Skip to main content

Umbrella Insurance Agents in Asheville, NC

Directory of umbrella insurance agents in Asheville, North Carolina. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Asheville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 18 umbrella insurance agents in Asheville, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Able Insurance
1070 Tunnel Rd Bldg 2, Unit 10, Asheville, NC 28805
(828) 239-0195 ableautoinsurance.com
Hummingbird Insurance Asheville NC
4 Vermont Ave #2, Asheville, NC 28806
(828) 372-0101 hummingbirdins.com
McKinney Insurance Services
5 Allen Ave, Asheville, NC 28803
(828) 684-5020 mckinneyagency.com
Rebecca Sandoval - State Farm Insurance Agent
6 Colonial Pl, Asheville, NC 28804
(828) 252-8222 protectingwnc.com
ALLCHOICE Insurance
81 Broadway St Suite 201-031, Asheville, NC 28801
(828) 277-5432 allchoiceinsurance.com
The Juengel Agency
1278 Hendersonville Rd C, Asheville, NC 28803
(828) 274-6036 juengelagency.com
WNC Insurance Agency
60 N Merrimon Ave #111, Asheville, NC 28804
(828) 285-9590 wncins.com
Kiser Insurance Agency
536 Haywood Rd, Asheville, NC 28806
(828) 253-9500 kiserinsuranceagency.com
Morton Insurance & Financial Services
152 Tunnel Rd, Asheville, NC 28805
(828) 252-9391 mortoninsuranceagency.com
Tammy Murphy - State Farm Insurance Agent
135 Charlotte Hwy b, Asheville, NC 28803
(828) 299-4522 tammymurphy.com
Bearing Insurance
77 Central Ave B, Asheville, NC 28801
(828) 253-2371 bearinginsurance.com
General Insurance Services Of Asheville, Inc.
982 Haywood Rd, Asheville, NC 28806
(828) 252-6848 giswnc.net
Superior Insurance Asheville
Patton Ave, Asheville, NC 28806
(828) 333-4866 superiorinsuranceasheville.com
House of Insurance
1114 Patton Ave Suite A, Asheville, NC 28806
(828) 281-9030 houseofinsuranceavl.com
Western Heritage Insurance Agency Inc.
1340 Patton Ave # H, Asheville, NC 28806
(828) 252-1800 westernheritageinsure.com
Math Insurance Services
344 Merrimon Ave, Asheville, NC 28801
(828) 252-0238 mathinsurance.com
Appalachian Insurance Service
191 Haywood Rd, Asheville, NC 28806
(828) 251-5089
Insurance Service of Asheville Inc
408 Executive Park, Asheville, NC 28801
(828) 253-1668 isa-avl.com

What Does a Umbrella Insurance Agent in Asheville Cost?

The cost of an umbrella insurance policy in North Carolina typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Asheville do?
An umbrella insurance agent helps you find a personal liability policy that provides coverage above your existing home and auto insurance limits. In North Carolina, this extra layer can protect your savings and future earnings if you are sued for damages.
How much umbrella insurance do I need in North Carolina?
Most agents recommend at least one million dollars in umbrella coverage for homeowners in Asheville. The exact amount depends on your net worth, income, and risk factors such as owning a pool or a rental property.
Does North Carolina law require umbrella insurance?
No, North Carolina does not require umbrella insurance by statute. However, it is a common recommendation for anyone with significant assets or high liability risks because standard policies have coverage limits that may be too low.