ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare umbrella insurance agents in Toledo. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Toledo, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 19 umbrella insurance agents in Toledo, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Knight Insurance Group
22 N Erie St, Toledo, OH 43604
(419) 241-5133
knightinsurance.com
RBI Insurance Agency & Financial Services
3421 N Holland Sylvania Rd, Toledo, OH 43615
(419) 841-4446
rbiinsurance.com
Gus Badra Agency - Insurance Brokers
3454 Oak Alley Ct #106, Toledo, OH 43606
(419) 469-5522
comejoingus.com
Fuller & Sons Insurance Agency LLC
5660 Southwyck Blvd Suite 200A, Toledo, OH 43614
(419) 866-8796
fullerandsonsins.com
House Of Insurance, Inc.
5801 Telegraph Rd #9, Toledo, OH 43612
(419) 476-8436
toledohouseofinsurance.com
Gluckle Insurance & Financial Agency
4213 N Holland Sylvania Rd, Toledo, OH 43623
(419) 887-1363
gluckleinsuranceagency.com
Coyle Insurance
4052 N Holland Sylvania Rd, Toledo, OH 43623
(419) 824-2071
coyleins.com
Paradigm Insurance Company LLC
5151 Monroe St STE 250B, Toledo, OH 43623
(419) 930-1354
paradigmins.co
Great Lakes Insurance Partners
5215 Monroe St #15, Toledo, OH 43623
(419) 841-2000
glipinc.com
Stapleton Insurance Group
7250 Crossleigh Ct, Toledo, OH 43617
(419) 720-6446
stapletoninsurance.com
Regan Insurance
3034 W Sylvania Ave, Toledo, OH 43613
(419) 292-0001
reganins.com
Westgate Insurance Agency
3450 Central Ave #344, Toledo, OH 43606
(419) 536-2213
westgateagency.com
Protected Insurance - by: Trampevski & Associates
610 Adams St, Toledo, OH 43604
(419) 820-8726
insureprotected.com
A1 Insurance Services LLC
626 Madison Ave Ste 600, Toledo, OH 43604
(419) 243-8786
Erie Insurance Group
Toledo, OH 43614
(419) 380-8199
erieinsurance.com
Sommers Insurance
4750 N Summit St, Toledo, OH 43611
(419) 729-7171
stapletoninsurance.com
Aaron Grob Agency, Inc.
833 Woodville Rd, Toledo, OH 43605
(419) 693-7458
aarongrobagency.com
Toledo Insurance LLC
340 N Erie St, Toledo, OH 43604
(216) 584-6240
PJS Insurance Services
5151 Monroe St Suite 250 F, Toledo, OH 43623
(419) 318-9130
savemorewith.pjsinsures.com
Umbrella insurance agents in Toledo Ohio help you add an extra layer of liability protection beyond your standard auto and homeowners policies. This coverage is especially useful for Ohio residents who own rental properties or have significant savings. Ohio law does not require umbrella insurance but many agents recommend it for high net worth individuals.
What Does a Umbrella Insurance Agent in Toledo Cost?
In Ohio the typical cost for a one million dollar umbrella insurance policy ranges from 150 to 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Actual premiums depend on your driving record home value and number of properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Toledo do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above the limits of your existing auto and home insurance. In Ohio this policy can protect you from large lawsuits or claims that exceed your primary insurance limits.
How much umbrella coverage do I need in Ohio?
Most agents recommend at least one million dollars in umbrella coverage for Ohio residents with moderate assets. Higher limits such as two to five million dollars may be appropriate for those with rental properties or high net worth. The amount depends on your personal risk factors and asset value.
Does Ohio law require umbrella insurance?
Ohio law does not require umbrella insurance. However Ohio courts allow large personal injury and property damage judgments. Umbrella insurance provides extra protection if you are sued for an amount that exceeds your auto or home policy limits.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Toledo who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.