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Find Umbrella Insurance Agents in North Royalton, OH

Directory of umbrella insurance agents in North Royalton, Ohio. Verify credentials with the state department of insurance before hiring.

16 agents listed
Updated May 2026
North Royalton, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 16 umbrella insurance agents in North Royalton, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tina Stopar - State Farm Insurance Agent
5701 Royalton Rd, North Royalton, OH 44133
(440) 237-9661 tinastopar.com
HealthMarkets Insurance - Laura Weible
5740 Royalwood Rd Unit A, North Royalton, OH 44133
(440) 263-3070 healthmarkets.com
International Insurance Group
5171 Wallings Rd #250, North Royalton, OH 44133
(216) 332-9940 insuranceiig.com
Pfister Insurance
11807 Royalton Rd, North Royalton, OH 44133
(440) 237-8484 pfisterinsurance.com
Select Insurance Services Agency, Inc.
12608 State Rd, North Royalton, OH 44133
(440) 237-8555 selectinsservice.com
Cole Risk Solutions
12147 York Rd, North Royalton, OH 44133
(440) 578-0888
Tirah Thompson - State Farm Insurance Agent
12873 Royalton Rd, North Royalton, OH 44133
(440) 628-8488 agenttirah.com
Keeping Medicare Simple
13374 Ridge Rd, North Royalton, OH 44133
(440) 210-4077 keepingmedicaresimple.com
Howard Hanna North Royalton - W. Sprague Road
9485 W Sprague Rd, North Royalton, OH 44133
(440) 971-5600 howardhanna.com
Walsh Insurance Group LLC
19055 State Rd, North Royalton, OH 44133
(440) 888-6242 erieinsurance.com
Farmers Insurance - Michael Wasinski
12333 Ridge Rd, North Royalton, OH 44133
(440) 877-4000 agents.farmers.com
Perkins Insurance Agency, Inc.
13700 State Rd # 8, North Royalton, OH 44133
(440) 237-8200 perkinsinsurance.com
Nationwide Insurance: Brian W Laing Insurance Agency Inc.
10670 Royalton Rd #1, North Royalton, OH 44133
(440) 230-1600 agency.nationwide.com
Farmers Insurance - Joseph Dell Anno
12800 York Rd Unit B3, North Royalton, OH 44133
(440) 606-0060 agents.farmers.com
Royalton Insurance Agency
10147 Royalton Rd # B, North Royalton, OH 44133
(440) 230-5385 royaltoninsurance.com
Total Benefits Advisors
12940 State Rd, North Royalton, OH 44133
(440) 582-3555 totalbenefitsadvisors.com

An umbrella insurance agent in North Royalton, Ohio can help you secure extra liability coverage beyond your standard auto or homeowners policy. Ohio law does not require umbrella insurance, but it can protect your assets in case of a lawsuit. Local agents understand the specific risks and coverage needs for residents of Cuyahoga County.

What Does a Umbrella Insurance Agent in North Royalton Cost?

The cost of umbrella insurance in Ohio typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums vary based on your risk profile, number of properties, and driving record. For example, a North Royalton homeowner with two cars and a clean record might pay around 200 dollars annually. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in North Royalton do?
An umbrella insurance agent helps you purchase a personal liability policy that kicks in after your primary insurance limits are exhausted. They assess your assets and risk exposure to recommend appropriate coverage amounts. In Ohio, this extra layer is often recommended for homeowners with pools or rental properties.
How much umbrella coverage do I need in Ohio?
Most Ohio agents suggest at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability. For example, if you own a rental property in North Royalton, you may need higher limits. Your agent can calculate a suitable figure based on your assets.
Is umbrella insurance required by Ohio law?
No, Ohio law does not require umbrella insurance. However, if you are found liable for damages exceeding your auto or home policy limits, your personal assets could be at risk. An agent can explain how Ohio civil liability rules apply to your situation.