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Find Umbrella Insurance Agents Near You in Gastonia, NC

Browse umbrella insurance agents serving Gastonia, North Carolina. Updated 2026-07-14.

The top-rated umbrella insurance agent in Gastonia, North Carolina is Pegram and Noyes Insurance, rated 5.0 stars across 395 reviews. Other highly rated options include Julie Hahn: Allstate Insurance, Beard Insurance Group, Elite Insurance. This directory lists 20 umbrella insurance agents serving Gastonia.

Showing 20 umbrella insurance agents in Gastonia, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Pegram and Noyes Insurance4312 Wilkinson Blvd(704) 823-9495
2Julie Hahn: Allstate Insurance311 S South St(704) 864-0270
3Beard Insurance Group1312 W Franklin Blvd(704) 861-5999
4Elite Insurance413 S York St(704) 867-0731
5Anthony Gallant - State Farm Insurance Agent1004 Union Rd(704) 853-8001
6Watson Insurance Agency245 E Second Ave(704) 865-8584
7Pinnacle Insurance Partners LLC3302 S New Hope Rd Ste 300A(704) 970-1804
8Jennifer Brigham - State Farm Insurance Agent3302 S New Hope Rd STE 200B(704) 823-0388
9Ewing Insurance Agency Inc1548 Union Rd(704) 861-0100
10Sheffield Insurance Agency1550-B, Union Rd Ste B(704) 671-4779
PN
4312 Wilkinson Blvd
Pegram and Noyes Insurance
Umbrella Insurance Agent · Gastonia, NC

Pegram and Noyes Insurance serves the Gastonia, North Carolina, metro area as an umbrella insurance agent. It offers liability coverage that extends limits beyond standard home and auto policies, protecting clients from catastrophic claims and lawsuits. This service is valuable for individuals who own property or have significant assets to safeguard. Residents in the region often require additional protection for accident-related expenses that exceed primary policy caps. Pegram and Noyes Insurance handles both personal umbrella policies and coverage for substantial liability claims.

JH
311 S South St
Julie Hahn: Allstate Insurance
Umbrella Insurance Agent · Gastonia, NC

Julie Hahn: Allstate Insurance provides personal umbrella liability coverage for clients in the Gastonia area, offering an extra layer of protection beyond standard home and auto policies. Service plans typically include personalized policy reviews to address changing coverage needs and risk exposures over time. The agency serves a range of properties, including single-family homes with attached structures, apartment buildings with shared amenities, retail locations such as storefronts and shopping centers, and sit-down restaurants with public dining spaces.

BI
1312 W Franklin Blvd
Beard Insurance Group
Umbrella Insurance Agent · Gastonia, NC

Beard Insurance Group covers the greater Gastonia area and surrounding communities in North Carolina. As an umbrella insurance agent, the agency handles supplementary liability policies that provide coverage beyond standard home and auto limits. It assists clients in protecting their assets against major claims or lawsuits that could exceed existing policy caps. The company typically reviews each client’s existing insurance portfolio to determine the appropriate amount of added liability protection needed to close coverage gaps.

EI
413 S York St
Elite Insurance
Umbrella Insurance Agent · Gastonia, NC

Clients of Elite Insurance in Gastonia, NC can choose between a one-time policy review or an ongoing service relationship for their umbrella coverage needs. Securing an umbrella policy provides a second layer of liability protection that extends beyond the limits of standard auto or homeowners insurance. This safeguard helps cover major claims or lawsuits that could otherwise threaten personal assets. Services run on either a scheduled or as-needed basis to accommodate changing risk profiles and policy renewals.

AG
1004 Union Rd
Anthony Gallant - State Farm Insurance Agent
Umbrella Insurance Agent · Gastonia, NC

Anthony Gallant - State Farm Insurance Agent in Gastonia, North Carolina serves homeowners, businesses, and property managers in the region who need dependable umbrella insurance coverage. This additional liability policy extends protection beyond standard limits, offering a vital safety net for those with significant assets or higher risk exposure. The agency guides clients through tailoring a policy that matches their specific personal or commercial needs. Its service area also reaches into nearby Belmont and the surrounding portions of Gaston County.

WI
245 E Second Ave
Watson Insurance Agency
Umbrella Insurance Agent · Gastonia, NC

Watson Insurance Agency in Gastonia, NC specializes in securing umbrella liability coverage that extends beyond the limits of standard home and auto policies. The agency serves local residents and businesses by evaluating personal risk exposures and matching them with appropriate excess liability protection. This service helps safeguard assets such as savings, investments, and future earnings against major lawsuits. As severe storms and flooding can increase accident and property damage claims in the region, the agency assists clients in ensuring their coverage remains adequate during the active spring and summer weather months.

PI
3302 S New Hope Rd Ste 300A
Pinnacle Insurance Partners LLC
Umbrella Insurance Agent · Gastonia, NC

As the Carolina Piedmont shifts into storm season, homeowners in Gastonia and surrounding areas find themselves evaluating their financial safeguards against liability risks on their property. Pinnacle Insurance Partners LLC serves this specific local need by offering umbrella insurance policies designed to extend liability coverage beyond standard homeowners or auto limits. The agency focuses on matching each client's personal exposure level with a suitable layer of excess protection through a straightforward consultation and coverage review. The process begins with an initial assessment of the client's existing assets and current insurance portfolio.

