ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeUmbrella Insurance AgentsOhio › Fairfield

Find Umbrella Insurance Agents Near You in Fairfield, OH

Browse umbrella insurance agents serving Fairfield, Ohio. Updated 2026-07-14.

The top-rated umbrella insurance agent in Fairfield, Ohio is Michael Garland - State Farm Insurance Agent, rated 5.0 stars across 289 reviews. Other highly rated options include Lighthouse Agency Insurance, Katherine Harrison - GEICO Insurance Agent, Pierce Brown - State Farm Insurance Agent. This directory lists 15 umbrella insurance agents serving Fairfield.

Showing 15 umbrella insurance agents in Fairfield, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michael Garland - State Farm Insurance Agent5306 S Gilmore Rd(513) 829-6252
2Lighthouse Agency Insurance2794 Mack Rd Suite B(513) 860-2552
3Katherine Harrison - GEICO Insurance Agent765 Nilles Rd unit c(513) 824-3262
4Pierce Brown - State Farm Insurance Agent5136 Pleasant Ave(513) 868-3533
5Cody Strange - State Farm Insurance Agent1180 Nilles Rd Ste 4(513) 829-1510
6Globe Insurance Agency1099 Magie Ave(513) 829-3330
7The Cincinnati Insurance Companies6200 S Gilmore Rd(513) 870-2000
8Nationwide Insurance: Armando Arredondo4601 Dixie Hwy(513) 829-1888
9Dennis Sasser - State Farm Insurance Agent6600 Dixie Hwy I(513) 874-0411
10Hal Kresser Agency LLC650 Wessel Dr(513) 942-5770
MG
5306 S Gilmore Rd
Michael Garland - State Farm Insurance Agent
Umbrella Insurance Agent · Fairfield, OH

Michael Garland - State Farm Insurance Agent serves the Fairfield, Ohio area as a provider of umbrella insurance coverage. This agency helps local residents and businesses secure additional liability protection beyond standard home and auto policies. Umbrella policies from an area agent offer broad coverage against major claims and lawsuits. The agency handles evaluation of personal liability risks to recommend appropriate policy limits. It also assists clients in coordinating umbrella coverage with existing State Farm insurance policies for seamless protection.

LA
2794 Mack Rd Suite B
Lighthouse Agency Insurance
Umbrella Insurance Agent · Fairfield, OH

Lighthouse Agency Insurance in Fairfield, OH provides umbrella insurance agent services, offering excess liability coverage that extends beyond standard policy limits. It advises clients on structuring broader protection for personal assets. Service maintenance plans include regular policy reviews to ensure adequate coverage levels as circumstances change. The company assists in adjusting deductibles and endorsements to fit evolving liability exposures. It serves single-family homes, apartments, retail establishments, and restaurants throughout the area.

KH
765 Nilles Rd unit c
Katherine Harrison - GEICO Insurance Agent
Umbrella Insurance Agent · Fairfield, OH

Katherine Harrison - GEICO Insurance Agent in Fairfield, OH, serves homeowners, businesses, and property managers seeking umbrella insurance coverage. This type of policy provides extra liability protection beyond standard home or auto policy limits. The agency assists clients in understanding how an umbrella layer can help guard personal or commercial assets against major claims. Customers in Fairfield can rely on this office for straightforward guidance on increasing their financial security. The agent also works with policyholders throughout the broader Butler County area and neighboring Hamilton communities.

PB
5136 Pleasant Ave
Pierce Brown - State Farm Insurance Agent
Umbrella Insurance Agent · Fairfield, OH

Serving Fairfield, OH, and the surrounding communities, Pierce Brown - State Farm Insurance Agent handles umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The company addresses the need for increased personal financial protection against major claims or lawsuits. For a typical job, the agent initially reviews an individual's existing policies and personal risk factors to determine appropriate coverage amounts. It then presents clear options that align with those needs while explaining the scope of broader liability benefits and the general process for filing a claim.

CS
1180 Nilles Rd Ste 4
Cody Strange - State Farm Insurance Agent
Umbrella Insurance Agent · Fairfield, OH

Specializing in umbrella insurance policies, Cody Strange - State Farm Insurance Agent in Fairfield, OH provides an extra layer of liability protection beyond standard auto and homeowners coverage. The agency works with local clients to evaluate their personal risk exposure from common incidents like car accidents or dog bites. This additional coverage helps safeguard future earnings and assets when primary policy limits are exhausted. As winter weather approaches, snowfall and icy conditions on Cincinnati area roads substantially raise the likelihood of a costly multi-car collision.

GI
1099 Magie Ave
Globe Insurance Agency
Umbrella Insurance Agent · Fairfield, OH

Globe Insurance Agency in Fairfield, OH helps residents and businesses manage financial risk through general liability coverage. It specializes in umbrella insurance, which provides an extra layer of protection beyond standard policy limits. This coverage is useful for claims that exceed primary insurance amounts. The agency can serve a variety of commercial sectors, including local offices, warehouses, and food service establishments, tailoring policies to their specific operational needs.

