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Find Umbrella Insurance Agents Near You in Garner, NC

Browse umbrella insurance agents serving Garner, North Carolina. Updated 2026-07-14.

The top-rated umbrella insurance agent in Garner, North Carolina is Matt Davis - State Farm Insurance Agent, rated 4.9 stars across 312 reviews. Other highly rated options include Meg Hunter - State Farm Insurance Agent, You Insurance Agency - AAA Insurance Provider, Bailey Insurance Agency. This directory lists 17 umbrella insurance agents serving Garner.

Showing 17 umbrella insurance agents in Garner, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Matt Davis - State Farm Insurance Agent1401 Aversboro Rd Ste 102(919) 779-8277
2Meg Hunter - State Farm Insurance Agent260 New Fidelity Ct(919) 779-4880
3You Insurance Agency - AAA Insurance Provider257 Timber Dr(919) 341-0606
4Bailey Insurance Agency13515 Cleveland Rd(919) 589-7580
5The Insurance Centers.Com1307 5th Ave(919) 662-9013
6Blinson Insurance Center708 Umstead Ln(919) 772-2332
7Carolina Insurance Group500 Benson Rd Suite 112(919) 234-7868
8Estrada Insurance Agency LLC222 Mast Dr(919) 615-3395
9King Risk Partners101 New Fidelity Ct(919) 779-5000
10NC Farm Bureau Insurance41 Technology Dr Ste F(919) 772-0559
MD
1401 Aversboro Rd Ste 102
Matt Davis - State Farm Insurance Agent
Umbrella Insurance Agent · Garner, NC

Matt Davis - State Farm Insurance Agent serves the Garner, North Carolina, area and the surrounding Wake County region. Its main services include providing umbrella insurance coverage to local residents and businesses. This type of policy offers extra liability protection beyond standard auto or homeowners limits. Homeowners can safeguard assets from large lawsuits, while business owners gain a broader shield for their operations. The agency handles personalized risk assessments and policy modifications tailored to individual coverage needs. It also assists clients with claims related to excess liability claims in this area.

MH
260 New Fidelity Ct
Meg Hunter - State Farm Insurance Agent
Umbrella Insurance Agent · Garner, NC

Meg Hunter - State Farm Insurance Agent in Garner, NC, provides umbrella insurance services that offer additional liability coverage beyond standard policies. The company can help clients develop personalized service plans designed to address individual risk management needs, with ongoing support for policy reviews and adjustments. This agent services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.

YI
257 Timber Dr
You Insurance Agency - AAA Insurance Provider
Umbrella Insurance Agent · Garner, NC

You Insurance Agency - AAA Insurance Provider in Garner, NC serves homeowners, businesses, and property managers seeking extra liability protection beyond standard policies. As an umbrella insurance agent, this firm helps clients increase their liability coverage limits, providing a crucial safety net against major claims or lawsuits. Clients often require this specialized insurance for valuable assets or high-risk activities. The agency also covers the broader Raleigh metro area, including communities such as Clayton to the southeast.

BI
13515 Cleveland Rd
Bailey Insurance Agency
Umbrella Insurance Agent · Garner, NC

Bailey Insurance Agency offers umbrella insurance, which provides additional liability coverage beyond standard home and auto policies. One-time consultations help clients assess their current exposure and need for a personal umbrella policy, while scheduled service options allow for recurring policy reviews as life circumstances change. The agency serves Garner, NC, by evaluating individual risk factors to recommend appropriate coverage limits. Service arrangements operate on an as-needed basis, allowing clients to schedule appointments when they require updated guidance or new policy quotes.

IC
1307 5th Ave
The Insurance Centers.Com
Umbrella Insurance Agent · Garner, NC

The Insurance Centers.Com serves clients in Garner, North Carolina, and the surrounding communities of Wake County. The company provides umbrella insurance coverage, which handles liability protection beyond the limits of standard home and auto policies. This type of policy helps safeguard personal assets against major claims and lawsuits. When helping a client, it typically begins by reviewing existing underlying policies to determine appropriate coverage limits that align with the individual's overall financial risk profile.

BI
708 Umstead Ln
Blinson Insurance Center
Umbrella Insurance Agent · Garner, NC

Blinson Insurance Center provides specialized umbrella insurance services to residents of Garner, North Carolina, offering an additional layer of liability protection beyond standard auto and homeowners policies. The agency works with local clients to help secure coverage that can safeguard personal assets against major claims and lawsuits. Its guidance is particularly valuable during hurricane season, when increased storm damage risks can lead to substantial liability claims from third-party injuries or property damage on a policyholder’s premises.

