The top-rated umbrella insurance agent in Bowling Green, Ohio is Lance Wood - State Farm Insurance Agent, rated 4.9 stars across 154 reviews. Other highly rated options include Evans Home Loans & Insurance, Kathrens Insurance Agency, McClure Insurance Group LLC. This directory lists 16 umbrella insurance agents serving Bowling Green.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lance Wood - State Farm Insurance Agent | 1180 N Main St #4 | (419) 352-9476 |
| 2 | Evans Home Loans & Insurance | 519 W Wooster St #1 | (419) 353-3223 |
| 3 | Kathrens Insurance Agency | 605 N Main St | (419) 354-3517 |
| 4 | McClure Insurance Group LLC | 124 W Washington St | (419) 352-2584 |
| 5 | James D Eckert Agency Inc American Family Insurance | 839 Haskins Rd | (419) 354-6024 |
| 6 | All Risk Insurance Katie Soldwish LLC | 347 N Main St Suite 2 | (419) 352-2641 |
| 7 | Wood County Insurance Agency Inc. | 1050 W Wooster St | (419) 352-1594 |
| 8 | OH Insurance Quotes | 1218 W Wooster St | (216) 232-6592 |
| 9 | Nationwide Insurance: Robert M Stout | 1045 N Main St Ste 4 | (419) 353-3000 |
| 10 | Risk Strategies | 414 E Wooster St | (419) 353-8611 |
Lance Wood - State Farm Insurance Agent serves the Bowling Green, Ohio area by providing umbrella insurance policies. These policies offer additional liability coverage above standard home and auto limits. As an agent in this community, he helps clients protect assets from large claims or lawsuits. The agency focuses on personal liability protection for property owners and renters. It also assesses individual risk factors to adjust coverage as needs change. Among the specific services it handles are excess liability policies for homeowners and comprehensive umbrella plans for multi-vehicle households.
Evans Home Loans & Insurance provides umbrella insurance agent services in Bowling Green, Ohio, offering additional liability coverage that extends beyond standard home and auto policies. The company typically helps clients evaluate their current risk exposure and secures umbrella policies to protect assets from major claims or lawsuits. It assists with policy adjustments as needs change and handles routine inquiries regarding policy coverage limits. Evans Home Loans & Insurance serves single-family homes, apartments, retail properties, and restaurants.
Homeowners, businesses, and property managers across Bowling Green, OH rely on Kathrens Insurance Agency for umbrella insurance coverage. These policies provide an additional layer of liability protection that extends beyond the limits of standard auto or homeowners policies, helping clients safeguard their assets against major claims or lawsuits. The agency works with local carriers to tailor each excess liability policy to the client’s specific risk profile. Service areas also include the nearby communities of Perrysburg and the broader Wood County metro region.
McClure Insurance Group LLC serves the Bowling Green area and surrounding communities in northwestern Ohio, handling umbrella insurance for local residents and businesses. It provides additional liability coverage that extends beyond the limits of standard auto, home, or watercraft policies, offering broader protection for claims and lawsuits. To guide each client, the agency first assesses existing policies and liability exposure. Then, it recommends appropriate coverage amounts and integrates the umbrella policy to align with personal assets and risk factors.
James D Eckert Agency Inc American Family Insurance provides umbrella insurance agent services in Bowling Green, Ohio, specializing in excess liability coverage that extends beyond standard home and auto policies. It helps clients protect their assets from major lawsuits or claims. The agency also handles general insurance needs, offering guidance on risk management for local residents and businesses. As seasonal storms and winter ice increase liability risks on Ohio properties, the agency assists policyholders with adjusting their coverage limits accordingly.
All Risk Insurance Katie Soldwish LLC in Bowling Green, OH distinguishes between one-time liability solutions and recurring coverage that renews on a set schedule. Their umbrella policies extend protection beyond standard auto and homeowners policies, addressing gaps in personal liability for incidents like property damage or legal claims. Service runs on a scheduled basis, with policy reviews and updates handled annually or as requested following life changes.
As winter weather in Bowling Green brings unpredictable ice and snow, the need for additional liability coverage beyond standard policies becomes critical for property owners. Wood County Insurance Agency Inc. works as an umbrella insurance agent in this area to help clients close gaps in their protection. They evaluate current homeowners and auto policies to recommend appropriate umbrella limits that guard against major claims. After discussing a client’s specific assets and potential risks, the agent schedules a review of existing coverage to identify missing protections before beginning the formal application process.
OH Insurance Quotes offers policies designed to protect property in Bowling Green against unexpected liability claims. As an umbrella insurance agent, it provides extra coverage layers that go beyond standard commercial policies. This added protection helps cover significant legal expenses and damage awards that might otherwise exceed base limits. The agency works with a variety of commercial enterprises, including local office buildings, storage warehouses, and food service establishments.
Nationwide Insurance: Robert M Stout provides residential umbrella insurance coverage to protect policyholders in Bowling Green, OH from excess liability claims. Commercial umbrella policies are also available for local businesses needing higher liability limits. The agency serves both individual and commercial clients throughout the Bowling Green area. Each policy is reviewed according to the client’s specific risk exposure, with follow-up consultations offered to adjust coverage between regular policy review visits.
Risk Strategies is known as a local provider of umbrella insurance for Bowling Green, Ohio, offering coverage that protects personal assets beyond standard home and auto policy limits. The company serves residents needing extra liability protection against events such as accidents on their property or legal claims. Their office provides umbrella policies integrated with underlying home, auto, and watercraft insurance. The agency can add specialty excess liability coverage for individuals with rental properties or recreational vehicles.
What Does an a Umbrella Insurance Agent in Bowling Green Cost?
In Ohio, a 1 million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may range from 250 to 500 dollars annually. Costs vary based on your risk factors, number of vehicles, and property value. This is general information, not insurance advice.
About umbrella insurance agents in Bowling Green
An umbrella insurance agent in Bowling Green, Ohio helps you secure extra liability coverage beyond your auto or homeowners policy. Ohio law does not require umbrella insurance, but it can protect your assets in case of a major lawsuit. Local agents understand the specific liability risks for Wood County residents.
Frequently Asked Questions
What does an umbrella insurance agent in Bowling Green do?
An umbrella insurance agent in Bowling Green helps you assess your personal liability exposure and find a policy that adds extra coverage above your existing limits. They review your assets and recommend an appropriate amount of protection.
How much umbrella insurance do I need in Ohio?
Most Ohio agents suggest at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Ohio courts can award large judgments in personal injury cases, so higher limits may be wise for homeowners or business owners.
Does Ohio law affect umbrella insurance policies?
Yes, Ohio follows a comparative negligence rule, which means your compensation in a lawsuit can be reduced by your percentage of fault. An umbrella policy can still cover the remaining liability, making it important to have adequate coverage.
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