JB
3302 S New Hope Rd STE 200B
Jennifer Brigham - State Farm Insurance Agent
Umbrella Insurance Agent · Gastonia, NC

Jennifer Brigham in Gastonia represents a prominent multi-line insurance carrier and focuses on adding umbrella liability policies. These plans extend coverage limits above standard homeowners and auto policies, offering critical protection against major claims. The agency supports local businesses, including offices seeking broader liability safe guards against lawsuits. Warehouses requiring higher coverage for on-site risks or inventory losses also utilize these excess policies. Additionally, the agency provides umbrella insurance solutions for food service operations needing financial protection from severe customer injury or property damage lawsuits.

EI
1548 Union Rd
Ewing Insurance Agency Inc
Umbrella Insurance Agent · Gastonia, NC

Serving Gastonia residents, Ewing Insurance Agency Inc helps homeowners protect their assets with residential umbrella coverage beyond standard policy limits. The same dedicated service extends to local business operators seeking commercial liability protection throughout the Gastonia area. Their professionals review existing policies to identify potential coverage gaps, offering clear explanations of how umbrella insurance provides added security. Clients scheduling an initial consultation often return to adjust coverage following life changes or property updates between regular policy reviews.

SI
1550-B, Union Rd Ste B
Sheffield Insurance Agency
Umbrella Insurance Agent · Gastonia, NC

Sheffield Insurance Agency in Gastonia, NC serves as a local provider focused on umbrella insurance agent services. The company helps clients extend their liability protection beyond the limits of standard home and auto policies, covering a broader range of unforeseen events. Its agents assess individual risk profiles to recommend appropriate coverage levels for added financial security. This agency also assists with the coordination of personal liability coverage to protect future assets and income. Additionally, Sheffield Insurance Agency can add on excess liability protection for rental properties within the region.

JI
1905 E Garrison Blvd
Johnson Insurance Group, Inc.
Umbrella Insurance Agent · Gastonia, NC
(704) 854-8646
johnsoninsgroupinc.com
SI
705 Union Rd Ste 1
Superior Insurance Of Gastonia
Umbrella Insurance Agent · Gastonia, NC
(704) 691-7174
thesuperiorinsurance.com
CC
222 S Chestnut St
Charles Cox Insurance
Umbrella Insurance Agent · Gastonia, NC
(704) 865-7669
LI
365 N New Hope Rd STE 2
L&L Insurance Agency
Umbrella Insurance Agent · Gastonia, NC
(704) 765-2646
quotetosave.com
TI
825-B Majestic Ct
Teal Insurance Group
Umbrella Insurance Agent · Gastonia, NC
(704) 864-4430
tealinsurancegroup.com
PI
2204 W Franklin Blvd
Parsons Insurance Group, Inc.
Umbrella Insurance Agent · Gastonia, NC
(704) 862-7272
parsonsinsurancegroup.com
CE
1846 E Franklin Blvd
Carolina Elite Insurance
Umbrella Insurance Agent · Gastonia, NC
(704) 865-4456
ce-insure.com
WC
1355 E Garrison Blvd C
Whitesides & Company Insurance Since 1921
Umbrella Insurance Agent · Gastonia, NC
(704) 865-3455
whitesidesinsurance.com
CU
428 W Main Ave
Carolina Underwriters
Umbrella Insurance Agent · Gastonia, NC
(704) 866-8795
carolinaunderwriters.com
OR
543 Cox Rd D2
Onetrust Risk Management & Insurance
Umbrella Insurance Agent · Gastonia, NC
(877) 290-3888
onetrustinsure.com

What Does an a Umbrella Insurance Agent in Gastonia Cost?

The cost of an umbrella insurance policy in North Carolina typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors that affect the premium include your driving record number of properties and the underlying insurance limits. Higher coverage amounts like 2 or 5 million dollars will cost more. This is general information and not insurance advice.

About umbrella insurance agents in Gastonia

Umbrella insurance agents in Gastonia North Carolina help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. This type of policy is especially useful in North Carolina where state law requires minimum auto liability limits that may not fully cover a serious accident. A local agent can review your assets and recommend appropriate coverage amounts.

Frequently Asked Questions

What does an umbrella insurance agent in Gastonia do?

An umbrella insurance agent in Gastonia helps you purchase a policy that provides extra liability protection after your primary insurance limits are exhausted. This coverage can apply to claims like bodily injury property damage or personal injury lawsuits. The agent assesses your risk profile and tailors a policy to your needs.

How much umbrella coverage do I need in North Carolina?

The amount of umbrella coverage you need depends on your assets and income. Many agents recommend at least 1 million dollars in coverage. North Carolina law does not set a specific minimum for umbrella policies but your agent can help you calculate a suitable limit based on your financial situation.

Is umbrella insurance required by law in North Carolina?

Umbrella insurance is not required by North Carolina law. However it is a common recommendation for individuals with significant assets or high liability risks. The state requires minimum auto liability coverage of 30 000 per person and 60 000 per accident which may not be enough for major claims.

Umbrella Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.