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Find Umbrella Insurance Agents Near You in Parma, OH

Browse umbrella insurance agents serving Parma, Ohio. Updated 2026-07-14.

The top-rated umbrella insurance agent in Parma, Ohio is Melissa Citovic-Vukotic - State Farm Insurance Agent, rated 4.9 stars across 273 reviews. Other highly rated options include Steve McIntosh - State Farm Insurance Agent, The Four Star Insurance Agency, Vince Hrobat Insurance Agency. This directory lists 17 umbrella insurance agents serving Parma.

Showing 17 umbrella insurance agents in Parma, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Melissa Citovic-Vukotic - State Farm Insurance Agent7513 York Rd(440) 884-4200
2Steve McIntosh - State Farm Insurance Agent5634 State Rd(440) 888-8866
3The Four Star Insurance Agency5835 Pearl Rd(440) 882-2000
4Vince Hrobat Insurance Agency7252 Broadview Rd(216) 524-2007
5Advantage Auto Insurance Agency, Inc9695 Brookpark Rd(216) 485-7400
6Capretta Insurance Agency Inc.5689 Pearl Rd(440) 888-3113
7Robert Taylor Insurance (Parma Office)12000 Snow Rd Ste 13(440) 277-5191
8Universal Insurance Company Inc.8015 Bertha Ave(440) 884-2530
9Hixson & Malinowski Insurance Agency5530 State Rd Unit 1(216) 252-0100
10Behzad Kermani American Family Insurance5455 Broadview Rd STE 200(216) 741-4644
MC
7513 York Rd
Melissa Citovic-Vukotic - State Farm Insurance Agent
Umbrella Insurance Agent · Parma, OH

Melissa Citovic-Vukotic - State Farm Insurance Agent serves the Parma, Ohio area as a provider of umbrella insurance coverage. This agency assists local homeowners and drivers in securing personal liability protection that extends beyond standard policy limits. Umbrella policies help safeguard assets against major claims or lawsuits, covering incidents where underlying auto or home insurance may be insufficient. The agent works with clients to evaluate their liability exposure and recommend appropriate coverage levels. Specific services handled here include personal umbrella liability insurance and excess liability protection for high-risk properties.

SM
5634 State Rd
Steve McIntosh - State Farm Insurance Agent
Umbrella Insurance Agent · Parma, OH

Steve McIntosh - State Farm Insurance Agent in Parma, OH, provides umbrella insurance coverage that extends liability protection beyond standard homeowners or auto policies. This service helps safeguard personal assets by offering an additional layer of security for unforeseen incidents. The agency assists clients in evaluating their risks and customizing coverage limits to fit individual needs. Service includes reviewing existing policies to identify gaps and recommending appropriate umbrella plans. This office supports properties such as single-family homes, apartments, retail locations, and restaurants.

FS
5835 Pearl Rd
The Four Star Insurance Agency
Umbrella Insurance Agent · Parma, OH

The Four Star Insurance Agency serves homeowners, businesses, and property managers in Parma, Ohio, by arranging umbrella insurance policies that extend liability coverage beyond standard limits. These policies provide added financial protection against major claims and lawsuits, helping clients safeguard their assets and future earnings. The agency works with local carriers to match coverage to each client’s unique property and liability exposures. It also serves neighboring communities throughout the Cleveland metro area, including the surrounding Cuyahoga County suburbs.

VH
7252 Broadview Rd
Vince Hrobat Insurance Agency
Umbrella Insurance Agent · Parma, OH

As spring storms bring high water and hail to Cuyahoga County, residents seek extra liability protection beyond standard home and auto policies. Vince Hrobat Insurance Agency in Parma, OH, serves local homeowners, landlords, and drivers with umbrella insurance coverage tailored to personal asset risks. This separate policy layer responds after underlying insurance limits are exhausted, shielding savings and future earnings. An initial risk assessment and coverage review typically begin with a consultation, evaluating property values and daily driving patterns to determine the need for additional protection.

AA
9695 Brookpark Rd
Advantage Auto Insurance Agency, Inc
Umbrella Insurance Agent · Parma, OH

Advantage Auto Insurance Agency, Inc in Parma, OH offers umbrella insurance agents who can assist clients with either a one-time policy review or an ongoing service relationship to manage evolving liability needs. Coverage under these policies typically extends beyond standard auto and home insurance limits, helping to protect personal assets from major claims or lawsuits. Service here is available on an as-needed basis, so clients can schedule appointments whenever they require guidance or policy adjustments.

