The top-rated umbrella insurance agent in Columbus, Ohio is Compare Quote Insurance, rated 5.0 stars across 904 reviews. Other highly rated options include Katie Rider - State Farm Insurance Agent, Auto and Home Insurance in Columbus Ohio | Slyman Insurance Group Ohio, Lisa Diemer American Family Insurance. This directory lists 28 umbrella insurance agents serving Columbus.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Compare Quote Insurance | 5959 Scarborough Blvd #4500 | (888) 667-1212 |
| 2 | Katie Rider - State Farm Insurance Agent | 2140 Riverside Dr ste b | (614) 485-9077 |
| 3 | Auto and Home Insurance in Columbus Ohio | Slyman Insurance Group Ohio | 4701 Olentangy River Rd Ste 102 | (614) 475-3583 |
| 4 | Lisa Diemer American Family Insurance | 3040 Riverside Dr #209 | (614) 488-9445 |
| 5 | Solid Insurance | 986 Morse Rd | (614) 854-0000 |
| 6 | Isner Insurance Associates, Inc | 3695 N High St | (614) 236-8691 |
| 7 | Sokol Eisenberg Insurance | 1620 E Broad St #103 | (614) 362-4262 |
| 8 | Brown Insurance Company LLC | 21 E State St #200 | (614) 324-6980 |
| 9 | Horizon Insurance Services, Inc. | 3806 N High St | (614) 326-0200 |
| 10 | Putnam White Lewis Insurance | 4161 N High St | (614) 267-1269 |
Compare Quote Insurance serves the Columbus, Ohio metro area, offering umbrella insurance agent services. This company helps local residents and businesses secure extra liability coverage that kicks in when standard home or auto policies are exhausted. The agency works to assess each client’s unique risk profile, ensuring adequate protection against major claims or lawsuits. It handles policy comparisons for personal umbrella insurance and also assists with commercial umbrella coverage for Columbus-based enterprises.
Katie Rider - State Farm Insurance Agent in Columbus, Ohio provides umbrella insurance policies that offer extra liability coverage beyond standard home and auto plans. Service plans focus on helping clients assess their personal risk exposure and adjust coverage limits appropriately, with regular policy review to account for life changes or asset growth. Maintenance plans include annual coverage checkups and claims support to ensure continuous protection. The agency services single-family homes, apartments, retail properties, and restaurants.
Homeowners, businesses, and property managers in Columbus, Ohio, rely on this umbrella insurance agent for additional liability coverage beyond standard policy limits. The agency helps clients protect assets and future earnings by offering layered liability protection that activates after underlying home or auto policies are exhausted. Operating throughout the broader Columbus metropolitan area, the agency also serves clients in nearby communities such as Dublin or Westerville.
In Columbus, Ohio, umbrella insurance agents provide policies that offer both one-time protection for immediate liability concerns and recurring coverage to safeguard long-term assets. This specialized insurance extends beyond standard home and auto limits, addressing gaps in coverage where larger claims may arise. As a local agent, Lisa Diemer American Family Insurance assists clients in understanding how these policies can shield against significant financial loss. Service options typically run on a one-time fee basis for initial policy setup, with renewals scheduled annually as needed.
Based in Columbus, OH, Solid Insurance serves the city and its surrounding communities. The agency specializes in umbrella insurance, handling policies that provide additional liability coverage beyond standard homeowners and auto limits. This extra layer of protection helps shield clients from major claims and lawsuits. To determine the right level of coverage for a typical job, the agent generally conducts a thorough review of a client’s existing assets, risks, and current policies. It then structures the umbrella policy to coordinate seamlessly with those underlying coverages.
Isner Insurance Associates, Inc specializes in umbrella insurance policies, offering additional liability coverage that extends beyond standard home and auto limits. Serving the Columbus, Ohio area, the agency helps clients protect their assets by bridging coverage gaps left by underlying policies. This extra layer of protection becomes especially valuable during winter months, when increased risks of slip-and-fall accidents on icy driveways or snowy sidewalks can threaten a homeowner’s financial security.
As Columbus winters thaw and melting snow can create unexpected liability from icy walkways or basement seepage, Sokol Eisenberg Insurance offers umbrella insurance coverage in Columbus, Ohio. This type of policy adds an extra layer of personal liability protection beyond standard home or auto limits. It helps shield assets from large claims or lawsuits. An agent will review a client's current policies and risk factors during an initial consultation to determine appropriate coverage levels.
Brown Insurance Company LLC provides residential umbrella insurance services in Columbus, Ohio, offering additional liability coverage beyond standard homeowners policies to protect personal assets. The agency also handles commercial umbrella insurance for local businesses seeking extra liability layers against unforeseen claims. Serving the greater Columbus area, they help clients from policy selection through claims support. This agent assists with policy adjustments and annual reviews, ensuring coverage keeps pace with asset changes, with follow-up available between regular visits for updated coverage needs.
Horizon Insurance Services, Inc. in Columbus, Ohio assists clients with general insurance needs while adding umbrella liability coverage for extra asset protection. This specialized policy extends existing liability limits beyond standard home, auto, and watercraft policies. It helps shield policyholders from large claims or lawsuits that exceed underlying coverage. The layers of protection offered by Horizon Insurance Services serve various commercial sectors, including offices, warehouses, and food service operations.
Putnam White Lewis Insurance is an umbrella insurance agent serving clients in Columbus, Ohio, known for providing excess liability coverage that extends beyond standard policy limits. This agency assists homeowners, auto policyholders, and business owners in securing protection against significant financial loss from major claims or lawsuits. Tailored coverage options address personal and commercial exposure within the Columbus area. A specialty service it can add on is coverage for rental property owners or landlords seeking broader liability protection.
What Does an a Umbrella Insurance Agent in Columbus Cost?
The cost of an umbrella insurance policy in Ohio typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Premiums may be higher for individuals with multiple properties or high-risk assets. Costs vary by case and depend on your underlying insurance limits and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Columbus
Umbrella insurance agents in Columbus Ohio help you secure extra liability coverage beyond standard auto and homeowners policies. Ohio law requires minimum auto liability limits of 25000 per person and 50000 per accident but an umbrella policy can add 1 million or more in protection. These policies are especially useful for homeowners with pools or rental properties in Franklin County.
Frequently Asked Questions
What does an umbrella insurance agent in Columbus do?
An umbrella insurance agent in Columbus helps you assess your personal liability risks and find a policy that provides extra coverage above your existing auto or home insurance. They explain how Ohio state laws affect your liability limits and help you choose the right amount of protection.
How much umbrella coverage do I need in Ohio?
Most agents recommend at least 1 million dollars in umbrella coverage for Ohio residents with significant assets. The amount you need depends on your net worth, property holdings, and potential lawsuit risks. An agent can help you calculate a suitable limit based on your personal situation.
Do I need an umbrella policy if I have a pool in Columbus?
Yes, having a pool increases your liability risk and an umbrella policy can provide extra protection beyond your homeowners insurance. Ohio does not require umbrella insurance but it is a common recommendation for pool owners to guard against injury claims.
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