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HomeUmbrella Insurance AgentsOhio › Beavercreek

Find Umbrella Insurance Agents Near You in Beavercreek, OH

Browse umbrella insurance agents serving Beavercreek, Ohio. Updated 2026-07-14.

The top-rated umbrella insurance agent in Beavercreek, Ohio is Matulka Insurance Agency, rated 4.7 stars across 67 reviews. Other highly rated options include Miller Insurance & Financial Services, LLC, Reichley Insurance Agency powered by OneDigital, Farmers Insurance - Andrew Ander. This directory lists 12 umbrella insurance agents serving Beavercreek.

Showing 12 umbrella insurance agents in Beavercreek, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Matulka Insurance Agency2262 County Line Rd(937) 781-0011
2Miller Insurance & Financial Services, LLCAt The Greene, 70 Birch Alley Ste250(937) 427-3600
3Reichley Insurance Agency powered by OneDigital2440 Dayton Xenia Rd A(937) 429-0655
4Farmers Insurance - Andrew Ander1360 N Fairfield Rd(937) 320-9999
5Competitive Insurance Group2496 Commons Blvd(937) 552-2055
6Guardian Assurance2555 Kenmont Ct(937) 912-0019
7Cotterman & Associates LLC American Family Insurance4049 Dayton Xenia Rd STE 204(419) 318-5935
8Lampton Engle & Associates1326 Parkway Ct(937) 427-8444
9Shelter Insurance - Allan Petzoldt3301 Dayton Xenia Rd Ste 300(937) 705-6488
10Eastside Insurance3794 Dayton Xenia Rd(937) 320-0029
MI
2262 County Line Rd
Matulka Insurance Agency
Umbrella Insurance Agent · Beavercreek, OH

Matulka Insurance Agency serves the Beavercreek area of Ohio, offering umbrella insurance for local residents and businesses. This type of policy provides an extra layer of liability coverage beyond standard homeowners or auto policies, protecting assets in the event of a major claim or lawsuit. Umbrella insurance agents in this region help clients assess their risk exposure and choose appropriate coverage limits. The agency handles commercial umbrella policies for area businesses and personal umbrella coverage for homeowners requiring additional protection.

MI
At The Greene, 70 Birch Alley Ste250
Miller Insurance & Financial Services, LLC
Umbrella Insurance Agent · Beavercreek, OH

Miller Insurance & Financial Services, LLC serves homeowners, businesses, and property managers in Beavercreek, Ohio, who require umbrella insurance to extend their liability coverage beyond standard policy limits. The agency works with clients to assess their risk exposure and secure additional protection against major claims or lawsuits, offering tailored solutions for those with significant assets or high-traffic properties. Their coverage area also includes surrounding communities near Dayton, such as Centerville and Kettering, ensuring broader metro access.

RI
2440 Dayton Xenia Rd A
Reichley Insurance Agency powered by OneDigital
Umbrella Insurance Agent · Beavercreek, OH

Reichley Insurance Agency powered by OneDigital in Beavercreek, OH provides umbrella insurance solutions that extend additional liability coverage beyond standard policies. Its team helps clients understand how to layer this protection to better safeguard personal assets and future earnings. The agency offers ongoing policy reviews and guidance to ensure coverage remains aligned with changing circumstances. It services a diverse range of properties, including single-family homes, apartments, retail spaces, and restaurants.

FI
1360 N Fairfield Rd
Farmers Insurance - Andrew Ander
Umbrella Insurance Agent · Beavercreek, OH

Serving Beavercreek and the surrounding communities in Greene County, Farmers Insurance - Andrew Ander represents a local agency that works with umbrella insurance policies. This category of coverage provides additional liability protection beyond standard home and auto policy limits. The agency handles the process of explaining excess liability options to clients seeking broader financial safeguards. It typically conducts a careful review of an applicant’s existing underlying coverage to determine appropriate personal umbrella policy limits and exclusions for their situation.

CI
2496 Commons Blvd
Competitive Insurance Group
Umbrella Insurance Agent · Beavercreek, OH

As the seasons change in Beavercreek, unpredictable weather and increasing liability risks often leave homeowners and small business owners needing stronger financial protection. Competitive Insurance Group serves this community by offering dedicated umbrella insurance agent services, helping clients secure an extra layer of coverage beyond standard auto, home, or business policies. Their professionals focus on identifying gaps in existing insurance portfolios and explaining how a personal umbrella policy can safeguard assets and future earnings. A comprehensive risk review and policy inspection is always the first step in this protective planning process.

