ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Nashville, TN

Browse umbrella insurance agents serving Nashville, Tennessee. Updated 2026-07-14.

The top-rated umbrella insurance agent in Nashville, Tennessee is Valencia Insurance, rated 5.0 stars across 2,058 reviews. Other highly rated options include Southwestern Insurance Group, BTJ Insurance Inc, Zander Insurance. This directory lists 18 umbrella insurance agents serving Nashville.

Showing 18 umbrella insurance agents in Nashville, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Valencia Insurance3765 Nolensville Pk(615) 540-1177
2Southwestern Insurance Group2451 Atrium Way(615) 316-7015
3BTJ Insurance Inc432 Bell Rd(615) 333-0519
4Zander Insurance6213 Charlotte Avenue, Charlotte Pike(800) 356-4282
5Robins Insurance Agency, Inc.11 Music Cir S(615) 665-9200
6Farm Bureau Insurance7034 US-70S(615) 646-8659
7HQ Insurance2451 Atrium Way(615) 884-3535
8Lockeland Insurance Advisors204 S 11th St UNIT 200(615) 266-0246
9Martin & Zerfoss, Inc.6730 Charlotte Pike(615) 297-8500
10Choice Insurance Agency LLC555 Marriott Dr Suite 315(615) 928-1190
VI
3765 Nolensville Pk
Valencia Insurance
Umbrella Insurance Agent · Nashville, TN

Valencia Insurance serves the Nashville, Tennessee metro area as an umbrella insurance agent. This agency helps local residents and business owners secure additional liability coverage that extends beyond the limits of standard home and auto policies. Such protection is valuable for safeguarding personal assets against large claims or lawsuits common in the region. They also address local coverage needs by assisting clients with flood insurance and recreational vehicle liability policies.

SI
2451 Atrium Way
Southwestern Insurance Group
Umbrella Insurance Agent · Nashville, TN

Serving Nashville, Tennessee, Southwestern Insurance Group connects clients with umbrella insurance policies. These plans provide extra liability coverage beyond standard homeowners or auto protection, helping guard against large claims and lawsuits. The agent works to maintain each policy correctly, reviewing coverage limits as circumstances change to ensure ongoing suitability. Services extend to a wide range of properties, including single-family homes, apartments, retail spaces, and restaurants throughout the local area.

BI
432 Bell Rd
BTJ Insurance Inc
Umbrella Insurance Agent · Nashville, TN

BTJ Insurance Inc serves Nashville and the surrounding Middle Tennessee communities with umbrella insurance coverage. This agent handles excess liability policies that extend protection beyond standard auto and homeowners limits, helping clients safeguard assets against large claims or lawsuits. In each typical scenario, it assesses the client’s existing policies and overall risk exposure, then recommends an appropriate additional coverage layer tailored to the individual’s financial needs.

ZI
6213 Charlotte Avenue, Charlotte Pike
Zander Insurance
Umbrella Insurance Agent · Nashville, TN
RI
11 Music Cir S
Robins Insurance Agency, Inc.
Umbrella Insurance Agent · Nashville, TN

Robins Insurance Agency, Inc. in Nashville, TN offers umbrella insurance policies that provide supplemental liability coverage beyond standard auto or homeowners limits, addressing the risk of major claims. This service is available as either a one-time policy addition for specific high-value assets or as a recurring protection plan integrated with existing coverage. Unlike primary policies, umbrella insurance protects against significant lawsuits and personal injury claims common in the local area. Service runs on an as-needed basis, triggered by client requests for policy reviews or adjustments.

FB
7034 US-70S
Farm Bureau Insurance
Umbrella Insurance Agent · Nashville, TN

Farm Bureau Insurance in Nashville, Tennessee provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. It offers service plans that include policy reviews and updates to ensure adequate protection as personal assets change. The company assists clients in assessing their overall liability exposure and customizing coverage limits accordingly. It services single-family homes, apartments, retail establishments, and restaurants seeking additional protection against major claims.

HI
2451 Atrium Way
HQ Insurance
Umbrella Insurance Agent · Nashville, TN

HQ Insurance provides specialty umbrella liability coverage for Nashville residents seeking added protection beyond standard policies. Its general service work includes assessing individual risk exposures and coordinating extra layers of defense against major claims. These blankets of security can shield personal assets, including future earnings, from unexpected lawsuits. A particular seasonal concern it helps address is the increased liability risk during summer, when homeowners entertain guests by the pool or on rented property, ensuring peace of mind throughout the busiest months.

