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Compare Umbrella Insurance Agents in Cookeville, TN
Looking for a umbrella insurance agent in Cookeville? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Cookeville, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 20 umbrella insurance agents in Cookeville, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John White - State Farm Insurance Agent
235 S Willow Ave, Cookeville, TN 38501
(931) 528-6464
johncwhite.com
Farm Bureau Insurance
410 E Veterans Dr, Cookeville, TN 38501
(931) 528-1571
fbitn.com
Farm Bureau Insurance
1165 S Willow Ave, Cookeville, TN 38506
(931) 432-1571
fbitn.com
Lafever Insurance Agency
727 S Jefferson Ave, Cookeville, TN 38501
(931) 526-3377
lafeverinsuranceagency.com
Valor Insurance Agency
548 N Willow Ave Suite C, Cookeville, TN 38501
(931) 520-7675
insurancevalor.com
Brett Bush - State Farm Insurance Agent
416 E Spring St, Cookeville, TN 38501
(931) 526-8795
brettismyagent.com
Matt Libby Insurance
1683 S Jefferson Ave Suite D, Cookeville, TN 38506
(931) 881-3969
mattlibbyinsurance.com
Gary Maxwell Insurance Agency
1283 S Walnut Ave, Cookeville, TN 38501
(931) 528-0474
garymaxwellinsurance.com
Matlock Insurance
136 E Spring St, Cookeville, TN 38501
(931) 372-8023
Inman-Storie Insurance Agency
155 S Jefferson Ave, Cookeville, TN 38501
(931) 528-5040
inman-storie.com
Swallows Insurance
480 Neal St # 100, Cookeville, TN 38501
(931) 526-4025
swallowsinsurance.com
Farm Bureau Insurance
606 W Main St E, Cookeville, TN 38506
(931) 854-9180
fbitn.com
Shelter Insurance - Tony Smith
425 E Broad St Ste C, Cookeville, TN 38501
(931) 528-7079
shelterinsurance.com
Fields Insurance, HBS, Armor
225 W Stevens St, Cookeville, TN 38501
(931) 526-5049
fieldsinsurancellc.com
Equity Insurance TN
210 S Jefferson Ave, Cookeville, TN 38501
(931) 219-2961
Shelter Insurance - Jim Nunnally
307 S Willow Ave B, Cookeville, TN 38501
(931) 528-1966
shelterinsurance.com
Cumberland Insurance Agency
1459 Interstate Dr #201, Cookeville, TN 38501
(931) 372-1222
cumberlandinsurance.com
Wilmoth Insurance Agency Inc.
201 Reagan St, Cookeville, TN 38501
(931) 526-6181
wilmothinsuranceagency.com
Live Oak Insurance & Financial
345 S Jefferson Ave Suite 207, Cookeville, TN 38501
(931) 367-5483
liveoaktn.com
Armor Insurance Group
225 W Stevens St, Cookeville, TN 38501
(931) 528-7232
aigcookeville.com
An umbrella insurance agent in Cookeville Tennessee helps you secure additional liability coverage beyond your auto or homeowners policy. Tennessee law does not require umbrella insurance but it can protect your savings and future income from large lawsuits. Local agents understand the risks specific to the Upper Cumberland region and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Cookeville Cost?
Umbrella insurance costs in Tennessee typically range from 150 to 300 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Your actual premium depends on your risk factors such as driving record and property ownership. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Cookeville do?
An umbrella insurance agent in Cookeville helps you buy a personal liability umbrella policy. This policy provides extra coverage limits above your existing home and auto insurance. It can cover legal costs and damages if you are sued for an accident or injury.
How much umbrella insurance do I need in Tennessee?
Most agents recommend at least one million dollars in umbrella coverage for Tennessee homeowners. The amount you need depends on your assets and income. A local Cookeville agent can review your financial situation to suggest an appropriate limit.
Does umbrella insurance cover lawsuits in Tennessee courts?
Yes umbrella insurance covers defense costs and settlements for covered lawsuits in Tennessee. It applies after your underlying policy limits are exhausted. Tennessee courts can award large judgments so this extra layer of protection is valuable.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.