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Find Umbrella Insurance Agents Near You in Fayetteville, NC

Browse umbrella insurance agents serving Fayetteville, North Carolina. Updated 2026-07-14.

The top-rated umbrella insurance agent in Fayetteville, North Carolina is Callahan & Rice Insurance Group Inc, rated 4.9 stars across 419 reviews. Other highly rated options include Dan Heiman Insurance Agency, Inc, The Barge Group, Hurley Insurance Group. This directory lists 19 umbrella insurance agents serving Fayetteville.

Showing 19 umbrella insurance agents in Fayetteville, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Callahan & Rice Insurance Group Inc129 Franklin St(910) 484-6171
2Dan Heiman Insurance Agency, Inc505 Owen Dr Suite A(910) 222-2222
3The Barge Group2517 Raeford Rd STE A(910) 484-1769
4Hurley Insurance Group134 N McPherson Church Rd(910) 868-3500
5Insurance Service Center-Agent Sarah Sanders2228 Hope Mills Rd(910) 977-4559
6Ai insurance226 Rowan St(910) 223-3066
7Darden, Miranda & Associates Insurance3007 Fort Bragg Rd(910) 483-3611
8Insurance of the Carolinas2500 Raeford Rd(910) 483-3027
9Statewide Insurance912 Hope Mills Rd(910) 484-5738
10Warren Insurance Group - A Highstreet Partner639 Executive Pl STE 200(910) 323-2588
CR
129 Franklin St
Callahan & Rice Insurance Group Inc
Umbrella Insurance Agent · Fayetteville, NC

Callahan & Rice Insurance Group Inc serves the Fayetteville, North Carolina metro area as an umbrella insurance agent. The firm provides excess liability coverage that extends protection beyond standard auto and homeowners policies. This type of insurance safeguards clients from major claims and lawsuits that might otherwise exceed their primary limits. By securing an extra layer of liability coverage, it helps local residents manage risks associated with property and personal activities. The agency specializes in offering umbrella policies for homeowners and advising individuals on appropriate coverage limits.

DH
505 Owen Dr Suite A
Dan Heiman Insurance Agency, Inc
Umbrella Insurance Agent · Fayetteville, NC
BG
2517 Raeford Rd STE A
The Barge Group
Umbrella Insurance Agent · Fayetteville, NC

The Barge Group serves homeowners, businesses, and property managers in Fayetteville, North Carolina, offering umbrella insurance policies that provide extra liability coverage beyond standard home or auto limits. This additional layer helps protect personal assets and business investments from major claims or lawsuits. Their services are designed to help clients manage risk and secure broader financial protection. The agency also covers neighboring communities in the greater Cumberland County metro, including Hope Mills.

HI
134 N McPherson Church Rd
Hurley Insurance Group
Umbrella Insurance Agent · Fayetteville, NC

Hurley Insurance Group serves Fayetteville, North Carolina, and the surrounding communities, handling umbrella insurance policies that provide added liability protection above standard homeowners and auto coverage. This type of insurance helps shield personal assets from large claims or lawsuits arising from accidents on one’s property or behind the wheel. The agency typically reviews each client’s existing policies to recommend appropriate coverage limits tailored to their specific needs and lifestyle.

IS
2228 Hope Mills Rd
Insurance Service Center-Agent Sarah Sanders
Umbrella Insurance Agent · Fayetteville, NC

Insurance Service Center-Agent Sarah Sanders distinguishes between one-time policy purchases and recurring scheduled premium payments for its umbrella insurance coverage. This coverage provides additional liability protection beyond standard auto or homeowners policies for residents of Fayetteville, NC. Umbrella insurance can help safeguard local assets from large claims or lawsuits. Service runs on either a one-time initial setup or an as-needed basis for policy adjustments and claims support, depending on the client's chosen payment and policy structure.

AI
226 Rowan St
Ai insurance
Umbrella Insurance Agent · Fayetteville, NC

Ai Insurance specializes in providing umbrella liability coverage in Fayetteville, NC, offering an extra layer of protection beyond standard auto or homeowners policies. The agency assists local clients in securing broader liability limits to safeguard assets from major claims or lawsuits. It also evaluates individual risk profiles to recommend appropriate coverage amounts. During the hurricane season in this region, the company helps homeowners address potential liability from storm-related property damage on their land.

DM
3007 Fort Bragg Rd
Darden, Miranda & Associates Insurance
Umbrella Insurance Agent · Fayetteville, NC

As the rainy season arrives in Fayetteville, homeowners and drivers often seek added liability coverage beyond standard policies. Darden, Miranda & Associates Insurance works with local residents to secure umbrella insurance that extends protection for major claims and lawsuits. This extra layer often covers incidents on personal property or road accidents involving significant damages. The process begins with a consultation to review existing policies and assess individual exposure, leading to a thorough inspection of assets and risk factors to determine appropriate coverage limits.

