The top-rated umbrella insurance agent in Mansfield, Ohio is Hamilton Insurance Group, Inc, rated 4.8 stars across 128 reviews. Other highly rated options include Malhotra & Assoc. Insurance – Mansfield, Liberty Company Insurance Brokers (Formerly Buren Insurance Group), Rinehart-Walters-Danner Insurance. This directory lists 16 umbrella insurance agents serving Mansfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hamilton Insurance Group, Inc | 1669 Lexington Ave | (419) 526-4700 |
| 2 | Malhotra & Assoc. Insurance – Mansfield | 1050 Lexington Ave | (419) 756-8910 |
| 3 | Liberty Company Insurance Brokers (Formerly Buren Insurance Group) | 2400 Lexington Ave | (419) 589-3377 |
| 4 | Rinehart-Walters-Danner Insurance | 446 Park Ave W | (419) 522-9892 |
| 5 | Chris Murray - SSIP Insurance Partners | 1112 Lexington Ave | (440) 796-6498 |
| 6 | Hitchman Insurance Agency, Inc. | 1377 Lexington Ave | (419) 756-8987 |
| 7 | MDC INSURANCE SERVICES | 13 Park Ave W #300 | (419) 566-3477 |
| 8 | Bishop Insurance Services, LLC | 2563 Lexington Ave | (419) 884-0000 |
| 9 | C & S Insurance Agency, Inc. | 1500 W 4th St Unit 5 | (419) 529-1456 |
| 10 | The Graham Insurance Agency | 1180 Lexington Ave | (419) 756-0818 |
Hamilton Insurance Group, Inc serves the Mansfield, Ohio area as an umbrella insurance agent. The company helps clients secure additional liability coverage that extends beyond the limits of standard auto or homeowners policies. This type of protection is designed to safeguard personal assets against major claims and lawsuits. Agents assist residents in assessing their risk exposure and selecting appropriate policy limits. Their services include evaluating current coverage gaps and providing quotes for umbrella policies tailored to local needs.
Homeowners, landlords, and business owners in the Mansfield area can discuss their liability coverage needs with Malhotra & Assoc. Insurance. The agency offers customizable umbrella insurance policies that provide additional coverage beyond standard home or auto limits. Routine policy reviews help clients maintain appropriate liability protection as their assets change over time. Whether clients own single-family homes, maintain apartment rentals, or operate local retail shops and restaurants, the firm assists with evaluating necessary policy adjustments.
Liberty Company Insurance Brokers, formerly Buren Insurance Group in Mansfield, OH, serves homeowners, businesses, and property managers needing umbrella liability protection. This coverage extends liability limits above standard home or commercial policies, safeguarding assets against major claims or lawsuits. Agents assess each client’s risk portfolio to recommend appropriate additional coverage, filling gaps where primary policies end. The firm also advises on personal umbrella policies for high-net-worth individuals. In addition to Mansfield, they provide gap coverage and policy advice for clients throughout the greater Richland County area.
Serving Mansfield, Ohio, and the surrounding Richland County communities, Rinehart-Walters-Danner Insurance provides coverage options for individuals and businesses seeking umbrella liability protection. This type of policy handles excess liability claims that go beyond the limits of standard auto or homeowners insurance. The agency works closely with each client to assess their specific risk exposure and asset profile. To handle a typical job, it reviews existing underlying policies and recommends an appropriate coverage limit to help protect against potential large-scale lawsuits and judgments.
Umbrella insurance with Chris Murray - SSIP Insurance Partners can be arranged as either a one-time standalone policy or a scheduled annual service renewal, providing additional liability coverage beyond standard home or auto policies. This secondary layer of protection helps safeguard assets when primary policy limits are exhausted, covering potential legal judgments or major claims. Coverage typically extends to personal injury, property damage, and certain lawsuits. For clients needing flexibility, this agency also offers as-needed policy adjustments and new policy setups without requiring ongoing commitments.
Hitchman Insurance Agency, Inc. in Mansfield, OH offers specialized umbrella insurance agent services, providing additional liability coverage that extends beyond standard home and auto policies. It also assists clients with evaluating their existing insurance portfolios to identify potential coverage gaps. The agency works with individuals and families to secure protection against major claims and lawsuits. It helps local residents prepare for increased financial exposure during the winter holiday season, when higher traffic and home entertaining often lead to greater accident risk.
As the winter months bring increased risks of ice dams and slip-and-fall claims in the Mansfield area, MDC Insurance Services helps homeowners and drivers address their liability exposure. Serving the local community, the agency specializes in umbrella insurance, offering an extra layer of protection beyond standard auto and home policies. By evaluating a client’s current coverage and potential asset risks, the company provides a personalized initial consultation to assess each situation and determine the right policy limits. A thorough review of existing policies is scheduled during this first assessment.
Bishop Insurance Services, LLC works with clients in Mansfield, OH, to review their core liability coverage and identify potential gaps. The agency specializes in umbrella insurance, which provides an extra layer of protection beyond a standard policy’s limits. This coverage is designed to safeguard against large claims and lawsuits by covering costs that exceed underlying policies. The agency can serve various commercial sectors, including offices, warehouses, and food service operations, tailoring coverage to meet distinct operational needs.
C & S Insurance Agency, Inc. provides residential umbrella insurance coverage to protect personal assets, and also offers commercial umbrella policies for local businesses in Mansfield, OH. The agency serves homeowners and business owners throughout the greater Mansfield area. Policies help cover liability claims that exceed standard homeowners, auto, or commercial policy limits. The firm’s agents work with clients to adjust coverage as policies near renewal, ensuring consistent protection and assisting with follow-up service for any claims between regular visits.
The Graham Insurance Agency is known in Mansfield, Ohio, for providing umbrella liability insurance coverage. This service extends a client’s policy limits beyond the underlying protection offered by standard homeowners or auto policies. Umbrella insurance handles large liability claims that could otherwise threaten personal assets. The agency helps residents gauge their exposure to such risks from everyday activities. For those requiring additional financial safety, it can add on coverage for legal defense costs not covered by primary policies.
What Does an a Umbrella Insurance Agent in Mansfield Cost?
The cost of umbrella insurance in Ohio typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Premiums vary based on your risk profile, number of properties, and driving record. This is general information, not insurance advice.
About umbrella insurance agents in Mansfield
Umbrella insurance agents in Mansfield, Ohio help residents secure extra liability coverage beyond standard auto and home policies. Ohio law does not require umbrella insurance, but it can protect assets against large claims. Local agents can explain how Ohio liability limits interact with umbrella policies.
Frequently Asked Questions
What does an umbrella insurance agent in Mansfield do?
An umbrella insurance agent helps you purchase a policy that provides additional liability coverage above your existing auto and home insurance. In Ohio, this can protect you from lawsuits or claims that exceed your primary policy limits. The agent assesses your risk and recommends appropriate coverage amounts.
How much umbrella coverage should I get in Ohio?
Most Ohio agents recommend at least one million dollars in umbrella coverage, but the right amount depends on your assets and risk factors. Ohio does not set a minimum for umbrella insurance, so your agent will help you choose based on your net worth and potential liability. Higher limits may be needed if you own property or have significant savings.
Are there Ohio-specific rules for umbrella insurance?
Ohio follows general insurance regulations that apply to umbrella policies, but there are no unique state statutes for this coverage. However, Ohio law requires all insurance agents to be licensed by the Ohio Department of Insurance. Your agent must follow state rules about policy disclosures and claims handling.
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