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Browse umbrella insurance agents serving Xenia, Ohio. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Xenia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 13 umbrella insurance agents in Xenia, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greene County Insurance
2039 Bellbrook Ave # A, Xenia, OH 45385
(937) 374-0066
greenecountyins.com
Doug Zeigler - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700
zeigleragency.com
David Spriggs - State Farm Insurance Agent
121 Dayton Ave, Xenia, OH 45385
(937) 372-3863
dspriggs.com
Montgomery Insurance & Investments
114 S Detroit St, Xenia, OH 45385
(937) 372-7646
montgomeryii.com
Rick Kolmin - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700
rickkolmin.com
Perkins & Associates Insurance Inc. American Family Insurance
25 S Detroit St, Xenia, OH 45385
(937) 347-2002
amfam.com
Anderson Williamson Insurance
242 N Detroit St, Xenia, OH 45385
(937) 372-4491
awohio.com
Farmers Insurance - Rodney Hines
492 W 2nd St Ste 203, Xenia, OH 45385
(937) 424-0643
agents.farmers.com
Nationwide Insurance: Kelly Jones Insurance Agency LLC
157 Progress Dr Ste A, Xenia, OH 45385
(937) 372-8059
agency.nationwide.com
Farmers Insurance - Micah Windsor
57 E Main St, Xenia, OH 45385
(937) 502-2010
agents.farmers.com
Shelly's Insurance Options
1644 Kylemore Dr, Xenia, OH 45385
(937) 580-5372
shellysinsuranceoptions.com
Otto Insurance Group
508 N Detroit St, Xenia, OH 45385
(937) 372-2369
otto-ins.com
Jackie Love Insurance Agency
119 E 2nd St, Xenia, OH 45385
(937) 352-6576
Umbrella insurance agents in Xenia, Ohio help residents secure extra liability coverage that goes beyond standard auto and homeowners policies. Ohio law does not require umbrella insurance, but it can protect personal assets from large lawsuits. Local agents understand Ohio liability limits and can tailor a policy to fit your needs.
What Does a Umbrella Insurance Agent in Xenia Cost?
The cost of umbrella insurance in Ohio generally ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher coverage limits, such as 2 million or 5 million, may cost 200 to 600 dollars annually. Premiums vary based on your risk factors, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Xenia Ohio?
Umbrella insurance provides additional liability coverage above your auto and home insurance limits. It can cover claims like bodily injury, property damage, and personal injury lawsuits. In Ohio, it often applies after your underlying policy limits are exhausted.
Do I need umbrella insurance in Ohio?
You may need umbrella insurance if you have significant assets to protect, such as a home or savings. Ohio has no specific law requiring it, but it is recommended for those at higher risk of lawsuits. An agent can help assess your personal situation.
How much umbrella coverage should I get in Xenia?
Typical umbrella policies start at 1 million dollars in coverage. Many Ohio residents choose 1 to 5 million depending on their assets and risk. Your agent can help you decide the right amount based on your net worth and lifestyle.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.