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Compare umbrella insurance agents in Troy. Review contact information and insurance categorys before you decide.
18 agents listed
Updated May 2026
Troy, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 18 umbrella insurance agents in Troy, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeman Groves Insurance And Financial Services Inc
2840 S Co Rd 25A, Troy, OH 45373
(937) 348-1763
freemangrovesinsurance.com
Littman-Thomas Agency - Troy Office
210 S Market St suite b, Troy, OH 45373
(937) 339-1525
Heath Murray - State Farm Insurance Agent
725 W Market St, Troy, OH 45373
(937) 335-9600
heathmurray.com
Holobaugh Insurance
2244 OH-718, Troy, OH 45373
(937) 552-9956
holobaughins.com
Carr Insurance Group
115 S Market St, Troy, OH 45373
(937) 335-8914
toddcarrinsurance.com
Koverman Staley Dickerson Insurance
1106 W Main St, Troy, OH 45373
(937) 339-4119
ksdins.com
Benefits Analysis Corporation
1930 Prime Ct Suite 103 Suite 103, Troy, OH 45373
(937) 335-5751
benefitsanalysis.com
Lisa Cano - State Farm Insurance Agent
41 S Stanfield Rd A, Troy, OH 45373
(937) 335-3535
troyohioinsurance.com
R J Warner Insurance
23 S Mulberry St, Troy, OH 45373
(937) 335-5166
rjwarner.com
Trojan Insurance Agency
1008 Grant St, Troy, OH 45373
(937) 339-2674
trojaninsuranceagency.com
Troy insurance agency
12 N Mulberry St, Troy, OH 45373
(937) 764-3470
sharlenereph854691.wixsite.com
Pacific Pioneer Insurance Services
210 S Market St, Troy, OH 45373
(614) 344-6308
Pacific Edge Insurance Co.
16 N Cherry St, Troy, OH 45373
(614) 344-6313
Farmers Insurance / Gibbs-Warner Agency
81 Robin Hood Ln ste b, Troy, OH 45373
(937) 440-0400
agents.farmers.com
Close Agency LLC American Family Insurance
10 N Market St Ste C, Troy, OH 45373
(937) 234-4528
amfam.com
Cox Specialty Markets
80 Troy Town Dr, Troy, OH 45373
(937) 552-7641
coxspecialty.com
Shelter Insurance - Erik Lamka
305 Public Sq Ste 3, Troy, OH 45373
(937) 980-9013
shelterinsurance.com
Gavin Glasscoe - Littman Thomas Agency
15 S Cherry St, Troy, OH 45373
(937) 339-1525
littmanthomas.com
An umbrella insurance agent in Troy Ohio helps you secure extra liability coverage beyond standard auto or home policies. Ohio law does not require umbrella insurance but it can protect your assets from large claims. Local agents understand the specific risks in Miami County and can tailor a policy to your needs.
What Does a Umbrella Insurance Agent in Troy Cost?
Umbrella insurance in Ohio typically costs between 150 and 350 dollars per year for 1 million dollars of coverage. Higher limits like 2 million dollars may cost 200 to 500 dollars annually. Costs vary based on your risk profile and the insurance company. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Troy Ohio do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your auto or home insurance limits. They assess your assets and recommend appropriate coverage amounts based on Ohio liability laws.
How much umbrella coverage should I get in Ohio?
Most Ohio agents recommend at least 1 million dollars in umbrella coverage. The amount depends on your net worth and potential risk factors like a swimming pool or rental property.
Can I bundle umbrella insurance with other policies in Troy?
Yes many Ohio insurers offer discounts if you bundle umbrella insurance with your auto or home policy. Ask your agent about multi-policy savings when you shop for coverage in Troy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.