The top-rated umbrella insurance agent in Perrysburg, Ohio is Modene Insurance Agency, Inc., rated 4.9 stars across 214 reviews. Other highly rated options include Andrew Duncan at Comparion Insurance Agency, Citizen Advisory Group, Nathan Young Ins Agency LLC American Family Insurance. This directory lists 19 umbrella insurance agents serving Perrysburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Modene Insurance Agency, Inc. | 27457 Holiday Ln suite m | (419) 874-9989 |
| 2 | Andrew Duncan at Comparion Insurance Agency | 27511 Holiday Ln Suite 213 | (567) 455-9104 |
| 3 | Citizen Advisory Group | 770 Commerce Dr | (419) 872-0204 |
| 4 | Nathan Young Ins Agency LLC American Family Insurance | 674 W Boundary St | (419) 874-7966 |
| 5 | Bharati Naidu at Comparion Insurance Agency | 27511 Holiday Ln Suite 213 | (567) 455-9144 |
| 6 | Comparion Insurance Agency | 27511 Holiday Ln Suite 213 | (419) 578-2438 |
| 7 | Equilibrium Insurance Partners | 1205 Louisiana Ave STE 1250 | (419) 386-0870 |
| 8 | Preferred Insurance Network | 126 E 2nd St | (419) 872-6222 |
| 9 | Butler Capital Advisors | 28350 Kensington Ln # 100 | (419) 243-9665 |
| 10 | Brown & Brown of Ohio | 360 Three Meadows Dr | (419) 874-1974 |
Modene Insurance Agency, Inc. serves the Perrysburg, Ohio metro area as a provider of umbrella insurance agent services. The company assists local clients in securing additional liability coverage that extends beyond the limits of standard homeowners and auto policies. This extra layer of protection helps safeguard personal assets against major claims or lawsuits. Modene Insurance Agency, Inc. handles the placement of personal umbrella policies and also advises on commercial umbrella liability insurance for small businesses in the region.
Andrew Duncan at Comparion Insurance Agency provides comprehensive umbrella insurance coverage in the Perrysburg area, specializing in liability protection that extends beyond standard policy limits. The agency offers tailored risk management solutions designed to safeguard personal and commercial assets. Its service plans include personalized consultations to assess coverage needs and annual policy reviews to adjust limits as required. Ongoing client support is provided to address changes in exposure. This agency serves a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Citizen Advisory Group serves homeowners, property managers, and small business owners in Perrysburg, Ohio, who need additional liability protection beyond their standard policies. The agency provides umbrella insurance to help clients offset major claims or lawsuits that could otherwise threaten personal or commercial assets. Each policy is carefully assessed to align with the client’s current property holdings and potential risk exposures. When seeking broader liability coverage near Toledo, residents also find this agency a practical resource for extending their financial safeguards across the surrounding metro area.
Based in Perrysburg, OH, Nathan Young Ins Agency LLC American Family Insurance serves clients in Perrysburg and the surrounding northwest Ohio communities. It handles umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. The agency directs its focus on assessing a client's existing risks to determine appropriate excess liability protection. It approaches each job by first reviewing current policies, then recommending a personal umbrella plan to help safeguard assets from major claims or lawsuits.
When clients choose a one-time consultation with Bharati Naidu at Comparion Insurance Agency in Perrysburg, they receive focused evaluation of their existing liability risks, whereas scheduled service plans allow for periodic reviews as personal assets change. Coverage options provided here help protect against financial losses exceeding standard policy limits. This agent’s service runs strictly on an as-needed, client-initiated basis, with no automatic renewal schedule in place.
Comparion Insurance Agency serves the greater Perrysburg, Ohio metro area as an umbrella insurance agent. The company provides additional liability coverage that extends beyond the limits of standard home and auto policies. This type of insurance helps protect personal assets against major claims or lawsuits. Comparion Insurance Agency assists clients in reviewing and updating existing coverage to ensure adequate protection. Services include evaluating policy exclusions and adjusting umbrella limits to fit individual financial situations.
Equilibrium Insurance Partners, based in Perrysburg, Ohio, specializes in umbrella liability insurance to provide an extra layer of coverage beyond standard policies. It serves clients by helping to protect assets from major claims and lawsuits, offering broader protection for various situations. Common risks usually covered include auto accidents involving multiple vehicles, liability from injuries on personal property, or incidents related to certain recreational activities. This added protection can be particularly valuable during the winter months in northern Ohio, when icy conditions increase the likelihood of slip-and-fall claims on driveways and walkways.
Preferred Insurance Network in Perrysburg, OH, assists clients with insurance needs, including personal liability protection and broader risk management beyond standard policies. The agency specializes in umbrella insurance, offering added coverage layers that protect assets when primary policy limits are exhausted. This valuable supplement applies to auto, homeowners, and other base policies for individuals and families. The agent serves commercial sectors such as offices, warehouses, and food service operations, ensuring these businesses have adequate liability safeguards.
As homeowners and drivers in Perrysburg prepare for the unpredictable spring storm season, additional liability coverage becomes a necessary safeguard. Butler Capital Advisors, an umbrella insurance agent, helps clients secure an extra layer of protection that extends beyond the limits of standard auto and homeowners policies. This financial buffer is designed to cover large claims, such as a serious accident on nearby I-475 or a costly injury on one’s property. The process typically begins with a complimentary review of existing policies to assess coverage gaps.
Brown & Brown of Ohio offers homeowners in Perrysburg umbrella insurance to protect residential assets beyond standard policy limits. The agency also advises local businesses on commercial liability coverage, addressing risks common across the northwestern Ohio service area. Each consultation begins with a review of current policies to identify potential coverage gaps. After initial placement, clients receive periodic check-ins to adjust limits as their property or operations change. This follow-up service ensures coverage remains aligned with evolving client circumstances between regular scheduled visits.
What Does an a Umbrella Insurance Agent in Perrysburg Cost?
In Ohio umbrella insurance typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Premiums may be higher for those with multiple properties or high risk activities. Costs vary based on your personal risk profile and the insurance company. This is general information and not insurance advice.
About umbrella insurance agents in Perrysburg
An umbrella insurance agent in Perrysburg Ohio helps you secure extra liability coverage beyond your standard auto or home policy. Ohio law requires minimum auto liability limits but does not mandate umbrella coverage. Local agents can explain how an umbrella policy protects your savings and future earnings from large claims or lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent in Perrysburg do?
An umbrella insurance agent in Perrysburg helps you assess your personal liability risks and find a policy that provides additional coverage above your existing home and auto insurance. They guide you through Ohio specific requirements and help you choose a coverage limit that fits your assets.
How much umbrella coverage do I need in Ohio?
The amount of umbrella coverage you need depends on your total assets and potential future earnings. Many Ohio agents recommend at least 1 million dollars in coverage. A thorough review of your net worth and liability exposure can help determine the right limit for you.
Is umbrella insurance required by Ohio law?
No, Ohio law does not require umbrella insurance. However Ohio requires minimum auto liability coverage of 25,000 dollars per person and 50,000 dollars per accident. Umbrella insurance is optional but can provide critical protection if a lawsuit exceeds your primary policy limits.
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