CI
500 Benson Rd Suite 112
Carolina Insurance Group
Umbrella Insurance Agent · Garner, NC

As spring storms approach in the Garner area, Carolina Insurance Group helps residents prepare by offering robust umbrella insurance coverage. This agency specializes in adding a crucial extra layer of liability protection beyond standard policies, safeguarding local homeowners from major financial loss. They guide clients through assessments of their existing auto and home insurance to determine the appropriate additional coverage limits needed. The process begins with a thorough inspection of each client's current liability exposures before offering a personalized initial-assessment meeting.

EI
222 Mast Dr
Estrada Insurance Agency LLC
Umbrella Insurance Agent · Garner, NC

Estrada Insurance Agency LLC serves clients in the Garner, North Carolina area by providing personal and commercial property and casualty coverage, with specialized options such as umbrella insurance to extend liability protection beyond base policy limits. Umbrella policies offer an extra layer of security for individuals and businesses facing potential lawsuits. The agency can assist with coverage needs for commercial sectors including offices, warehouses, and food service operations.

KR
101 New Fidelity Ct
King Risk Partners
Umbrella Insurance Agent · Garner, NC

King Risk Partners, based in Garner, NC, handles residential umbrella insurance for homeowners seeking added liability protection beyond standard policies. The agency also extends commercial umbrella coverage, serving small and mid-sized businesses across the surrounding area. Their services include policy review and risk assessment to ensure adequate supplementary limits. Clients can rely on consistent follow-up between regular visits, as the team coordinates renewals and adjusts coverage to reflect evolving needs or property changes.

NF
41 Technology Dr Ste F
NC Farm Bureau Insurance
Umbrella Insurance Agent · Garner, NC

NC Farm Bureau Insurance in Garner, North Carolina, is known for providing umbrella insurance policies that offer extra liability coverage beyond standard home and auto plans. Their service range includes helping residents secure additional protection against major claims or lawsuits. An umbrella policy from this agent can safeguard personal assets from unforeseen legal expenses. A specialty service they can add on is coverage for personal injury claims, such as libel or slander, ensuring broader financial security for policyholders.

NI
101 New Fidelity Ct
Nationwide Insurance: Michelle Keener & Associates, Inc.
Umbrella Insurance Agent · Garner, NC
(919) 567-3000
agency.nationwide.com/nc/garner/27529/insurance-solutions-group
PA
210 Forest Hills Dr
Protective Agency
Umbrella Insurance Agent · Garner, NC
(919) 662-1860
protectiveagency.com/location/cheap-car-insurance-garner
NI
112 Commerce Pkwy #101
Nationwide Insurance: Keene & Associates Insurance Agency Inc
Umbrella Insurance Agent · Garner, NC
(919) 661-8269
keeneassociates.net
FI
1027 US-70 #114
Farmers Insurance - Wendell Anglin
Umbrella Insurance Agent · Garner, NC
(919) 963-8894
agents.farmers.com/nc/garner/wendell-anglin
NA
270 New Fidelity Ct
Norris Agency Inc.
Umbrella Insurance Agent · Garner, NC
(919) 661-0804
scottnorrisinsurance.com/garner-north-carolina
IS
820 Benson Rd
Insurance Solutions Incorporated
Umbrella Insurance Agent · Garner, NC
(919) 772-2778
insurancesolutions.org
AI
119 Commerce Pkwy
All Insurance Services
Umbrella Insurance Agent · Garner, NC
(919) 779-5115
allinsurancenc.com

What Does an a Umbrella Insurance Agent in Garner Cost?

The cost for a one million dollar umbrella insurance policy in North Carolina typically ranges from 150 to 300 dollars per year. Higher coverage amounts of two to five million dollars may cost 300 to 600 dollars annually. Your actual premium depends on your risk profile, number of vehicles, and driving record. This is general information and not insurance advice.

About umbrella insurance agents in Garner

An umbrella insurance agent in Garner North Carolina helps you secure additional liability coverage beyond your standard home and auto policies. North Carolina law requires minimum auto liability limits but does not mandate umbrella insurance. Local agents can explain how an umbrella policy can protect your assets in a state with growing property values and frequent severe weather events.

Frequently Asked Questions

What does an umbrella insurance agent in Garner do?

An umbrella insurance agent in Garner helps you purchase a personal liability umbrella policy that provides extra coverage above your existing home and auto insurance limits. They assess your risk factors and recommend a coverage amount that fits your needs.

Do I need umbrella insurance in North Carolina?

Umbrella insurance is not required by North Carolina law but is recommended if you have significant assets or face higher liability risks. North Carolina has a three-year statute of limitations for personal injury lawsuits, so extra coverage can be valuable.

How much umbrella coverage should I get in Garner?

Most agents recommend starting with one million dollars in umbrella coverage. The right amount depends on your net worth, income, and potential liability exposures such as a swimming pool or rental property.

Umbrella Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.