The top-rated umbrella insurance agent in Massillon, Ohio is Robert Garner - State Farm Insurance Agent, rated 4.9 stars across 541 reviews. Other highly rated options include Glen Reichenbach - State Farm Insurance Agent, Brad Carpenter - State Farm Insurance Agent, Richard Kobasic - State Farm Insurance Agent. This directory lists 16 umbrella insurance agents serving Massillon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Robert Garner - State Farm Insurance Agent | 3644 Erie Ave SW | (330) 834-3276 |
| 2 | Glen Reichenbach - State Farm Insurance Agent | 3021 Lincoln Way E | (330) 837-3009 |
| 3 | Brad Carpenter - State Farm Insurance Agent | 7287 Portage St NW | (330) 477-8529 |
| 4 | Richard Kobasic - State Farm Insurance Agent | 2068 Wales Rd NE | (330) 837-9600 |
| 5 | Buell & Olivieri Insurance | 3249 Wales Ave NW | (330) 833-1026 |
| 6 | Pumphrey - Hamel Insurance | 956 1st St NE | (330) 837-3848 |
| 7 | Hufstetler Insurance Group | 2400 Wales Rd NE STE G | (330) 313-1077 |
| 8 | Allstate Insurance Agent: Michael Biasella | 2808 Lincoln Way E | (330) 832-2727 |
| 9 | AAA Massillon Insurance and Member Services | 1972 Wales Rd NE | (330) 833-1084 |
| 10 | Hammersmith Insurance Inc | 210 Erie St N | (330) 832-7411 |
Robert Garner - State Farm Insurance Agent serves the Massillon, Ohio area and surrounding Stark County communities, offering umbrella insurance policies that provide additional liability coverage beyond standard auto and home insurance limits. Umbrella insurance is designed to help protect clients from major claims and lawsuits, covering incidents such as accidents on personal property or at-fault auto collisions with significant damages. This agency assists residents with tailoring umbrella coverage to complement their existing home and auto insurance, safeguarding personal assets and future earnings.
Glen Reichenbach - State Farm Insurance Agent in Massillon, OH provides umbrella insurance policies that extend liability coverage beyond the limits of standard home and auto plans. Regular policy reviews ensure that coverage amounts remain adequate as personal assets grow. Protection addresses risks such as property damage claims, personal injury lawsuits, and legal defense costs. Clients seeking added financial security benefit from this broad layer of liability protection. The agency services single-family homes, apartments, retail locations, and restaurants.
Brad Carpenter’s agency serves homeowners, businesses, and property managers in Massillon, Ohio, who seek umbrella insurance to add extra liability protection beyond their standard policies. This coverage safeguards assets against major claims and lawsuits. The agent works closely with each client to assess risk and recommend appropriate limits. Beyond its local office, the agency also provides its umbrella insurance solutions and personalized advice to clients throughout Stark County and the greater Canton metro region.
Richard Kobasic - State Farm Insurance Agent serves Massillon, Ohio and the surrounding communities, handling personal umbrella insurance policies that provide an extra layer of liability coverage above standard auto and homeowners policies. The agency assists clients in assessing their individual risk exposure to determine appropriate coverage limits. Throughout a typical job, it carefully reviews each client’s existing underlying policies to ensure seamless integration and adequate protection.
Buell & Olivieri Insurance distinguishes between one-time policy reviews and ongoing annual renewal management for umbrella insurance in Massillon, OH, addressing coverage tiers that extend beyond standard auto or homeowner limits. This approach helps clients manage liability exposure from unexpected incidents, including property damage or personal injury claims that could exceed existing base policies. The service is available on either a one-time consultation basis or as an as-needed schedule to match changing life events like marriage, new property ownership, or increased personal assets.
As winter weather turns Northeast Ohio parking lots and sidewalks into liability risks, Pumphrey - Hamel Insurance in Massillon helps property owners protect their assets through umbrella coverage. This type of insurance extends beyond standard policy limits, offering crucial financial defense against costly lawsuits arising from accidents on commercial or residential grounds. For farms and small businesses, excess liability can shield against severe storm-related claims or injuries. An initial consultation typically involves reviewing existing policies and assessing total property acreage to identify exposure gaps before recommending coverage levels.
Hufstetler Insurance Group helps Massillon homeowners protect their assets with residential umbrella coverage that extends liability limits beyond standard policies. The agency also assists local businesses in securing commercial umbrella insurance to guard against major claims. Serving clients throughout the Massillon area, the team provides policy reviews to ensure appropriate coverage levels for each household or company. After the initial placement, regular follow-ups are conducted to adjust limits as life circumstances or business operations evolve before subsequent renewal periods arrive.
Allstate Insurance Agent Michael Biasella in Massillon, OH, is known for providing umbrella insurance coverage that offers additional liability protection beyond standard policies. This agent serves local homeowners and drivers seeking to safeguard their assets from major claims or lawsuits. Umbrella policies typically cover incidents such as property damage, bodily injury, or personal liability situations. Michael Biasella can assist clients in assessing their risk exposure and selecting appropriate policy limits. A specialty service he can add on is coverage for recreational vehicles or watercraft liability exposures common in the area.
AAA Massillon Insurance and Member Services offers expert guidance on umbrella insurance policies, specializing in additional liability coverage that extends beyond standard home and auto limits. It assists clients throughout Massillon, OH in securing protection against major claims or lawsuits. The agency evaluates individual risk profiles to recommend appropriate coverage amounts, ensuring financial safeguards for personal assets. This service proves especially valuable during winter months, when increased slip-and-fall incidents on icy properties can result in substantial liability claims against homeowners.
Hammersmith Insurance Inc in Massillon, OH helps clients with a broad range of standard liability policies. The agency specializes in adding umbrella insurance, which provides extra coverage layers above existing auto, homeowners, or commercial policies. This added protection helps manage the financial risk of major lawsuits or claims that exceed primary policy limits. The company serves many commercial clients, including offices, warehouses, and establishments in the food service industry.
What Does an a Umbrella Insurance Agent in Massillon Cost?
Umbrella insurance in Ohio typically costs between 150 and 300 dollars per year for one million dollars of coverage. Costs increase with higher limits and additional risk factors such as multiple properties or young drivers. Premiums vary by carrier and your personal risk profile. This is general information and not insurance advice.
About umbrella insurance agents in Massillon
Umbrella insurance provides extra liability protection beyond the limits of your home and auto policies. In Massillon Ohio this coverage can help safeguard your assets against large claims or lawsuits. Ohio law does not require umbrella insurance but it is a valuable option for those with significant assets or higher risk exposure.
Frequently Asked Questions
What does an umbrella insurance agent in Massillon do?
An umbrella insurance agent helps you assess your liability risks and find a policy that covers gaps in your existing coverage. They work with multiple carriers to compare options and ensure you meet eligibility requirements. The agent also explains how Ohio laws affect policy limits and claims.
How much umbrella coverage should I get in Ohio?
Common umbrella policy limits in Ohio start at one million dollars. Your agent will evaluate your assets income and potential liability to recommend an appropriate amount. Higher limits may be needed if you own rental properties or have a high risk occupation.
Can I buy umbrella insurance without a home or auto policy?
Most carriers require you to have an underlying home or auto policy before adding umbrella coverage. The underlying policy must meet minimum liability limits set by the insurer. Your Massillon agent can help you adjust your existing policies to qualify.
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