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HomeUmbrella Insurance AgentsOhio › Springfield

Find Umbrella Insurance Agents Near You in Springfield, OH

Browse umbrella insurance agents serving Springfield, Ohio. Updated 2026-07-14.

The top-rated umbrella insurance agent in Springfield, Ohio is Acceptance Insurance, rated 4.7 stars across 338 reviews. Other highly rated options include Assurant, America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency, American Heritage Insurance Group. This directory lists 20 umbrella insurance agents serving Springfield.

Showing 20 umbrella insurance agents in Springfield, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance1107 N Bechtle Ave(937) 322-5757
2Assurant1 Assurant Way(937) 327-7700
3America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency1690 N Limestone St(937) 324-2121
4American Heritage Insurance Group1305 W 1st St(937) 323-9737
5Fourman Insurance Agency1111 N Plum St #3(937) 325-6778
6Elliott Insurance Agency1317 E High St(937) 325-2465
7AAA Springfield755 N Bechtle Ave(937) 323-8661
8Clingman Insurance1110 N Plum St(937) 322-3618
9Shelter Insurance - Sam Seibert14 E Main St Ste 100(937) 917-8290
10Fulton Hill Insurance Agency, LLC2100 E High St #108(937) 460-7337
AI
1107 N Bechtle Ave
Acceptance Insurance
Umbrella Insurance Agent · Springfield, OH

Acceptance Insurance serves homeowners, businesses, and property managers in Springfield, Ohio, looking for extra liability coverage beyond their standard policies. Umbrella insurance provides a broad safety net, protecting assets from major claims or lawsuits that exceed underlying policy limits. The agent helps clients assess their personal risks and select an appropriate level of supplemental coverage. Services include reviewing existing policies, advising on liability exposure, and coordinating the additional umbrella layer. Coverage is also available for clients in neighboring communities within Clark County.

AS
1 Assurant Way
Assurant
Umbrella Insurance Agent · Springfield, OH

Assurant serves the Springfield, Ohio area as an umbrella insurance agent. It provides liability coverage that extends beyond the limits of standard home and auto policies. This type of insurance offers additional financial protection against major claims and lawsuits. The agent helps clients secure policies that cover a range of potential personal liability risks. By working with residents in this region, it assists in evaluating overall risk exposure. Assurant handles protection for personal injury claims and property damage liability that may exceed base policy amounts.

AS
1690 N Limestone St
America's Trusted Insurance Group (ATIG) Your local Independent Insurance Agency
Umbrella Insurance Agent · Springfield, OH

America's Trusted Insurance Group (ATIG) provides umbrella insurance coverage to help clients protect their assets beyond standard policy limits. Its local independent agents evaluate personal and commercial liability needs, offering policy reviews and claims assistance to keep coverage aligned with changing circumstances. Scheduled maintenance includes periodic updates to umbrella limits as property values or risk profiles shift. The agency extends these services to single-family homes, apartments, retail locations, and restaurants within the Springfield, Ohio area.

AH
1305 W 1st St
American Heritage Insurance Group
Umbrella Insurance Agent · Springfield, OH

American Heritage Insurance Group in Springfield, OH serves homeowners, businesses, and property managers seeking liability protection beyond standard policy limits. Umbrella coverage from this agent helps clients safeguard assets such as savings, rental properties, and vehicles against major claims or lawsuits. The agency works with residents and commercial operators to assess risks and select appropriate excess liability policies. Its services also extend to clients in neighboring Enon and the greater Clark County metro area.

FI
1111 N Plum St #3
Fourman Insurance Agency
Umbrella Insurance Agent · Springfield, OH

Fourman Insurance Agency in Springfield, OH assists individuals with choosing between a single umbrella policy for one-time liability concerns and ongoing coverage that refreshes annually. This type of insurance provides an extra layer of protection above standard home and auto policies, safeguarding against major claims or lawsuits. Their services are tailored to each client’s needs, with policies arranged on a scheduled renewal basis rather than an as-needed or one-time arrangement.

EI
1317 E High St
Elliott Insurance Agency
Umbrella Insurance Agent · Springfield, OH

Elliott Insurance Agency in Springfield, OH offers umbrella insurance services that extend liability coverage beyond standard home and auto policies. Its general service work includes assessing individual risk exposures and tailoring additional protection for personal assets. The agency aids local residents in bridging coverage gaps that often arise in everyday life. During the winter months, when ice and snow increase the likelihood of slip-and-fall accidents on walkways, it helps clients secure added liability safeguards against such seasonal incidents.

