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Browse umbrella insurance agents serving Wilmington, North Carolina. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Wilmington, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 umbrella insurance agents in Wilmington, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Able Insurance
4008 Oleander Dr, Wilmington, NC 28403
(910) 452-4333
ableautoinsurance.com
Sizemore Insurance - Wilmington
4815 Oleander Dr Ste 100, Wilmington, NC 28403
(910) 791-1011
sizemoreinsurance.com
Atlantic Coast Insurance Agency
29 S Kerr Ave, Wilmington, NC 28403
(910) 343-0030
atlanticcoastautonc.com
Jonathan Calhoun - State Farm Insurance Agent
507 Shipyard Blvd, Wilmington, NC 28412
(910) 632-2397
yourwilmingtonagent.com
Acrisure Wilmington, NC (Don Bullard)
110 Dungannon Blvd #150, Wilmington, NC 28403
(910) 791-5400
donbullard.com
Superior Insurance
2390 Carolina Beach Rd #101, Wilmington, NC 28401
(910) 399-6628
superiorofwilmington.com
Chrystal Fray - State Farm Insurance Agent
2547 S 17th St C, Wilmington, NC 28401
(910) 799-9100
autoinsurance-quotessf.com
Wells Insurance
1 N 3rd St, Wilmington, NC 28401
(910) 762-8551
wellsins.com
April Jones Insurance
1213 Culbreth Dr Suite 455, Wilmington, NC 28405
(910) 660-0215
apriljonesinsurance.com
Insurance Solutions
1201 Floral Pkwy, Wilmington, NC 28403
(910) 332-0404
insurancesolutionsnc.com
THG Insurance
1985 Eastwood Rd Suite 204, Wilmington, NC 28403
(910) 338-1773
huneycuttgroup.com
ALLCHOICE Insurance
2018 Eastwood Rd, Wilmington, NC 28403
(910) 500-6116
allchoiceinsurance.com
Sheally Insurance Group
34 Covil Ave, Wilmington, NC 28403
(910) 452-9877
sheallyinsurance.com
Heinberg & Major Auto Insurance
720 Market St, Wilmington, NC 28401
(910) 762-9304
heinberginsurance.com
FinPoint Insurance Group
1613 Military Cutoff Rd Ste 200, Wilmington, NC 28403
(910) 799-6161
finpointinsurance.com
Morgan Scheibel: Allstate Insurance
3710 College Rd Ste 135, Wilmington, NC 28412
(910) 392-3392
agents.allstate.com
James E Moore Insurance Agency
1508 Military Cutoff Rd STE 104, Wilmington, NC 28403
(910) 256-5333
jamesemoore.com
Owens Insurance Agency & Financial Services, Inc.
5704 Oleander Dr #101, Wilmington, NC 28403
(910) 392-1985
stephenowensagency.com
Brandon Belisle-Insurance Broker- The Huneycutt Group
1985 Eastwood Rd Suite 204, Wilmington, NC 28403
(910) 338-1773
huneycuttgroup.com
North Carolina Coastal Insurance
3410 River Rd UNIT 202, Wilmington, NC 28412
(910) 591-1010
nccoastalhomeinsurance.com
Umbrella insurance provides additional liability coverage beyond standard home and auto policies. In Wilmington, North Carolina, coastal property risks and higher liability exposure make this extra layer of protection valuable for many residents. A local agent can help you understand how North Carolina insurance laws affect your policy options and coverage limits.
What Does a Umbrella Insurance Agent in Wilmington Cost?
Typical costs for a 1 million dollar umbrella policy in North Carolina range from 150 to 350 dollars per year. Higher coverage amounts, such as 2 million dollars, may cost 250 to 500 dollars annually. Your premium depends on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Wilmington?
Umbrella insurance covers liability claims that exceed your primary policy limits, such as bodily injury or property damage. In North Carolina, it may also cover legal defense costs for certain lawsuits. It does not cover your own injuries or property damage.
How much umbrella insurance do I need in North Carolina?
Most agents recommend at least 1 million dollars in coverage, but your needs depend on your assets and risk factors. North Carolina does not set a minimum limit for umbrella policies, but insurers often require underlying coverage of 300,000 dollars for auto and 300,000 dollars for home liability.
Do I need umbrella insurance if I have a boat or rental property in Wilmington?
Yes, owning a boat or rental property increases your liability risk. North Carolina law requires boat owners to carry liability insurance for certain watercraft, and umbrella coverage can protect against large claims from accidents on your property or watercraft.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.