The top-rated umbrella insurance agent in Franklin, Tennessee is Matt Cole - State Farm Insurance Agent, rated 4.9 stars across 745 reviews. Other highly rated options include Farm Bureau Insurance, Boxwood Insurance Group, Benton White Insurance. This directory lists 20 umbrella insurance agents serving Franklin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Cole - State Farm Insurance Agent | 128 Holiday Ct #110 | (615) 807-1773 |
| 2 | Farm Bureau Insurance | 1010 Murfreesboro Rd #126 | (615) 794-1104 |
| 3 | Boxwood Insurance Group | 3020 Stansberry Ln Suite 202 | (615) 245-5851 |
| 4 | Benton White Insurance | 231 Public Square Suite 300 | (615) 377-1212 |
| 5 | Stewart Insurance Group | Westhaven Town Center, 102 Front St | (615) 465-6072 |
| 6 | Triton Insurance Group Franklin Tennessee | 4151 Old Hillsboro Rd | (615) 234-0157 |
| 7 | Johnston & Associates Insurance | 321 Billingsly Ct STE 18 | (615) 716-2123 |
| 8 | Allee Agency Inc | 330 Mallory Station Rd STE A2 | (615) 386-7153 |
| 9 | Shellnut Insurance and Associates LLC | 130 Seaboard Ln STE A5 | (615) 850-9006 |
| 10 | Holt Insurance Agency | 1894 General George Patton Dr #700 | (615) 221-7094 |
Matt Cole - State Farm Insurance Agent serves the Franklin, Tennessee area and its surrounding communities, specializing in umbrella insurance coverage. This agency helps clients secure additional liability protection that extends beyond standard homeowners and auto policies. Such coverage is particularly valuable for local families and property owners seeking extra financial safeguards. The agent can tailor a policy to meet individual risk levels and lifestyle needs. Common services handled here include excess liability for personal assets and defense coverage against lawsuits.
Farm Bureau Insurance provides umbrella insurance coverage to Franklin, Tennessee, and the surrounding Williamson County communities. It handles liability protection beyond standard policies, offering support for accidents or claims that exceed existing limits. The company approaches each job by first reviewing a client's current policies, then discussing specific risk factors such as property ownership or lifestyle activities. It uses this careful analysis to recommend appropriate coverage levels, ensuring clients understand how the umbrella layer integrates with their existing insurance.
Boxwood Insurance Group in Franklin, TN provides umbrella insurance agent services for local clients, offering coverage that extends liability protection beyond standard policies. It assists policyholders in reviewing their existing insurance portfolios to ensure adequate limits. Service options include annual policy reassessments and proactive guidance on risk exposure changes. The company maintains clear communication about coverage adjustments as they occur. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Benton White Insurance serves Franklin, Tennessee, and the surrounding Williamson County communities. It handles umbrella insurance coverage, which provides an extra layer of liability protection beyond standard auto and homeowners policies. The agency works with clients to evaluate their personal liability risks and identify appropriate coverage limits. To complete a typical job, it reviews current home and auto insurance details from the client, then recommends an umbrella policy that aligns with that existing coverage.
Stewart Insurance Group serves homeowners, businesses, and property managers in Franklin, Tennessee, by helping them obtain umbrella insurance coverage. This type of policy provides extra liability protection beyond standard home and auto limits, safeguarding clients from major claims or lawsuits. The agency works with local carriers to find appropriate policies for those seeking higher asset protection. Its service area also extends to the neighboring Brentwood community, giving residents and businesses there access to the same comprehensive insurance solutions.
Triton Insurance Group in Franklin, Tennessee specializes in helping clients secure umbrella insurance policies that extend liability coverage beyond standard home and auto limits. In addition to this core specialty, the agent generally assists local residents in assessing their overall risk exposure and selecting appropriate supplemental coverage from various carriers. As severe spring storms in middle Tennessee can lead to costly lawsuits from accidents involving fallen trees or pooling water, the agent helps clients address those elevated seasonal liability concerns.
With unpredictable weather patterns and new development increasing exposure across Williamson County, property owners in the Franklin area often seek additional liability protection beyond standard policies. Johnston & Associates Insurance operates as a local umbrella insurance agent, helping clients evaluate their existing coverage limits and potential gaps. They explain how an umbrella policy can shield assets from costly lawsuits or accident claims. The process typically begins with a review of current auto and homeowners policies, followed by a personal consultation to assess individual risk factors and coverage needs.
Located in Franklin, Tennessee, Allee Agency Inc provides general insurance services with a specialty in umbrella insurance agent work. This agency helps clients secure additional liability protection that extends beyond standard policy limits, a vital safeguard in today's risk landscape. Umbrella coverage offers a crucial buffer for asset protection, a key consideration for local businesses. The firm serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Shellnut Insurance and Associates LLC in Franklin, TN provides umbrella insurance services to residential clients, offering supplemental liability coverage beyond standard home policies. Their commercial coverage assists local businesses by adding an extra layer of protection against major claims. Serving the Franklin area and surrounding communities, they guide clients through policy options suited to individual risk profiles. The agency emphasizes continued follow-up between regular visits, adjusting coverage as personal or commercial needs evolve over time.
Located in Franklin, TN, Holt Insurance Agency offers both single-purchase policies and renewable annual coverage as a local umbrella insurance agent. The primary service is adding a broad liability layer beyond standard auto and homeowners policies, protecting personal assets from major claims or lawsuits. This extra coverage applies when underlying limits are exhausted. Clients may choose a one-time policy for temporary needs or an annually renewed plan for ongoing risk management. Service operates on an as-needed basis for initial purchases and scheduled annual renewals.
What Does an a Umbrella Insurance Agent in Franklin Cost?
In Tennessee, umbrella insurance premiums typically range from 150 to 400 dollars per year for a 1 million dollar policy. Higher coverage limits cost more, often 75 to 150 dollars per additional million. Your age, driving record, and number of properties affect the final price. This is general information and not insurance advice.
About umbrella insurance agents in Franklin
Umbrella insurance provides an extra layer of liability protection beyond your auto, home, or boat policies. In Franklin, Tennessee, an agent can help you secure this coverage to safeguard your savings and future income. Tennessee law does not require umbrella insurance, but it is a smart choice for homeowners and drivers who want added security against large lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent in Franklin do?
An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your primary insurance limits. They review your assets and lifestyle to recommend appropriate coverage amounts. The agent then shops among insurers to get you the best available terms.
How much umbrella coverage do I need in Franklin Tennessee?
Most agents suggest at least 1 million dollars in umbrella coverage, but your needs depend on your assets and income. Tennessee courts can award large judgments in liability cases, so higher limits may be wise if you own a home, have investments, or face higher risk activities. Your agent can calculate a suitable amount for your situation.
Can I buy umbrella insurance from any agent in Tennessee?
Yes, many independent agents and captive agents in Franklin offer umbrella policies. However, you must first have a base auto or homeowners policy with the same insurer or an affiliated company. Tennessee law does not restrict who can sell umbrella insurance, but the policy must meet state regulatory standards.
Umbrella Insurance Agents in Other Tennessee Cities
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