The top-rated umbrella insurance agent in Fayetteville, North Carolina is Callahan & Rice Insurance Group Inc, rated 4.9 stars across 419 reviews. Other highly rated options include Dan Heiman Insurance Agency, Inc, The Barge Group, Hurley Insurance Group. This directory lists 19 umbrella insurance agents serving Fayetteville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Callahan & Rice Insurance Group Inc | 129 Franklin St | (910) 484-6171 |
| 2 | Dan Heiman Insurance Agency, Inc | 505 Owen Dr Suite A | (910) 222-2222 |
| 3 | The Barge Group | 2517 Raeford Rd STE A | (910) 484-1769 |
| 4 | Hurley Insurance Group | 134 N McPherson Church Rd | (910) 868-3500 |
| 5 | Insurance Service Center-Agent Sarah Sanders | 2228 Hope Mills Rd | (910) 977-4559 |
| 6 | Ai insurance | 226 Rowan St | (910) 223-3066 |
| 7 | Darden, Miranda & Associates Insurance | 3007 Fort Bragg Rd | (910) 483-3611 |
| 8 | Insurance of the Carolinas | 2500 Raeford Rd | (910) 483-3027 |
| 9 | Statewide Insurance | 912 Hope Mills Rd | (910) 484-5738 |
| 10 | Warren Insurance Group - A Highstreet Partner | 639 Executive Pl STE 200 | (910) 323-2588 |
Callahan & Rice Insurance Group Inc serves the Fayetteville, North Carolina metro area as an umbrella insurance agent. The firm provides excess liability coverage that extends protection beyond standard auto and homeowners policies. This type of insurance safeguards clients from major claims and lawsuits that might otherwise exceed their primary limits. By securing an extra layer of liability coverage, it helps local residents manage risks associated with property and personal activities. The agency specializes in offering umbrella policies for homeowners and advising individuals on appropriate coverage limits.
The Barge Group serves homeowners, businesses, and property managers in Fayetteville, North Carolina, offering umbrella insurance policies that provide extra liability coverage beyond standard home or auto limits. This additional layer helps protect personal assets and business investments from major claims or lawsuits. Their services are designed to help clients manage risk and secure broader financial protection. The agency also covers neighboring communities in the greater Cumberland County metro, including Hope Mills.
Hurley Insurance Group serves Fayetteville, North Carolina, and the surrounding communities, handling umbrella insurance policies that provide added liability protection above standard homeowners and auto coverage. This type of insurance helps shield personal assets from large claims or lawsuits arising from accidents on one’s property or behind the wheel. The agency typically reviews each client’s existing policies to recommend appropriate coverage limits tailored to their specific needs and lifestyle.
Insurance Service Center-Agent Sarah Sanders distinguishes between one-time policy purchases and recurring scheduled premium payments for its umbrella insurance coverage. This coverage provides additional liability protection beyond standard auto or homeowners policies for residents of Fayetteville, NC. Umbrella insurance can help safeguard local assets from large claims or lawsuits. Service runs on either a one-time initial setup or an as-needed basis for policy adjustments and claims support, depending on the client's chosen payment and policy structure.
Ai Insurance specializes in providing umbrella liability coverage in Fayetteville, NC, offering an extra layer of protection beyond standard auto or homeowners policies. The agency assists local clients in securing broader liability limits to safeguard assets from major claims or lawsuits. It also evaluates individual risk profiles to recommend appropriate coverage amounts. During the hurricane season in this region, the company helps homeowners address potential liability from storm-related property damage on their land.
As the rainy season arrives in Fayetteville, homeowners and drivers often seek added liability coverage beyond standard policies. Darden, Miranda & Associates Insurance works with local residents to secure umbrella insurance that extends protection for major claims and lawsuits. This extra layer often covers incidents on personal property or road accidents involving significant damages. The process begins with a consultation to review existing policies and assess individual exposure, leading to a thorough inspection of assets and risk factors to determine appropriate coverage limits.
Serving clients in Fayetteville, Insurance of the Carolinas provides general liability coverage to help protect individuals and businesses from significant financial loss. As umbrella insurance agents, they offer specialized supplemental policies that extend liability limits beyond standard home or auto insurance. These policies are designed to cover major claims and legal costs that exceed underlying coverage. The agency can assist a variety of commercial sectors in the area, including professional offices, retail distribution centers, and food service operations.
Statewide Insurance provides residential umbrella coverage for homeowners in the Fayetteville, North Carolina area, protecting personal assets against major liability claims. The agency also oversees commercial umbrella policies to help local businesses manage excess liability risks beyond standard coverage limits. Serving clients throughout Fayetteville and surrounding Cumberland County locations, the company coordinates policies with primary insurers to ensure seamless protection layers. Their team remains available for policy reviews and adjustments between scheduled visit intervals, offering follow-up support for changing coverage needs.
Warren Insurance Group - A Highstreet Partner is known for connecting Fayetteville, NC residents and businesses with umbrella insurance agents who structure extra liability coverage beyond standard policies. Their agents customarily guide clients in assessing personal risk thresholds from auto to property exposures. This dedicated range helps safeguard future earnings and assets from major claims or lawsuits. An available specialty add-on includes excess liability coverage tailored for rental property owners.
What Does an a Umbrella Insurance Agent in Fayetteville Cost?
The cost of an umbrella insurance policy in North Carolina typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Factors like your driving record, number of properties, and claims history affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Fayetteville
Umbrella insurance agents in Fayetteville, North Carolina help clients secure extra liability coverage beyond standard auto or homeowners policies. North Carolina law requires minimum auto liability limits of 30/60/25, but an umbrella policy can provide an additional layer of protection for assets. Agents in Fayetteville can assess your risk and find a policy that fits your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Fayetteville do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that covers claims above your existing insurance limits. In Fayetteville, agents often work with local carriers to provide coverage for auto, home, and watercraft liability. They can explain how North Carolina insurance laws affect your policy.
How much umbrella insurance do I need in North Carolina?
The amount of umbrella insurance you need depends on your assets and risk exposure. Many agents recommend at least 1 million dollars in coverage for homeowners in Fayetteville. North Carolina does not set a specific minimum for umbrella policies, but your underlying auto and home policies must meet certain limits.
Is umbrella insurance required by law in North Carolina?
No, umbrella insurance is not required by North Carolina law. However, it is often required by lenders or landlords if you have significant assets. An agent can help you decide if a policy is right for your situation.
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