CI
5689 Pearl Rd
Capretta Insurance Agency Inc.
Umbrella Insurance Agent · Parma, OH

Capretta Insurance Agency Inc. in Parma, OH specializes in umbrella insurance, offering additional liability coverage that extends beyond the limits of standard auto and homeowners policies. This service protects clients from major claims and lawsuits, providing broader financial security. The agency also helps customers review their existing coverage to identify gaps in protection. As heavy rain and snow can lead to slippery driveways and sidewalks in Northeast Ohio, Capretta Insurance assists with ensuring adequate liability safeguards against potential slip-and-fall incidents during these hazardous conditions.

RT
12000 Snow Rd Ste 13
Robert Taylor Insurance (Parma Office)
Umbrella Insurance Agent · Parma, OH

Robert Taylor Insurance in Parma, Ohio, provides standard insurance policies and specializes in adding umbrella liability coverage for enhanced protection beyond primary limits. Umbrella policies help shield personal and business assets from major claims or lawsuits, offering supplementary coverage when underlying policies are exhausted. This protection is valuable for a range of commercial operations, including offices, warehouses, and food service establishments, each facing distinct risk exposures that higher liability limits can address.

UI
8015 Bertha Ave
Universal Insurance Company Inc.
Umbrella Insurance Agent · Parma, OH

Universal Insurance Company Inc., based in Parma, OH, serves clients needing enhanced liability protection through umbrella insurance policies. The agency works with residents and local business owners to add broad coverage layers beyond standard home and auto policies. This added protection helps safeguard personal assets and future earnings against major claims or lawsuits. Umbrella insurance from this agent can also fill gaps left by underlying policy limits. The agency may also coordinate commercial umbrella coverage for small to mid-size enterprises in the region.

HM
5530 State Rd Unit 1
Hixson & Malinowski Insurance Agency
Umbrella Insurance Agent · Parma, OH

As a local umbrella insurance agent, Hixson & Malinowski Insurance Agency provides residential coverage that extends beyond standard policy limits for added financial protection. The agency also serves commercial clients in Parma, Ohio, and the surrounding area, offering broad liability support. Additional coverage can be arranged during a consultation to address specific risk needs. Clients can expect straightforward follow-up between regular visits to adjust policies as circumstances change.

BK
5455 Broadview Rd STE 200
Behzad Kermani American Family Insurance
Umbrella Insurance Agent · Parma, OH
VH
5925 Ridge Rd suite 3
Vince Hrobat Insurance Agency
Umbrella Insurance Agent · Parma, OH
(216) 524-2007
hrobatinsurance.com
LC
12000 Snow Rd Ste 13
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
Umbrella Insurance Agent · Parma, OH
(440) 809-2900
libertycompany.com/locations/ohio/lorain
1O
5500 Ridge Rd #133
1st Ohio Insurance
Umbrella Insurance Agent · Parma, OH
(216) 678-9400
1stoh.com
SI
6091 State Rd # 204
Subin Insurance Inc
Umbrella Insurance Agent · Parma, OH
(440) 842-5510
subininsurance.com
JC
7756 Ridgewood Ave
John Cymbal
Umbrella Insurance Agent · Parma, OH
(440) 888-8884
allstateagencies.com/019446/Welcome
NI
5689 Ridge Rd
Nationwide Insurance: Anne Nicole Flynn
Umbrella Insurance Agent · Parma, OH
(440) 345-5266
agency.nationwide.com/oh/parma/44129/anne-nicole-flynn
MI
5715 Brookpark Rd
Myser Insurance
Umbrella Insurance Agent · Parma, OH
(216) 351-5700
myserinsurance.com

What Does an a Umbrella Insurance Agent in Parma Cost?

In Ohio, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage amounts like 2 million dollars may cost 250 to 500 dollars annually. Costs vary based on your home, auto policies, and risk factors. This is general information and not insurance advice.

About umbrella insurance agents in Parma

Umbrella insurance agents in Parma Ohio help you add an extra layer of liability protection beyond your auto and homeowners policies. Ohio law does not require umbrella insurance but it can cover claims that exceed your primary policy limits. Local agents understand the risks specific to the Cleveland area and can tailor coverage to your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Parma do?

An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides additional coverage above your auto and home insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount.

How much umbrella insurance do I need in Ohio?

Most Ohio agents suggest at least 1 million dollars in umbrella coverage for average homeowners. Higher net worth individuals may need 2 to 5 million dollars. The right amount depends on your assets and potential liability risks.

Does Ohio law affect umbrella insurance policies?

Yes. Ohio follows a comparative fault rule which can reduce your payout if you are partly at fault. Umbrella policies also cover legal defense costs which can be significant in Ohio lawsuits. An agent can explain how state laws apply to your coverage.

Umbrella Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.