The top-rated umbrella insurance agent in Jackson, Tennessee is Acceptance Insurance, rated 4.9 stars across 298 reviews. Other highly rated options include Haven Insurance Partners, LLC, Able Agency Inc., Carl Fergie - Fergie & Associates Insurance. This directory lists 20 umbrella insurance agents serving Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 605 Carriage House Dr Ste Q | (731) 859-7059 |
| 2 | Haven Insurance Partners, LLC | 40 Murray Guard Dr | (731) 577-4300 |
| 3 | Able Agency Inc. | 529 Old Hickory Blvd | (731) 660-2111 |
| 4 | Carl Fergie - Fergie & Associates Insurance | 566 Wallace Rd | (731) 431-2270 |
| 5 | Farm Bureau Insurance | 285 North Pkwy | (731) 661-0102 |
| 6 | Guiding Star Insurance | 36 Sandstone Cir STE E | (731) 318-7827 |
| 7 | Ebbco Insurance Agency | 2797 N Highland Ave | (731) 984-7372 |
| 8 | THOMPSON & SMITH | 380 Carriage House Dr | (731) 664-4750 |
| 9 | Joe Cooper Insurance Agency | 2935 N Highland Ave | (731) 661-0706 |
| 10 | A Plus Insurance Agency | 134 Carriage House Dr | (731) 427-3696 |
Acceptance Insurance in Jackson, Tennessee, focuses on umbrella insurance agent services, providing extra liability coverage beyond standard policies. It also offers general insurance guidance to local residents and businesses navigating risks. With umbrella policies, clients gain protection against major claims or lawsuits that exceed primary limits. A typical seasonal concern involves increased liability during winter months when icy conditions can lead to slips on properties or auto accidents. Acceptance Insurance aids clients in securing this added layer of coverage specific to cold-weather exposure.
Haven Insurance Partners, LLC provides umbrella liability coverage for clients in Jackson, TN, offering policies that extend protection beyond standard auto and homeowners limits. Its plans help safeguard personal assets and future earnings against major claims or lawsuits. The company assists with policy selection and ongoing coverage maintenance to meet changing risk exposures. Services include evaluating existing underlying policies to recommend appropriate liability limits. Haven Insurance Partners handles properties such as single-family homes, apartments, retail establishments, and restaurants.
Able Agency Inc. serves the greater Jackson, Tennessee area as an umbrella insurance agent. The company helps clients secure additional liability coverage that extends beyond the limits of standard home and auto policies. This extra layer of financial protection is often vital for safeguarding personal assets against large claims or lawsuits. Able Agency Inc. handles the process of evaluating individual coverage needs and linking clients with suitable umbrella insurance policies from established carriers.
Homeowners, business owners, and property managers in Jackson, Tennessee, rely on Carl Fergie of Fergie & Associates Insurance for umbrella insurance coverage. These policies provide extra liability protection beyond standard auto, home, or commercial policies, safeguarding assets against large claims or lawsuits. The agency works with clients to determine appropriate coverage limits based on individual risk factors. Carl Fergie and his team also serve residents and businesses in the nearby communities of Humboldt and Milan.
As the changing seasons in Jackson bring increased risks of property damage from storms or liability from uninvited guests, Farm Bureau Insurance provides personal umbrella coverage to extend protection beyond standard homeowners and auto policies. This added layer can safeguard local assets and future earnings. An agent in their Tennessee office reviews individual requirements to determine appropriate liability limits. A straightforward initial assessment, including a review of existing policies, begins the process of securing broader peace of mind.
Guiding Star Insurance serves policyholders in Jackson, Tennessee, and the surrounding communities of Madison County. The agency provides umbrella insurance coverage, which extends additional liability protection beyond the limits of standard auto and homeowners policies. This coverage helps clients manage the financial risks associated with major accidents or unforeseen claims. For a typical job, the agency reviews a client’s existing policies and personal assets to recommend an appropriate amount of excess liability coverage that fills common protection gaps.
Ebbco Insurance Agency in Jackson, TN distinguishes between one-time umbrella policies for temporary coverage needs and recurring annual plans that extend excess liability protection across multiple assets. An umbrella insurance agent works to secure additional coverage beyond standard home and auto policies, safeguarding clients against major claims and lawsuits. This agency offers service on an as-needed basis, allowing clients to contact them when evaluating existing policies or facing new liability exposures.
When seasonal storms or unexpected liability claims arise in Jackson, TN, property owners often seek additional coverage beyond standard policies. Thompson & Smith provides umbrella insurance agent services to address these local risk concerns. The company helps clients evaluate their existing insurance limits and recommends supplemental liability protection for homes, vehicles, and rental properties. A thorough, no-pressure consultation identifies personal exposure points specific to this region. The service begins with a complete assessment of current assets and existing policy structures.
Joe Cooper Insurance Agency in Jackson, TN works with individuals and businesses to secure proper liability coverage. The agency specializes in umbrella insurance, which adds extra liability protection beyond standard auto and home policies. This coverage helps safeguard assets from large claims and lawsuits. Umbrella policies can serve various commercial operations, including offices, warehouses, and food service establishments, providing broad financial safety for their daily activities.
A Plus Insurance Agency specializes in securing liability coverage beyond basic auto and home policies, serving clients in Jackson, TN. Providing umbrella insurance, it helps protect personal assets against major claims and lawsuits. The agency offers this extra layer of financial protection for local residents and property owners. During the spring storm season, it assists with increasing coverage against potential flood-related liability claims.
What Does an a Umbrella Insurance Agent in Jackson Cost?
In Tennessee umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Costs increase for higher limits or additional risks like multiple properties or young drivers. Each policy is individually underwritten so your actual premium will depend on your specific situation. This is general information and not insurance advice.
About umbrella insurance agents in Jackson
Umbrella insurance provides extra liability coverage beyond your auto or homeowners policy. In Jackson Tennessee this coverage can protect your assets from large claims or lawsuits. Local agents can help you understand how Tennessee liability laws affect your coverage needs.
Frequently Asked Questions
What does umbrella insurance cover in Jackson Tennessee?
Umbrella insurance covers personal liability claims like bodily injury or property damage that exceed your primary policy limits. It also covers some claims your home or auto policy may exclude such as false arrest or slander. In Tennessee this extra layer can be important given the states tort laws.
How much umbrella insurance do I need in Tennessee?
Most agents recommend at least 1 million dollars in umbrella coverage. Your net worth and risk factors like owning a pool or rental property will affect the amount. Tennessee law does not require umbrella insurance but it can protect your savings and future earnings.
Can I get umbrella insurance if I have a teenage driver in Jackson?
Yes you can still get umbrella insurance with a teenage driver but your premium may be higher. Tennessee requires all drivers to carry minimum liability insurance and umbrella policies often require higher underlying limits. An agent can help you find a policy that fits your family situation.
Umbrella Insurance Agents in Other Tennessee Cities
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