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Directory of umbrella insurance agents in Columbia, Tennessee. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Columbia, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 20 umbrella insurance agents in Columbia, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Matthew Harms
1116 Nashville Hwy Ste 106a, Columbia, TN 38401
(615) 656-3149
agents.farmers.com
Haulers Insurance Co Inc
2504 Keith Dr, Columbia, TN 38401
(800) 346-6071
haulersinsurance.com
Farm Bureau Insurance
181 Theta Pike, Columbia, TN 38401
(931) 388-6377
fbitn.com
Acceptance Insurance
2120 Brookmeade Dr B, Columbia, TN 38401
(931) 219-4025
locations.acceptance.com
Chris Jones - State Farm Insurance Agent
609 S James Campbell Blvd, Columbia, TN 38401
(931) 388-2272
chrisinsurescolumbia.com
Farm Bureau Insurance
1412 Trotwood Ave #70, Columbia, TN 38401
(931) 380-3636
fbitn.com
Big Bend Insurance Group
315 W 7th St, Columbia, TN 38401
(931) 486-4920
bigbendinsurancegroup.com
Shelter Insurance - Tommy Hight
1603 Carmack Blvd, Columbia, TN 38401
(931) 388-2009
shelterinsurance.com
Landers Insurance Agency LLC
A 514 N Garden St, Columbia, TN 38401
(931) 380-2003
landersinsuranceagency.com
HealthMarkets Insurance - Morgan Luck
315 W 7th St, Columbia, TN 38401
(615) 586-9906
healthmarkets.com
Farm Bureau Insurance
2563 Nashville Hwy Suite 4, Columbia, TN 38401
(931) 350-0770
fbitn.com
Wisdom Insurance Agency: Allstate Insurance
2509 Cayer Ln Suite C, Columbia, TN 38401
(931) 487-5031
agents.allstate.com
Terry Johnson Insurance Agency Inc
2518 Pulaski Hwy, Columbia, TN 38401
(931) 381-4008
Shelter Insurance - Ann Barnick
1740 N Main St I, Columbia, TN 38401
(931) 840-9555
shelterinsurance.com
Mid State Insurance Agency Inc.
1130 Carmack Blvd, Columbia, TN 38401
(931) 388-8332
midstateinsurance.com
Dianne Martinez: Allstate Insurance
115 James M Campbell Blvd S, Columbia, TN 38401
(931) 381-6800
agents.allstate.com
Allen Insurance Group
1509 Carmack Blvd, Columbia, TN 38401
(931) 388-9020
alleninsurancegroupllc.com
Shelter Insurance - Jamie Turnbo
1408 B Nashville Hwy, Columbia, TN 38401
(931) 388-8095
shelterinsurance.com
Foster Insurance Agency Inc
204 W 4th St, Columbia, TN 38401
(931) 388-8365
fosterins.com
Guthrie-Love Insurance Agency
101 7th Ave, Columbia, TN 38401
(931) 388-6600
guthrielove.com
Umbrella insurance agents in Columbia Tennessee help residents secure extra liability coverage that kicks in after auto or homeowners policy limits are exhausted. Tennessee law does not require umbrella insurance but it can protect savings and future income from large lawsuits. Local agents understand the risks specific to Middle Tennessee including accidents on rural roads and incidents involving pools or trampolines.
What Does a Umbrella Insurance Agent in Columbia Cost?
Umbrella insurance in Tennessee typically costs between 150 and 400 dollars per year for one million dollars of coverage. Costs increase with higher limits or additional risk factors such as multiple drivers or rental properties. Actual premiums vary by insurer, location, and personal claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Columbia do?
An umbrella insurance agent in Columbia reviews your current auto and home policies to determine the right amount of additional liability coverage. They explain how umbrella policies cover legal defense costs and claims beyond your primary insurance limits. The agent then helps you bind a policy from a carrier licensed in Tennessee.
How much umbrella coverage do Tennessee residents typically need?
Many Tennessee agents recommend at least one million dollars in umbrella coverage for homeowners with significant assets or high risk activities. The amount depends on your net worth, income, and exposure to lawsuits. A local agent can run a personal liability analysis to suggest a suitable limit.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.