IC
2500 Raeford Rd
Insurance of the Carolinas
Umbrella Insurance Agent · Fayetteville, NC

Serving clients in Fayetteville, Insurance of the Carolinas provides general liability coverage to help protect individuals and businesses from significant financial loss. As umbrella insurance agents, they offer specialized supplemental policies that extend liability limits beyond standard home or auto insurance. These policies are designed to cover major claims and legal costs that exceed underlying coverage. The agency can assist a variety of commercial sectors in the area, including professional offices, retail distribution centers, and food service operations.

SI
912 Hope Mills Rd
Statewide Insurance
Umbrella Insurance Agent · Fayetteville, NC

Statewide Insurance provides residential umbrella coverage for homeowners in the Fayetteville, North Carolina area, protecting personal assets against major liability claims. The agency also oversees commercial umbrella policies to help local businesses manage excess liability risks beyond standard coverage limits. Serving clients throughout Fayetteville and surrounding Cumberland County locations, the company coordinates policies with primary insurers to ensure seamless protection layers. Their team remains available for policy reviews and adjustments between scheduled visit intervals, offering follow-up support for changing coverage needs.

WI
639 Executive Pl STE 200
Warren Insurance Group - A Highstreet Partner
Umbrella Insurance Agent · Fayetteville, NC

Warren Insurance Group - A Highstreet Partner is known for connecting Fayetteville, NC residents and businesses with umbrella insurance agents who structure extra liability coverage beyond standard policies. Their agents customarily guide clients in assessing personal risk thresholds from auto to property exposures. This dedicated range helps safeguard future earnings and assets from major claims or lawsuits. An available specialty add-on includes excess liability coverage tailored for rental property owners.

CP
1840 Owen Dr #104
Carolina Planning Insurance
Umbrella Insurance Agent · Fayetteville, NC
(910) 425-0097
autoinsurancefayettevillenc.com
IS
3820 Raeford Rd
Insurance Service Center
Umbrella Insurance Agent · Fayetteville, NC
(910) 323-3045
iscfay.com
SI
6916 Cliffdale Rd
Superior Insurance Agency
Umbrella Insurance Agent · Fayetteville, NC
(910) 867-8548
superiorins.com
OF
1308 Fort Bragg Rd
Olde Fayetteville Insurance
Umbrella Insurance Agent · Fayetteville, NC
(910) 483-6210
oldefayettevilleinsurance.com
PA
815 Elm St
Protective Agency
Umbrella Insurance Agent · Fayetteville, NC
(910) 323-8181
protectiveagency.com/location/fayetteville
AK
123 Rowan St
AL Kerr Insurance and Associates
Umbrella Insurance Agent · Fayetteville, NC
(910) 485-8849
alkerrinsurance.com
II
921 S McPherson Church Rd
Independent Insurance Group DBA: Triangle Risk Advisors, Inc
Umbrella Insurance Agent · Fayetteville, NC
(910) 867-9500
triangleinsurance.com
TA
2823 Raeford Rd
Tolar Agency
Umbrella Insurance Agent · Fayetteville, NC
(910) 323-4613
businessinsurancefayetteville.com
CI
6310 Ramsey St
Collier Insurance & Associates
Umbrella Insurance Agent · Fayetteville, NC
(910) 488-2022
erieinsurance.com/agencies/nc/fayetteville/jj1106

What Does an a Umbrella Insurance Agent in Fayetteville Cost?

The cost of an umbrella insurance policy in North Carolina typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Fayetteville

Umbrella insurance agents in Fayetteville, North Carolina help clients secure extra liability coverage beyond standard auto or homeowners policies. North Carolina law requires minimum auto liability limits of 30/60/25, but an umbrella policy can provide an additional layer of protection for assets. Agents in Fayetteville can assess your risk and find a policy that fits your needs.

Frequently Asked Questions

What does an umbrella insurance agent in Fayetteville do?

An umbrella insurance agent helps you purchase a personal umbrella liability policy that covers claims above your existing insurance limits. In Fayetteville, agents often work with local carriers to provide coverage for auto, home, and watercraft liability. They can explain how North Carolina insurance laws affect your policy.

How much umbrella insurance do I need in North Carolina?

The amount of umbrella insurance you need depends on your assets and risk exposure. Many agents recommend at least 1 million dollars in coverage for homeowners in Fayetteville. North Carolina does not set a specific minimum for umbrella policies, but your underlying auto and home policies must meet certain limits.

Is umbrella insurance required by law in North Carolina?

No, umbrella insurance is not required by North Carolina law. However, it is often required by lenders or landlords if you have significant assets. An agent can help you decide if a policy is right for your situation.

Umbrella Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.