The top-rated umbrella insurance agent in Centerville, Ohio is Greg Fay Insurance Agency, rated 5.0 stars across 247 reviews. Other highly rated options include Shawn Thacker - State Farm Insurance Agent, Carr Insurance Agency, Inc., Tinnerman Insurance Agency - Centerville. This directory lists 11 umbrella insurance agents serving Centerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Fay Insurance Agency | 207 W Franklin St | (937) 619-9705 |
| 2 | Shawn Thacker - State Farm Insurance Agent | 156 Spring Valley Pike | (937) 610-3276 |
| 3 | Carr Insurance Agency, Inc. | 255 N Main St | (937) 435-9000 |
| 4 | Tinnerman Insurance Agency - Centerville | 5 Iron Gate Park Dr | (937) 439-0212 |
| 5 | American Insurance Strategies | 76 Marco Ln | (937) 886-6454 |
| 6 | Brandelyn Blair American Family Insurance | 872 E Franklin St STE B | (937) 374-0855 |
| 7 | Tony Peh: Allstate Insurance | 16 Elmwood Dr | (937) 438-0004 |
| 8 | Centerville Insurance Agency | 55 W Franklin St | (937) 433-0874 |
| 9 | Southern Ohio Insurance LLC | 255 N Main St Suite B | (937) 424-1041 |
| 10 | Salyers Financial Group | 190 E Spring Valley Pike Ste A | (937) 550-0111 |
Greg Fay Insurance Agency serves the Centerville, Ohio, area as a local umbrella insurance agent. An umbrella policy adds an extra layer of liability coverage beyond standard auto or homeowners insurance, protecting personal assets from major claims and lawsuits. This agent assists clients in evaluating their current insurance limits and risk exposure. In Centerville, the agency specializes in tailoring personal liability coverage for drivers and homeowners who require higher policy limits as a dependable safeguard.
Shawn Thacker, as a State Farm Insurance agent in Centerville, OH, provides a range of umbrella liability insurance policies designed to offer additional coverage beyond standard home and auto limits. These plans help protect against major claims and lawsuits by extending liability protection, offering clients a valuable layer of financial security and peace of mind. Umbrella insurance policies serviced by this agent cover single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Centerville, OH turn to Carr Insurance Agency, Inc. for umbrella insurance coverage that extends liability protection beyond standard policy limits. This type of insurance serves as an extra safety net for significant claims or lawsuits that could otherwise threaten personal or commercial assets. Agents work closely with clients to assess risk exposure and recommend appropriate supplemental coverage. The agency also provides its services to residents throughout the broader Dayton metropolitan area, including nearby communities such as Kettering and Miamisburg.
Serving Centerville, Ohio, and the surrounding communities of Dayton, Kettering, and Miamisburg, Tinnerman Insurance Agency handles personalized umbrella insurance policies designed to extend liability coverage beyond standard home and auto limits. This protection helps safeguard personal assets against large claims or lawsuits. The agency takes time to evaluate each client’s unique risk exposure and existing base policies, then carefully layers appropriate additional coverage to fill any gaps. It approaches each typical job by conducting a thorough review of the client’s overall insurance portfolio before recommending a specific umbrella limit.
American Insurance Strategies in Centerville, OH, offers umbrella liability coverage as both a one-time policy purchase for high-net-worth individuals and a recurring annual service for ongoing asset protection. This coverage extends beyond the limits of standard auto and homeowner policies, safeguarding clients against major claims and lawsuits. Their service runs on a single engagement or scheduled renewal basis, depending on the client's preference.
As winter ice and heavy spring storms sweep through Centerville, OH, homeowners face the risk of liability from slips on untreated walkways or fallen branches causing damage. Brandelyn Baldwin American Family Insurance provides umbrella insurance that extends personal liability coverage beyond standard policies, shielding clients from large claims or lawsuits that could threaten their assets. A focused assessment of your current home and auto coverages is performed as an initial step to determine how much extra protection you may need.
Tony Peh: Allstate Insurance provides umbrella insurance agent services in the Centerville, OH, area, offering additional liability coverage beyond standard policies. It also handles general inquiries and policy adjustments for local clients seeking personalized protection options. This agent helps individuals and families address financial risks associated with unexpected incidents, such as property accidents or legal claims. During spring storm season, it assists clients in reviewing umbrella limits to safeguard assets from weather-related liability lawsuits.
Centerville Insurance Agency provides personal and commercial umbrella liability coverage to clients in Centerville, Ohio. These policies offer additional layers of protection beyond standard auto and homeowners or business general liability policies, helping safeguard personal assets and business equity from major claims or lawsuits. The agency serves a variety of commercial sectors, including professional offices, warehouses, and food service establishments.
Southern Ohio Insurance LLC serves residential clients in Centerville with personal umbrella policies that extend liability protection beyond standard home and auto limits. The agency also assists local commercial customers in safeguarding their business assets against significant claims. Coverage is available throughout the greater Dayton area and surrounding communities. After an initial policy review or claim event, the agent typically reaches out to clients to confirm their coverage still fits their current needs between their regular insurance check-ins.
Salyers Financial Group in Centerville, OH, is known for providing umbrella insurance coverage that extends liability protection beyond standard home and auto policies. Its service range includes assisting clients in assessing their personal asset exposure and securing appropriate policy limits for added security. The agency focuses on individual risk profiles, helping residents and families safeguard savings and future earnings from unexpected lawsuits. It can also add on coverage for recreational vehicles, such as boats or RVs, which often require broader liability limits.
What Does an a Umbrella Insurance Agent in Centerville Cost?
The cost of an umbrella insurance policy in Ohio typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits cost more but are still relatively affordable. Your premium depends on your risk factors, claims history, and the number of vehicles or properties you own. This is general information and not insurance advice.
About umbrella insurance agents in Centerville
An umbrella insurance agent in Centerville, Ohio can help you secure extra liability coverage that goes beyond your auto, home, or boat policies. Ohio law requires minimum liability limits on auto insurance, but a personal umbrella policy can provide additional protection for major claims or lawsuits. Centerville residents often seek this coverage to safeguard their savings and future earnings.
Frequently Asked Questions
What does an umbrella insurance agent in Centerville do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your underlying insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount. This agent can also explain how Ohio law affects policy terms and limits.
Who needs umbrella insurance in Centerville Ohio?
Anyone with significant assets, a high income, or potential liability risks should consider umbrella insurance. This includes homeowners with a swimming pool, dog owners, landlords, or those who frequently host guests. Ohio courts can award large judgments, making extra coverage valuable.
How much umbrella insurance do I need in Ohio?
Most agents recommend at least 1 million dollars in umbrella coverage. The right amount depends on your net worth, income, and lifestyle. Ohio does not set a specific minimum for umbrella policies, but your underlying auto and home insurance must meet certain liability limits first.
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