GA
2555 Kenmont Ct
Guardian Assurance
Umbrella Insurance Agent · Beavercreek, OH

Guardian Assurance provides specialized umbrella insurance services in Beavercreek, Ohio, offering supplemental liability coverage that extends beyond standard policies to protect assets and future earnings. The agency serves residents and businesses seeking broader protection against costly lawsuits and major claims. It guides clients in coordinating umbrella coverage with underlying home and auto insurance for comprehensive risk management. As local weather patterns bring heavy storms and occasional flooding, Guardian Assurance helps address uncovered property and liability exposures unique to the season.

CA
4049 Dayton Xenia Rd STE 204
Cotterman & Associates LLC American Family Insurance
Umbrella Insurance Agent · Beavercreek, OH

Cotterman & Associates LLC American Family Insurance in Beavercreek, OH offers one-time service for individuals seeking a single umbrella policy, as well as recurring service for those needing ongoing adjustments as their assets or liabilities change. This coverage provides extra liability protection beyond standard home and auto policies, safeguarding against large claims. Their service runs on an as-needed basis, allowing clients to request reviews when their insurance needs evolve due to life events such as property purchases or family changes.

LE
1326 Parkway Ct
Lampton Engle & Associates
Umbrella Insurance Agent · Beavercreek, OH

Lampton Engle & Associates is an independent agency providing personal and commercial risk coverage solutions. It specializes in umbrella insurance to extend additional liability protection beyond standard policies. This coverage is designed to safeguard significant assets against catastrophic claims or lawsuits. By adding a layer of security, clients gain broader financial protection. The agency serves commercial sectors including professional offices, large-scale warehouses, and food service operations, tailoring excess liability limits to meet diverse operational needs.

SI
3301 Dayton Xenia Rd Ste 300
Shelter Insurance - Allan Petzoldt
Umbrella Insurance Agent · Beavercreek, OH

Shelter Insurance - Allan Petzoldt, located in Beavercreek, Ohio, provides umbrella insurance for residential clients, offering additional liability protection beyond standard homeowners and auto policies. The agency also assists commercial clients in the Beavercreek area with supplemental coverage to safeguard business assets. Service extends throughout the local region, helping residents and business owners secure extra layers of financial security. Clients often return to review their umbrella limits during regular policy visits.

EI
3794 Dayton Xenia Rd
Eastside Insurance
Umbrella Insurance Agent · Beavercreek, OH

Eastside Insurance, based in Beavercreek, OH, is known for offering personalized umbrella insurance policies that extend liability coverage beyond standard home and auto plans. The agency serves local residents and small business owners seeking additional financial protection against major claims or lawsuits. Its services include assessing individual risk exposure to recommend appropriate coverage limits. For clients with high-value assets or rental properties, the agency can add on specialized coverage for personal liability from recreational vehicles or watercraft.

AI
1360 N Fairfield Rd
Ander Insurance Agency
Umbrella Insurance Agent · Beavercreek, OH
(937) 320-9999
agents.farmers.com/oh/beavercreek/andrew-ander
HI
4060 Executive Dr
HHS Insurance
Umbrella Insurance Agent · Beavercreek, OH
(937) 458-3030
hhs-insurance.com

What Does an a Umbrella Insurance Agent in Beavercreek Cost?

Umbrella insurance in Ohio typically costs between 150 and 400 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your assets, number of vehicles, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Beavercreek

Umbrella insurance agents in Beavercreek Ohio help residents secure additional liability coverage beyond standard auto and home policies. This extra layer of protection is important because Ohio law requires minimum liability limits that may not cover major claims. A local agent can explain how umbrella policies work with your existing coverage to safeguard your savings and future income.

Frequently Asked Questions

What does an umbrella insurance agent in Beavercreek do?

An umbrella insurance agent helps you purchase a personal liability policy that provides coverage above the limits of your auto and homeowners insurance. They assess your assets and risk to recommend appropriate coverage amounts. This is especially useful for Ohio homeowners with rental properties or high net worth.

How much umbrella coverage do I need in Beavercreek Ohio?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Ohio courts can award large judgments in liability cases, so many residents choose 2 to 5 million dollars. Your agent will help calculate a suitable limit based on your financial situation.

Is umbrella insurance required by law in Ohio?

No, umbrella insurance is not required by Ohio law. However, Ohio requires minimum auto liability limits of 25000 dollars per person and 50000 dollars per accident. Umbrella policies provide extra protection when those limits are exceeded, which is common in serious accidents.

Umbrella Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.