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Directory of umbrella insurance agents in Fairborn, Ohio. Verify credentials with the state department of insurance before hiring.
13 agents listed
Updated May 2026
Fairborn, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 13 umbrella insurance agents in Fairborn, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bud Hillard - State Farm Insurance Agent
8380 Dayton Springfield Rd, Fairborn, OH 45324
(937) 864-7321
budhillard.com
Mike Baker - State Farm Insurance Agent
1920 Commerce Center Blvd, Fairborn, OH 45324
(937) 878-4851
statefarm.com
Jeff Roberts - State Farm Insurance Agent
128 W Main St, Fairborn, OH 45324
(937) 878-8722
jeffmroberts.com
Flatter Insurance Inc
407 N Broad St, Fairborn, OH 45324
(937) 878-3444
Kevin Whitten American Family Insurance
55 N Central Ave #4, Fairborn, OH 45324
(937) 846-0793
amfam.com
American National Insurance Co
7600 Dayton Springfield Rd, Fairborn, OH 45324
(937) 358-8729
americannational.com
G A Campbell Agency
562 E Dayton Yellow Springs Rd, Fairborn, OH 45324
(937) 878-3413
gacagency.com
Nationwide Insurance: Brian D Parrett
574 E Dayton Yellow Springs Rd, Fairborn, OH 45324
(937) 878-3936
agency.nationwide.com
Bankers Life
2900 Presidential Dr Ste 100A, Fairborn, OH 45324
(937) 252-3136
branches.bankerslife.com
Parrett Insurance Group
574 E Dayton Yellow Springs Rd, Fairborn, OH 45324
(937) 878-3936
parrettinsurancegroup.com
Insurmark Inc
3000 Presidential Dr Suite 300, Fairborn, OH 45324
(800) 833-5912
insurmark.com
Christina Campbell, Bankers Life Agent
2900 Presidential Dr Ste 100A, Fairborn, OH 45324
(937) 252-3136
agents.bankerslife.com
Sanderson Insurance Agency
55 N Central Ave #2, Fairborn, OH 45324
(937) 878-3787
sandersonagency.com
Umbrella insurance agents in Fairborn Ohio help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Ohio law does not require umbrella insurance but it can protect your savings and future earnings in the event of a large lawsuit. Local agents understand the specific liability risks for Ohio drivers and homeowners in Greene County.
What Does a Umbrella Insurance Agent in Fairborn Cost?
For a 1 million dollar umbrella policy in Ohio, annual premiums typically range from 150 to 350 dollars. Higher limits, such as 2 million or 5 million, can cost 300 to 800 dollars per year. Your actual cost depends on your age, driving record, number of vehicles, and the underlying policies you carry. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Ohio?
Umbrella insurance provides additional liability coverage after your primary policy limits are exhausted. It covers claims like bodily injury or property damage for which you are legally responsible. In Ohio the minimum auto liability limits are 25,000 per person and 50,000 per accident, so umbrella coverage adds a layer above those amounts.
How much umbrella coverage do I need in Fairborn?
Most agents recommend at least 1 million dollars in umbrella coverage for adequate asset protection. The amount you need depends on your net worth, risk factors, and the value of your home and vehicles. An agent can help you assess your personal situation and choose an appropriate limit.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.