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Compare umbrella insurance agents in Chattanooga. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Chattanooga, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 19 umbrella insurance agents in Chattanooga, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Atlas Insurance Agency
2245 Olan Mills Dr, Chattanooga, TN 37421
(423) 822-5263
atlasinsurancetn.com
Valor Insurance Brokers
620 Cherokee Blvd. #100, Chattanooga, TN 37405
(423) 362-4166
valorbrokers.com
Globe Life Liberty National Division: Jackson-McLain Agencies
7625 Hamilton Park Dr #14, Chattanooga, TN 37421
(423) 855-9245
ln.globelifeinsurance.com
Rock Creek Insurance
1200 Mountain Creek Rd #441, Chattanooga, TN 37405
(423) 994-4200
rockcreekins.com
Greater Chattanooga Insurance
5506 Miller Dr, Chattanooga, TN 37411
(423) 894-1515
greaterchattanooga.net
Punto Latino
400 Chickamauga Rd A, Chattanooga, TN 37421
(423) 296-6595
facebook.com
Stevens Insurance Associates
7000 Lee Hwy #900, Chattanooga, TN 37421
(423) 894-8821
truststevens.com
River City Insurance
3320 Dayton Blvd, Chattanooga, TN 37415
(423) 843-2552
rivercityins.biz
Ramsey Family Insurance
5705 Marlin Rd Suite 2007, Chattanooga, TN 37411
(423) 212-1122
ramseyfamilyinsurance.com
SBK Insurance
114 Lee Pkwy Dr, Chattanooga, TN 37421
(423) 855-1234
sbki.com
RISE Insurance
412 Georgia Ave Suite 202, Chattanooga, TN 37403
(423) 541-1111
riseins.com
RSS Insurance
6236 Airpark Dr suite b, Chattanooga, TN 37421
(423) 954-9100
rssins.com
Ancla Seguros y Servicios
4022 Brainerd Rd, Chattanooga, TN 37411
(423) 800-6767
Carriage Hill Insurance
5469 TN-58, Chattanooga, TN 37416
(423) 326-0033
carriagehillagency.com
Shelter Insurance - Bobby Bennett
5811 Lee Hwy #415, Chattanooga, TN 37421
(423) 899-0148
shelterinsurance.com
Janie Turner Shetter Agency a division of KMA Insurance Group
3871 Hixson Pike Ste B, Chattanooga, TN 37415
(423) 877-8267
kmainsurancegroup.com
Beene Insurance Agency GlobalGreen Insurance of Chattanooga
50 Frazier Ave #300, Chattanooga, TN 37405
(423) 877-3816
beeneinsurance.com
Builtwell Insurance Agency Inc.
728 Broad St, Chattanooga, TN 37402
(423) 668-4888
builtwellinsurance.com
TRM Insurance
345 Frazier Ave Suite 207, Chattanooga, TN 37415
(423) 756-4336
trminsurance.com
Umbrella insurance provides extra liability coverage beyond your home and auto policies. In Chattanooga Tennessee this coverage can protect your savings and future earnings from large lawsuits. Tennessee law does not require umbrella insurance but it is a smart choice for property owners and professionals.
What Does a Umbrella Insurance Agent in Chattanooga Cost?
In Tennessee a one million dollar umbrella policy usually costs 150 to 300 dollars per year. For two million dollars the cost ranges from 250 to 500 dollars annually. Factors like your age credit score and number of vehicles affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Chattanooga do?
An agent helps you find an umbrella policy that adds one million dollars or more in liability coverage. They review your existing home and auto policies to determine the right amount of extra protection. The agent can explain how Tennessee liability laws affect your coverage needs.
How much umbrella insurance do I need in Tennessee?
Most agents recommend at least one million dollars in coverage. If you own rental property or have significant assets you may need two to five million dollars. Tennessee courts can award large judgments so higher limits offer better protection.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.