AS
755 N Bechtle Ave
AAA Springfield
Umbrella Insurance Agent · Springfield, OH

AAA Springfield provides umbrella insurance services to Springfield, Ohio, and the surrounding communities. It handles cases involving excess liability coverage that extends beyond standard home and auto policies. Clients often need this protection to guard against major claims and lawsuits. The company generally begins a typical job by carefully reviewing the client's current policies and potential exposure risks. It then tailors the additional coverage limits to address those specific gaps and ensures the policy integrates smoothly with existing plans.

CI
1110 N Plum St
Clingman Insurance
Umbrella Insurance Agent · Springfield, OH

Clingman Insurance provides liability coverage and risk management solutions for individuals and businesses in Springfield, Ohio. Its umbrella insurance agent work offers an additional layer of protection beyond standard policies, addressing gaps in general liability and auto coverage. This extra coverage helps policyholders guard against large claims and lawsuits. The agency serves various commercial sectors, including offices, warehouses, and food service operations.

SI
14 E Main St Ste 100
Shelter Insurance - Sam Seibert
Umbrella Insurance Agent · Springfield, OH

Shelter Insurance - Sam Seibert in Springfield, Ohio, provides residential umbrella insurance to help homeowners protect assets beyond standard policy limits. The agency also offers commercial umbrella coverage for local businesses seeking additional liability protection. Services extend throughout Springfield and the surrounding Clark County area. Clients appreciate the ability to follow up on existing policies or add coverage between regular visits, ensuring continuous asset protection as personal or business circumstances change.

FH
2100 E High St #108
Fulton Hill Insurance Agency, LLC
Umbrella Insurance Agent · Springfield, OH
JT
2985 Derr Rd
Jim Twiggs: Allstate Insurance
Umbrella Insurance Agent · Springfield, OH
(937) 390-3330
agents.allstate.com/jim-twiggs-springfield-oh.html
LH
333 N Limestone St
Link-Hellmuth Insurance
Umbrella Insurance Agent · Springfield, OH
(937) 323-6429
linkhellmuthinsurance.com
MS
1553 Commerce Rd
McMann Smoot Riddle Insurance
Umbrella Insurance Agent · Springfield, OH
(937) 325-7048
msrins.com
JA
2444 E High St
Journey Armstrong American Family Insurance
Umbrella Insurance Agent · Springfield, OH
(937) 322-8071
amfam.com/agents/ohio/springfield/journey-armstrong
WT
30 Warder St #200
Wallace & Turner Insurance
Umbrella Insurance Agent · Springfield, OH
(937) 324-8492
wtins.com
BF
1209 W 1st St
Bruce Fuller - State Farm Insurance Agent
Umbrella Insurance Agent · Springfield, OH
(937) 322-8853
brucefullerinsurance.com
SI
1138 Vester Ave
Springfield Insurance Agency
Umbrella Insurance Agent · Springfield, OH
(216) 353-8454
LI
1128 N Plum St
Lifetime Insurance LLC
Umbrella Insurance Agent · Springfield, OH
(937) 764-3635
WI
3660 E National Rd
Wise Insurance OH
Umbrella Insurance Agent · Springfield, OH
(937) 848-1306
GL
Moorefield Square Shopping Center, 2695 Derr Rd
Grimone Ledbetter Insurance Group
Umbrella Insurance Agent · Springfield, OH
(937) 342-0690
glinsure.com

What Does an a Umbrella Insurance Agent in Springfield Cost?

In Ohio umbrella insurance premiums typically range from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits such as 2 million or 5 million may cost 300 to 800 dollars annually. Your actual cost depends on factors like driving record home condition and number of properties. This is general information not insurance advice.

About umbrella insurance agents in Springfield

An umbrella insurance agent in Springfield Ohio helps you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Ohio law does not require umbrella insurance but it can protect your savings and future earnings from large claims. Local agents understand Ohio liability risks and can tailor a policy to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Springfield do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your existing insurance. In Ohio this policy typically starts at 1 million dollars in coverage and can protect against lawsuits for accidents on your property or auto incidents.

How much umbrella insurance do I need in Ohio?

Most Ohio agents recommend at least 1 million dollars in umbrella coverage. Your specific need depends on your assets such as home value savings and future income. An agent can review your financial situation to suggest an appropriate limit.

Is umbrella insurance expensive in Springfield Ohio?

Umbrella insurance in Ohio is generally affordable. Typical annual premiums range from 150 to 350 dollars for 1 million dollars in coverage. Costs vary based on your risk profile number of vehicles and underlying policy limits.

Umbrella Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.