LI
204 S 11th St UNIT 200
Lockeland Insurance Advisors
Umbrella Insurance Agent · Nashville, TN

Spring storms often bring damaging winds and hail to homes across the Nashville area, and Lockeland Insurance Advisors addresses these risks for local property owners. As an umbrella insurance agency, it helps clients add an extra layer of liability coverage beyond standard home or auto policies. This protection can be essential for those who host gatherings or have pool equipment on residential lots. The company begins its service with a complimentary consultation to assess each customer’s current coverage exposure and identify possible gaps.

MZ
6730 Charlotte Pike
Martin & Zerfoss, Inc.
Umbrella Insurance Agent · Nashville, TN

Martin & Zerfoss, Inc. provides comprehensive liability coverage for individuals and businesses throughout Nashville, Tennessee. As an umbrella insurance agent, the company specializes in offering extra layers of liability protection that extend beyond standard policy limits, helping clients manage significant financial risks. These additional policies can cover a wide range of scenarios where underlying coverage may be insufficient. The firm serves various commercial sectors, including local offices, warehouses, and food service establishments, ensuring their operations remain secure against large claims.

CI
555 Marriott Dr Suite 315
Choice Insurance Agency LLC
Umbrella Insurance Agent · Nashville, TN

Choice Insurance Agency LLC serves residential clients in Nashville, Tennessee, by securing umbrella liability coverage beyond standard home policies. For commercial accounts, the agency offers similar layers of protection to guard against major claims. Their service area covers Nashville and surrounding Davidson County communities. Clients often contact them for follow-up after changes in property or asset values, and they provide continuing support for regular annual policy reviews between visits.

TA
21 White Bridge Pike ste 201
Tucker Agency, LLC
Umbrella Insurance Agent · Nashville, TN
(615) 590-4330
tuckertn.com
HI
215 29th Ave N
Hale Insurance
Umbrella Insurance Agent · Nashville, TN
(615) 321-4150
haleinsurance.com
EI
2131 Murfreesboro Pike Ste 103
Eagles insurance
Umbrella Insurance Agent · Nashville, TN
(615) 397-7066
eaglesinsurancellc.com
PB
Montrose Ave
Prime Business Insurance Group, LLC
Umbrella Insurance Agent · Nashville, TN
(615) 669-4481
primebig.com
LI
201 Point E Dr
Langer Insurance Agency
Umbrella Insurance Agent · Nashville, TN
(615) 351-1298
langerinsurance.com
BI
1321 Murfreesboro Pike STE 501-B
Booker Insurance Group
Umbrella Insurance Agent · Nashville, TN
(615) 714-9955
bookerinsurancegroup.com
2C
2603 Elm Hill Pike suite d
2nd Chance Insurance
Umbrella Insurance Agent · Nashville, TN
(800) 222-1899
NI
41 Peabody St
Nashville Insurance Services
Umbrella Insurance Agent · Nashville, TN
(615) 953-7763
nashvilleinsuranceservices.com

What Does an a Umbrella Insurance Agent in Nashville Cost?

Typical costs for an umbrella insurance policy in Tennessee range from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 350 to 700 dollars annually. Premiums vary based on your home value number of vehicles and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Nashville

An umbrella insurance agent in Nashville helps you secure additional liability coverage that starts where your auto or homeowners policy ends. Tennessee law does not require umbrella insurance but it can protect your assets from large lawsuits. Local agents understand Nashville property values and the risks of high-traffic areas.

Frequently Asked Questions

What does an umbrella insurance agent in Nashville do?

An umbrella insurance agent in Nashville helps you purchase a personal liability policy that covers claims above your standard limits. This policy can pay for legal defense costs and settlements if you are sued. The agent reviews your current coverage to recommend the right amount of extra protection.

How much umbrella insurance do I need in Tennessee?

Most agents recommend at least 1 million dollars in umbrella coverage for Nashville homeowners. The amount you need depends on your assets such as home equity savings and future income. Tennessee courts allow plaintiffs to seek full compensation so higher limits may be wise.

Does Tennessee law affect umbrella insurance policies?

Tennessee follows a modified comparative fault rule which can reduce your liability if you are partly at fault. Umbrella insurance covers these adjusted damages up to your policy limit. Tennessee also has a one-year statute of limitations for personal injury lawsuits which makes prompt coverage important.

Umbrella Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.