to discuss specific liability risks.
ASA Insurance offers umbrella insurance coverage tailored for Salt Lake City clients seeking extra liability protection beyond standard policies. The agency assists locals with personal and commercial coverage, ensuring comprehensive asset safeguarding. Its services address the unique risks of Utah's seasonal weather patterns, such as severe winter storms and spring runoff, which can lead to unexpected property damage claims or liability incidents on a policyholder’s premises.
GRIT Insurance Group, LLC operates as a general insurance agency in Salt Lake City, Utah, offering a range of basic coverage options. The firm specializes in adding umbrella liability policies to standard insurance offerings, providing extra protection beyond typical policy limits. This additional coverage is designed for businesses and property owners seeking greater financial security. Its commercial services support local offices, warehouses, and food service establishments, tailoring umbrella coverage to their specific operational risks and asset values.
After winter storms blast the Wasatch Front, homeowners in Salt Lake City often face unexpected property damage that standard policies may not fully cover. Nationwide Insurance: Ultralia Insurance Group LLC provides umbrella insurance to add an extra layer of liability protection above existing home and auto coverage. Their services help residents secure broader financial safeguards against costly lawsuits and medical claims. For those concerned about potential gaps in their current insurance, the company begins by scheduling a complimentary review of existing policies to identify specific coverage needs.
Direct Insurance Services in Salt Lake City, Utah offers umbrella insurance either as a one-time policy for a single liability concern or as a recurring annual endorsement to extend coverage across existing home and auto policies. This type of supplementary liability protection helps safeguard personal assets against large claims or lawsuits that exceed the limits of standard policies. Residents and businesses in the area can rely on this local agent to implement the additional layer of security. Service is available on a recurring annual basis as needs evolve.
Miller Insurance Group, LLC offers residential umbrella insurance serving homeowners in Salt Lake City, Utah, and provides similar commercial coverage for local businesses across the broader region. Working alongside standard policies, this agent coordinates layers of liability protection that can step in when primary limits are exhausted. Clients receive straightforward guidance on adjusting umbrella amounts to match changing property and asset values. The office schedules convenient follow-up conversations between regular policy review visits, ensuring coverage keeps pace with evolving household and company needs.
What Does an a Umbrella Insurance Agent in Salt Lake City Cost?
The cost of umbrella insurance in Utah typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Factors such as your driving record, number of properties, and claims history can affect the premium. For higher limits, such as 2 million or 5 million dollars, the cost may increase proportionally. This is general information, not insurance advice.
About umbrella insurance agents in Salt Lake City
An umbrella insurance agent in Salt Lake City Utah can help you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. Utah law requires minimum auto liability limits of 25/65/15, but a serious accident can quickly exceed those amounts. An agent can explain how umbrella policies provide an extra layer of protection for Utah residents against large claims or lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent in Salt Lake City do?
An umbrella insurance agent helps you find a policy that provides extra liability coverage above your existing home and auto insurance. In Utah, this extra coverage can protect your savings and future income if you are sued for damages. The agent will assess your assets and recommend a coverage amount that fits your needs.
How much umbrella insurance do I need in Utah?
The amount of umbrella insurance you need depends on your total assets and potential risk exposure. Many agents in Salt Lake City suggest starting with 1 million dollars in coverage. Utah courts can award large judgments, so you should consider coverage equal to or greater than your net worth.
Is umbrella insurance required by law in Utah?
No, Utah law does not require umbrella insurance. However, it is a common recommendation for individuals with significant assets or high liability risks. The Utah Insurance Department does not mandate this coverage, but it can be valuable for protecting against lawsuits that exceed standard policy limits.
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