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Find Umbrella Insurance Agents Near You in Gallatin, TN

Browse umbrella insurance agents serving Gallatin, Tennessee. Updated 2026-07-14.

The top-rated umbrella insurance agent in Gallatin, Tennessee is Farm Bureau Insurance, rated 4.9 stars across 207 reviews. Other highly rated options include Gaffney Insurance Agency & Financial Services LLC, Johnson Family Insurance, Farmers Insurance - Elizabeth Hobdy Jones. This directory lists 20 umbrella insurance agents serving Gallatin.

Showing 20 umbrella insurance agents in Gallatin, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farm Bureau Insurance400 N Boyers Ave(615) 452-3130
2Gaffney Insurance Agency & Financial Services LLC180 Belvedere Dr N STE 11(615) 452-5588
3Johnson Family Insurance1517 Hunt Club Blvd Suite 100(615) 420-6410
4Farmers Insurance - Elizabeth Hobdy Jones402 Maple St(615) 452-7037
5Choice One Insurance Services180 Belvedere Dr N Suite 14A(615) 633-3467
6Lee Raines Insurance Agency819 N Water Ave(615) 452-5833
7Vandenbergh Insurance Agency124 Goodview Way suite c(615) 824-8899
8Shelter Insurance - Jacob Long341 Hancock St Ste 2(615) 461-7352
9RW Insurance & Financial Services106 Public Square #210(615) 988-7878
10Fast Insurance TN135 W Eastland Ave #200(615) 657-7609
FB
400 N Boyers Ave
Farm Bureau Insurance
Umbrella Insurance Agent · Gallatin, TN

Farm Bureau Insurance in Gallatin, Tennessee, specializes in providing umbrella insurance policies that extend extra liability coverage beyond standard home and auto limits. It generally works with area residents to build a broader safety net against large claims or lawsuits. This service becomes particularly important during the holiday season, when increased entertaining and travel can raise the risk of accidents on your property or on the road.

GI
180 Belvedere Dr N STE 11
Gaffney Insurance Agency & Financial Services LLC
Umbrella Insurance Agent · Gallatin, TN

Gaffney Insurance Agency & Financial Services LLC serves Sumner County and the broader Gallatin, Tennessee area as an umbrella insurance agent. This company specializes in providing liability coverage that extends beyond the limits of standard homeowners and auto insurance policies. Umbrella policies from a local agent can protect personal assets from major claims or lawsuits. The agency also routinely advises clients on the need for extra layers of protection. Specific services it handles here include commercial umbrella insurance and personal catastrophe liability policies.

JF
1517 Hunt Club Blvd Suite 100
Johnson Family Insurance
Umbrella Insurance Agent · Gallatin, TN

Johnson Family Insurance in Gallatin, TN, provides umbrella insurance agent services that extend liability coverage beyond standard policies. Its service approach involves reviewing clients’ existing home and auto policies to recommend appropriate umbrella limits, with annual policy reviews to adjust coverage as needed. The company also assists with filing claims should an incident exceed primary policy limits. It services single-family homes, apartments, retail businesses, and restaurants in the Gallatin area.

FI
402 Maple St
Farmers Insurance - Elizabeth Hobdy Jones
Umbrella Insurance Agent · Gallatin, TN

Farmers Insurance - Elizabeth Hobdy Jones serves homeowners, businesses, and property managers in Gallatin, Tennessee, by offering umbrella insurance coverage that extends liability protection beyond standard policy limits. This agency helps clients safeguard assets against large claims or lawsuits. Services include evaluating existing policies and securing additional coverage for personal or commercial needs. The agency also provides support for the surrounding Sumner County communities, including nearby Hendersonville.

CO
180 Belvedere Dr N Suite 14A
Choice One Insurance Services
Umbrella Insurance Agent · Gallatin, TN

Choice One Insurance Services serves Gallatin, Tennessee, and the surrounding Sumner County communities. The agency specializes in umbrella insurance, which provides extra liability coverage that goes beyond standard home and auto policies to protect clients against major claims and lawsuits. This added layer of security helps safeguard personal assets and future earnings. For a typical policy, the company assesses a client’s existing underlying coverages and potential risk exposures to recommend an appropriate amount of additional liability protection.

LR
819 N Water Ave
Lee Raines Insurance Agency
Umbrella Insurance Agent · Gallatin, TN

Lee Raines Insurance Agency in Gallatin, TN offers umbrella insurance as both a one-time policy purchase for immediate liability protection and as a recurring, annually renewable coverage option. This extra layer of personal liability insurance extends beyond the limits of standard home and auto policies, safeguarding assets against major claims and lawsuits. The agency structures its service on an as-needed basis, allowing clients to purchase or renew umbrella coverage when their existing policies require additional protection.

