ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of umbrella insurance agents in Dayton, Ohio. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Dayton, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 20 umbrella insurance agents in Dayton, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Meridian Capstone Insurance
7601 Paragon Rd Suite 303, Dayton, OH 45459
(800) 207-7079
mymeridianinsurance.com
Ingram Insurance Group
733 Salem Ave, Dayton, OH 45406
(937) 741-5100
insuredbyingram.com
Universal Insurance Agency
8393 N Main St, Dayton, OH 45415
(937) 867-2368
uiaonline.com
Comparion Insurance Agency
31 S Main St, Dayton, OH 45402
(937) 438-1966
comparioninsurance.com
Sanderson Insurance Agency
3320 Office Park Dr, Dayton, OH 45439
(937) 878-3787
sandersonagency.com
Wagner Insurance Agency
1050 S Main St, Dayton, OH 45409
(937) 223-2232
wagnerinsurance.com
Buckner Insurance
2217 Miamisburg Centerville Rd, Dayton, OH 45459
(937) 434-6800
bucknerinsurance.com
DANE HARDING INSURANCE
1291 N Fairfield Rd, Dayton, OH 45432
(937) 306-8120
danehardinginsurance.com
CoverPoint Insurance Solutions
3610 Pentagon Blvd Suite 110, Dayton, OH 45431
(937) 345-1001
coverpointinsurance.com
Triangle Insurance Agency, Inc.
5525 N Dixie Dr, Dayton, OH 45414
(937) 278-0887
triangleinsinc.com
Brush Insurance
7041 Corporate Way, Dayton, OH 45459
(937) 435-0345
brushinsurance.com
Ferneding Insurance
5540 Far Hills Ave, Dayton, OH 45429
(937) 294-1755
fernedinginsurance.com
Benjamin Riegel at Comparion Insurance Agency
31 S Main St, Dayton, OH 45402
(937) 356-6250
comparioninsurance.com
LFL Insurance Agency, LLC
8141 N Main St suite c, Dayton, OH 45415
(937) 222-5884
lflinsurance.com
Daymont-Souders Insurance Agency
7227 Taylorsville Rd, Dayton, OH 45424
(937) 461-5563
daymontsouders.com
Farmers Insurance - Ann Spitzer
8529 N Dixie Dr #100, Dayton, OH 45414
(937) 280-5777
agents.farmers.com
The Uhl Agency
7755 Paragon Rd, Dayton, OH 45459
(937) 434-9090
uhlagency.com
Kayla Hayes at Comparion Insurance Agency
31 S Main St, Dayton, OH 45402
(937) 986-3451
comparioninsurance.com
Ward Insurance Inc
3481 Office Park Dr #202, Dayton, OH 45439
(937) 299-8321
Charlotte Quillen at Comparion Insurance Agency
31 S Main St, Dayton, OH 45402
(719) 205-6230
comparioninsurance.com
An umbrella insurance agent in Dayton Ohio can help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Ohio law does not require umbrella insurance but it can protect your savings and future earnings from large claims or lawsuits. Local agents understand the specific risks for Dayton residents including auto accidents on I-75 and slip and fall incidents during winter months.
What Does a Umbrella Insurance Agent in Dayton Cost?
Umbrella insurance costs in Ohio typically range from 150 to 300 dollars per year for 1 million dollars of coverage. Adding another million dollars usually costs 50 to 100 dollars more annually. Factors like your driving record property value and number of vehicles affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Dayton do?
An umbrella insurance agent in Dayton helps you evaluate your current liability risks and recommends a policy that provides extra coverage. They review your existing auto and home insurance to ensure the umbrella policy aligns with Ohio state requirements. The agent also explains how the policy responds after your primary insurance limits are exhausted.
How much umbrella coverage do I need in Ohio?
Most Ohio agents suggest at least 1 million dollars in umbrella coverage for homeowners and drivers with significant assets. The amount you need depends on your net worth income and potential liability exposure. Ohio courts can award large judgments so higher limits may be wise for business owners or professionals.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Dayton who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.