CI
6200 S Gilmore Rd
The Cincinnati Insurance Companies
Umbrella Insurance Agent · Fairfield, OH

Operating as either a one-time policy purchase or a recurring annual service, The Cincinnati Insurance Companies offers umbrella insurance coverage for individuals in Fairfield, OH seeking additional liability protection beyond standard policies. This supplemental coverage helps safeguard assets against major claims and lawsuits, with policy limits that extend over underlying home and auto insurance. Clients benefit from the financial strength of a company known for consistent claims handling. Services are provided on an annual renewal basis, requiring scheduled policy reviews each term to maintain coverage.

NI
4601 Dixie Hwy
Nationwide Insurance: Armando Arredondo
Umbrella Insurance Agent · Fairfield, OH

As autumn storms begin to roll through the Miami Valley, Fairfield residents often review their property liability coverage. Nationwide Insurance: Armando Arredondo in Fairfield, OH, serves local homeowners and drivers seeking a secondary layer of financial protection. This agency focuses on umbrella insurance, which can extend personal liability limits beyond a standard policy’s ceiling. They assist clients in customizing a policy to safeguard assets such as savings or future earnings. An initial consultation includes reviewing current liability limits and evaluating personal risk factors to determine appropriate coverage needs.

DS
6600 Dixie Hwy I
Dennis Sasser - State Farm Insurance Agent
Umbrella Insurance Agent · Fairfield, OH

Dennis Sasser’s State Farm agency in Fairfield, OH, serves residents seeking umbrella insurance liability protection beyond their primary policies. Commercial coverage is also offered to local businesses requiring additional layers of risk management. Service extends throughout the Fairfield area and nearby communities. The agency provides professional consultation to tailor personal and commercial umbrella policies for adequate asset protection. Clients may return for annual policy reviews or adjust coverage between regular visits to accommodate changes in property holdings or business operations.

HK
650 Wessel Dr
Hal Kresser Agency LLC
Umbrella Insurance Agent · Fairfield, OH
JJ
6200 S Gilmore Rd
John J. & Thomas R. Schiff & Co., Inc.
Umbrella Insurance Agent · Fairfield, OH
(513) 870-2580
schiffinsurance.com
AK
9580 Seward Rd
Aaron Kahn American Family Insurance
Umbrella Insurance Agent · Fairfield, OH
(513) 737-7621
amfam.com/agents/ohio/fairfield/Aaron-Kahn
BW
6660 Dixie Hwy Suite 101
Brian Woods: Allstate Insurance
Umbrella Insurance Agent · Fairfield, OH
(513) 860-2006
agents.allstate.com/brian-woods-fairfield-oh.html
SI
1251 Nilles Rd Ste 18
Shelter Insurance - Dwayne Hunter
Umbrella Insurance Agent · Fairfield, OH
(513) 805-4377
shelterinsurance.com/CA/agent/DWAYNEHUNTER
LF
3174 Mack Rd # 8
Liberty Financial Group
Umbrella Insurance Agent · Fairfield, OH
(513) 860-0084

What Does an a Umbrella Insurance Agent in Fairfield Cost?

Umbrella insurance in Ohio typically costs between 150 and 300 dollars per year for one million dollars of coverage. Higher limits, such as two million dollars, may cost 200 to 500 dollars annually. Costs vary based on your driving record, number of properties, and claims history. This is general information, not insurance advice.

About umbrella insurance agents in Fairfield

An umbrella insurance agent in Fairfield Ohio helps you secure extra liability coverage that starts after your home or auto policy limits are exhausted. Ohio law does not require umbrella insurance, but it can protect your assets from large lawsuits. Agents in Fairfield can tailor a policy to match your personal risk factors.

Frequently Asked Questions

What does an umbrella insurance agent in Fairfield do?

An umbrella insurance agent helps you buy a personal liability umbrella policy that covers claims above your underlying insurance limits. They assess your assets and recommend coverage amounts. The agent also ensures your policy meets Ohio insurance regulations.

How much umbrella coverage do I need in Ohio?

Most Ohio agents suggest at least one million dollars in umbrella coverage, but the right amount depends on your net worth and risk exposure. Ohio courts allow large jury awards in liability cases, so higher limits may be wise. An agent can help you calculate a suitable amount.

Can I get umbrella insurance if I have a rental property in Fairfield?

Yes, umbrella insurance can cover liability from rental properties you own in Fairfield. Ohio law requires landlords to maintain certain liability coverage, and an umbrella policy provides extra protection. Your agent will verify that your underlying landlord policy meets the minimum requirements.

Umbrella Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.