VI
124 Goodview Way suite c
Vandenbergh Insurance Agency
Umbrella Insurance Agent · Gallatin, TN

Vandenbergh Insurance Agency specializes in umbrella insurance coverage for households in Gallatin, TN, offering additional liability protection beyond standard policies. It also assists clients with integrating umbrella policies into broader personal insurance plans, ensuring gaps in auto or homeowners coverage are addressed. As liability risks grow from suburban property maintenance and seasonal gatherings, the agency helps residents safeguard assets during spring flooding or ice storm damage when lawsuits are more likely.

SI
341 Hancock St Ste 2
Shelter Insurance - Jacob Long
Umbrella Insurance Agent · Gallatin, TN

As spring storms approach Middle Tennessee, homeowners and renters in Gallatin often seek added liability protection beyond standard policies. Shelter Insurance - Jacob Long offers umbrella insurance to provide that extra layer of coverage for accidents or property damage claims. Serving the Gallatin area, this agency can review current policies to identify potential liability gaps at no upfront cost. A brief consultation is arranged to assess individual needs before a formal coverage plan is designed.

RI
106 Public Square #210
RW Insurance & Financial Services
Umbrella Insurance Agent · Gallatin, TN

RW Insurance & Financial Services provides general insurance solutions in Gallatin, Tennessee, and specializes in umbrella insurance policies for additional liability protection beyond standard coverage. These policies help safeguard personal assets against large claims or lawsuits. The company serves commercial clients, including office spaces seeking extra liability buffers, warehouses needing protection against on-site incidents, and food service operations requiring coverage for customer-related risks.

FI
135 W Eastland Ave #200
Fast Insurance TN
Umbrella Insurance Agent · Gallatin, TN
FB
1483 Nashville Pike #304
Farm Bureau Insurance
Umbrella Insurance Agent · Gallatin, TN
(615) 989-7710
fbitn.com/tn/sumner-county/gallatin/gallatin-greensboro-village-agency
PR
175 W Smith St
Peaceful Rest Insurance Co
Umbrella Insurance Agent · Gallatin, TN
(423) 528-6397
HI
518 W Main St
Holt Insurance
Umbrella Insurance Agent · Gallatin, TN
(615) 230-7704
holtinsurancetn.com
AS
126-B E Main St
Anna Stephens - State Farm Insurance Agent
Umbrella Insurance Agent · Gallatin, TN
(615) 452-2740
annastephens.com
AI
1529 Hunt Club Blvd #300
Adams Insurance Strategies
Umbrella Insurance Agent · Gallatin, TN
(615) 627-4678
adamsinsurancestrategies.com
CI
113 E Main St
Coley Insurance Agency
Umbrella Insurance Agent · Gallatin, TN
(615) 452-3651
coleyins.com
SI
450 W Main St Suite C1
Shelter Insurance - Donna Sainato
Umbrella Insurance Agent · Gallatin, TN
(615) 452-2472
shelterinsurance.com/CA/agent/DSAINATO
NI
1048 S Water Ave
Newman Insurance Agency
Umbrella Insurance Agent · Gallatin, TN
(615) 452-7439
joenewmanagency.com
MI
1517 Hunt Club Blvd STE 200
Melo Insurance Services
Umbrella Insurance Agent · Gallatin, TN
(615) 662-8484
meloinsurance.com
MI
118 Public Square
Mimbs Insurance Agency LLC
Umbrella Insurance Agent · Gallatin, TN
(615) 535-9704
wesmimbsinsurancetn.com

What Does an a Umbrella Insurance Agent in Gallatin Cost?

The cost of umbrella insurance in Tennessee generally ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits may cost 300 to 500 dollars annually. Your premium depends on factors like the number of homes, cars, and drivers on your policy. This is general information and not insurance advice.

About umbrella insurance agents in Gallatin

Umbrella insurance agents in Gallatin, Tennessee help you obtain personal liability coverage that extends beyond the limits of your auto and homeowners policies. Tennessee law does not require umbrella insurance, but it can provide an extra layer of protection for your savings and future earnings. Local agents understand the specific liability risks in Sumner County and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Gallatin do?

An umbrella insurance agent helps you purchase a personal liability policy that covers claims above your standard insurance limits. In Tennessee, this can protect you from lawsuits related to accidents on your property or auto incidents. The agent evaluates your assets and risks to recommend appropriate coverage amounts.

Do I need umbrella insurance in Tennessee?

Umbrella insurance is not required by Tennessee law, but it is recommended if you have significant assets or face higher liability risks. For example, if you own rental property or have a swimming pool in Gallatin, extra coverage can help safeguard your finances. An agent can help you decide if a policy is right for you.

How much umbrella coverage can I get in Gallatin?

Umbrella policies in Tennessee typically start at one million dollars in coverage and can go up to five million or more. The amount you need depends on your net worth, income, and potential liability exposure. Your agent will help you select a limit that fits your situation.

Umbrella Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.