The top-rated umbrella insurance agent in Delaware, Ohio is HealthMarkets Insurance - Don Larson, rated 5.0 stars across 250 reviews. Other highly rated options include Bolton Insurance Agency, Tito Paul - State Farm Insurance Agency, Adam Bibb - State Farm Insurance Agent. This directory lists 19 umbrella insurance agents serving Delaware.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HealthMarkets Insurance - Don Larson | 50 Coughlin Ln Suite G | (740) 472-8512 |
| 2 | Bolton Insurance Agency | 5 E Winter St # 300 | (614) 551-6469 |
| 3 | Tito Paul - State Farm Insurance Agency | 7 E Winter St | (740) 369-4537 |
| 4 | Adam Bibb - State Farm Insurance Agent | 225 S Sandusky St | (740) 362-5632 |
| 5 | Trimble Insurance Agency, Inc. | 39 S Liberty St | (740) 369-6711 |
| 6 | Smudz Insurance Group LLC | 55 N Sandusky St | (614) 305-5191 |
| 7 | Converse & Associates, LLC American Family Insurance | 44 E Winter St | (740) 990-8208 |
| 8 | Shelter Insurance - Toi Tucker | 560 Sunbury Rd | (740) 417-9391 |
| 9 | AAA Delaware | 840 Sunbury Rd | (740) 363-1928 |
| 10 | Affordable Insurance Agency Of Ohio, LLC | 831 N Houk Rd | (740) 369-1001 |
HealthMarkets Insurance - Don Larson serves the Delaware, Ohio area, providing umbrella insurance agency services. The agency helps clients secure additional liability coverage beyond standard policies, offering protection against major claims and lawsuits. This extra layer of insurance shields assets and future earnings. Local property owners often rely on such policies for broader risk management. Specific services the agency handles include personal umbrella insurance for homeowners and automobile umbrella coverage for drivers.
Bolton Insurance Agency in Delaware, Ohio, provides umbrella insurance coverage, offering clients extended liability protection that goes beyond the limits of standard home and auto policies. The agency helps customers review their existing insurance plans and adjust umbrella policies to match their specific risk exposure. Its service approach includes routine policy updates to ensure continued adequate coverage as client circumstances change. The company serves a variety of local property owners, including single-family homes, apartments, retail businesses, and restaurants.
Tito Paul - State Farm Insurance Agency serves homeowners, businesses, and property managers in the greater Delaware, Ohio area. As an umbrella insurance agent, it offers liability coverage that extends beyond the limits of standard auto and home policies, providing an extra layer of financial protection against major lawsuits or accidents. The agency helps clients safeguard their assets from large claims that could otherwise be financially devastating. It also serves customers in the neighboring community of Powell within the Columbus metro.
Serving Delaware, Ohio, and the surrounding communities, Adam Bibb's State Farm agency handles personal umbrella liability insurance needs. This type of policy extends coverage beyond the limits of auto and homeowners insurance, offering added protection against major claims or lawsuits. The agency manages the application process to help clients secure an additional layer of financial security. For a typical job, it reviews the client's existing underlying policies to determine the appropriate coverage level and ensures seamless integration between them.
Trimble Insurance Agency, Inc. in Delaware, OH provides umbrella insurance as either a one-time single policy purchase or as part of a recurring, multi-year coverage plan. The agency’s service specifically helps local policyholders secure additional liability protection that extends beyond the limits of standard homeowners or auto policies. For clients new to this form of insurance or for those simply reviewing their current risks, all consultations and policy adjustments are available strictly on an as-needed basis.
Nestled in Delaware, Ohio, Smudz Insurance Group LLC offers umbrella insurance agency services, providing crucial liability coverage that extends beyond standard policy limits. The firm helps area residents and business owners secure an additional layer of protection that activates when primary claims exhaust their coverage. Common general claims include personal injury lawsuits and property damage disputes with significant financial exposures. As winter storms or summer pool gatherings approach, the risk of a costly slip-and-fall incident on a client’s property rises substantially for affected policyholders.
As winter storms and unexpected liabilities bring added risk to Delaware homeowners, Converse & Associates, LLC American Family Insurance helps residents secure extra layers of financial protection. Umbrella coverage extends beyond standard policies, shielding assets from major claims or lawsuits. The agency guides clients in evaluating personal exposure and selecting appropriate limits to fortify their overall insurance strategy. An initial consultation examines existing home and auto policies to identify coverage gaps and assess the need for additional umbrella protection.
Shelter Insurance - Toi Tucker provides comprehensive personal liability coverage through its umbrella insurance policies, typically extending protection beyond standard homeowners and auto limits in Delaware, Ohio. These policies work as an additional layer of financial security for clients facing major claims or lawsuits. The agency serves local commercial sectors including small offices, warehouses, and food service establishments, offering the extra liability cushion these businesses often require for routine operations and unexpected legal exposures.
AAA Delaware serves homeowners in Delaware, Ohio, with residential umbrella insurance that extends personal liability protection beyond standard policies. The agency also offers commercial coverage to area businesses needing extra security against larger claims. Service is available throughout Delaware and nearby communities. After initial policies are set, the agency follows up to review coverage during regular visits, ensuring limits remain appropriate as circumstances change. Repeat clients appreciate this ongoing attention between annual check-ins.
Affordable Insurance Agency Of Ohio, LLC in Delaware, OH is known for offering umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. Its service range includes advising clients on how a personal umbrella policy can protect assets against major claims and lawsuits. The agency assists local residents and businesses in assessing their risk exposure to determine appropriate coverage levels. A specialty service it can add on is providing guidance on coordinating umbrella policies with underlying homeowners and auto insurance for seamless protection.
What Does an a Umbrella Insurance Agent in Delaware Cost?
In Ohio, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Higher limits, such as 2 million or 5 million dollars, may cost 300 to 600 dollars annually. Your actual premium depends on your driving record, home value, and number of properties. This is general information, not insurance advice.
About umbrella insurance agents in Delaware
Umbrella insurance agents in Delaware, Ohio help you secure additional liability coverage that goes beyond your auto, home, or boat insurance. This extra layer of protection is important for Ohio residents who want to safeguard their savings and future earnings. Agents in Delaware can explain how Ohio law affects liability claims and help you choose the right coverage limits for your situation.
Frequently Asked Questions
What does an umbrella insurance agent in Delaware Ohio do?
An umbrella insurance agent helps you buy a personal liability umbrella policy. This policy provides extra coverage above your existing home and auto insurance limits. The agent will review your assets and risks to recommend an appropriate coverage amount.
How much umbrella insurance do I need in Ohio?
Most agents recommend at least 1 million dollars in umbrella coverage for Ohio residents. The exact amount depends on your net worth, income, and potential liability risks. Your agent can help you calculate a suitable limit based on your personal situation.
Are there Ohio laws that affect umbrella insurance claims?
Ohio follows a comparative fault rule, which means your compensation can be reduced by your percentage of fault. Ohio also has a statute of limitations of two years for personal injury claims. Umbrella insurance helps cover defense costs and settlements if you are sued.
Umbrella Insurance Agents in Other Ohio Cities
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