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Find Umbrella Insurance Agents Near You in Kettering, OH

Browse umbrella insurance agents serving Kettering, Ohio. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Kettering, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 10 umbrella insurance agents in Kettering, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ramos Ratliff Insurance Agency
1389 E Stroop Rd, Kettering, OH 45429
(937) 545-8183 ramosratliff.com
Rathweg Insurance Associates, Inc.
2212 S Patterson Blvd, Kettering, OH 45409
(937) 296-9393 rathweginsurance.com
Robert K. Jones Insurance Agency, LTD.
3809 Wilmington Pike #100, Kettering, OH 45429
(937) 294-2600 rkjonesins.com
Farmers Insurance - James Berlon
3560 N Marshall Rd Ste 2, Kettering, OH 45429
(937) 297-0218 agents.farmers.com
Spectrum Insurance Agency
1625 Springhill Ave, Kettering, OH 45409
(937) 643-0081 spectruminsuranceagencyinc.com
Walt Kremer Insurance
4080 Marshall Rd, Kettering, OH 45429
(937) 298-0105 mcfallinsurance.com
Finch Insurance Agency
3058 Woodman Dr, Kettering, OH 45420
(937) 583-6100 finchinsuranceagency.com
Simpkins-Dellis Insurance Agency
3970 Shroyer Rd, Kettering, OH 45429
(937) 294-2724 simpkins-dellis.com
Walter McFall & Kremer Insurance Agency
4080 Marshall Rd, Kettering, OH 45429
(937) 461-2246 mcfallinsurance.com
Ohio Insurance Agency
2260 E Dorothy Ln, Kettering, OH 45420
(216) 239-0346

What Does a Umbrella Insurance Agent in Kettering Cost?

Typical umbrella insurance costs in Ohio range from 150 to 300 dollars per year for one million dollars in coverage. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Kettering do?
An umbrella insurance agent assesses your current liability risks and helps you purchase a policy that provides extra coverage. They explain how Ohio law affects claims and ensure your policy aligns with your auto and home insurance.
How much umbrella coverage do I need in Ohio?
Common umbrella policy limits in Ohio start at one million dollars. Your agent will consider your assets, income, and potential lawsuit risks to recommend a suitable amount. Higher limits are available for additional protection.