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Browse umbrella insurance agents serving Lorain, Ohio. Contact information and addresses listed below.
16 agents listed
Updated May 2026
Lorain, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 16 umbrella insurance agents in Lorain, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Neil Elkins - State Farm Insurance Agent
1812 Cooper Foster Park Rd, Lorain, OH 44053
(440) 282-2001
neilelkins.com
Nick Perrico, Sr. - State Farm Insurance Agent
6401 S Broadway, Lorain, OH 44053
(440) 233-8501
nickperrico.com
Robert Taylor Insurance (Lorain Office)
2063 N Ridge Rd, Lorain, OH 44055
(440) 277-5191
roberttaylorins.com
Charles Chapman - State Farm Insurance Agent
4340 N Leavitt Rd F, Lorain, OH 44053
(440) 985-1405
charleschapmaninsurance.com
Chris Arnott Agency Inc.
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 723-2991
chrisarnottinsurance.com
Lighthouse Insurance Agency
4789 N Leavitt Rd Suite D, Lorain, OH 44053
(440) 984-3463
lighthouseinsuranceamherst.com
Janasko Insurance
562 Broadway, Lorain, OH 44052
(440) 245-6268
janaskoinsurance.com
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
520 Broadway, Lorain, OH 44052
(440) 776-8900
libertycompany.com
Somers Agency LLC
5311N N Leavitt Rd Ste 100, Lorain, OH 44053
(440) 324-3447
somersagency.com
Masters Insurance Agency
210 W 7th St, Lorain, OH 44052
(440) 244-2253
D J Kwilecki Associates Insurance
211 W 8th St, Lorain, OH 44052
(440) 246-2680
Kelley Agency
5311 N Leavitt Rd, Lorain, OH 44053
(440) 282-8898
Pfister Insurance
112 E 19th St, Lorain, OH 44052
(800) 237-7595
pfisterinsurance.com
Huntington Insurance
4200 Oberlin Ave, Lorain, OH 44053
(330) 946-5257
huntington.com
Princeton Harriman Insurance Solutions
6145 Park Square Dr Suite 4, Lorain, OH 44053
(941) 444-0162
princetonharriman.com
EZ Bonds Plus Insurance LLC
713 Broadway, Lorain, OH 44052
(440) 323-6383
ezplusinsurance.com
Umbrella insurance provides extra liability coverage beyond your auto and home policies. In Lorain Ohio agents can help you secure this added protection against major claims or lawsuits. Ohio law does not require umbrella insurance but it can be a smart way to shield your savings and future earnings.
What Does a Umbrella Insurance Agent in Lorain Cost?
In Ohio a one million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Your driving record number of properties and claims history affect the premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Ohio?
Umbrella insurance covers legal costs and damages when your auto or home liability limits are exhausted. It applies to incidents like car accidents where you are at fault or injuries on your property. In Ohio the minimum auto liability limits are 25000 per person and 50000 per accident so umbrella coverage fills gaps.
How much umbrella coverage do I need in Lorain?
Most agents recommend at least one million dollars in umbrella coverage. Your personal assets and income level determine the right amount. Ohio courts can award large judgments so a higher limit may be wise if you own a home or have significant savings.
Can I get umbrella insurance if I have a rental property in Lorain?
Yes you can get umbrella insurance even with rental properties. The policy will cover liability claims from tenants or visitors. You must first have adequate underlying coverage on your landlord policy to qualify for an umbrella in Ohio.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.