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Umbrella Insurance Agents in Roy, UT

Directory of umbrella insurance agents in Roy, Utah. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
Roy, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Utah before hiring.
Showing 10 umbrella insurance agents in Roy, UT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Deni Mooney American Family Insurance
6022 S 1900 W, Roy, UT 84067
(801) 399-0523 amfam.com
Mindy Olsen American Family Insurance
6022 S 1900 W, Roy, UT 84067
(801) 825-1707 amfam.com
Kimberly Stephens - State Farm Insurance Agent
4893 S 1900 W, Roy, UT 84067
(801) 825-7169 kimberlystephens.net
Morse Insurance Agency
4695 S 1900 W #8, Roy, UT 84067
(801) 776-1626 morseinsure.com
Ponce de Leon Insurance (now Sierra Grande Insurance)
4655 S 1900 W #3, Roy, UT 84067
(801) 317-4943 sierragrandeins.com
Farmers Insurance - Joshua Cottle
2050 W 5700 S, Roy, UT 84067
(801) 775-0424 agents.farmers.com
Freedom Insurance Utah
5533 S 1900 W, Roy, UT 84067
(801) 773-1555
Sierra Grande Insurance
4655 S 1900 W, Roy, UT 84067
(801) 317-4943 sierragrandeins.com
Farmers Insurance Andrew Miller Agency
3588 W 4800 S B, Roy, UT 84067
(801) 406-6293 agents.farmers.com
Acrisure Roy, UT (JRI Insurance)
5360 S 1900 W B2, Roy, UT 84067
(385) 383-0155 acrisure.com

What Does a Umbrella Insurance Agent in Roy Cost?

The cost of an umbrella insurance policy in Utah typically ranges from 150 to 500 dollars per year for one million dollars of coverage. Factors like your driving record, number of properties, and underlying policy limits affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Roy do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your existing home and auto policies. They assess your assets and risk factors to recommend an appropriate coverage limit, typically starting at one million dollars.
Do I need umbrella insurance in Utah?
You may need umbrella insurance if you have significant assets, a swimming pool, rental properties, or engage in activities that increase lawsuit risk. Utah courts can award damages that exceed standard policy limits, making umbrella coverage a practical safeguard.