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Looking for a umbrella insurance agent in Clayton? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Clayton, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 18 umbrella insurance agents in Clayton, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bonnie Burns - State Farm Insurance Agent
11446 Clayton Blvd, Clayton, NC 27520
(919) 553-0422
insurewithbonnie.com
NC Farm Bureau Insurance
570 NC 42, Clayton, NC 27520
(919) 553-8862
ncfbins.com
Stephenson Insurance Associates
481 E Main St, Clayton, NC 27520
(919) 901-3632
stephensoninsuranceagency.com
Jaime Oxendine - State Farm Insurance Agent
868 Gulley Dr, Clayton, NC 27520
(919) 553-8300
claytonsf.com
Gorman Group Insurance, LLC
481 E Main St Suite 105, Clayton, NC 27520
(919) 438-0005
gormangroupinsurance.com
Southern Shield Insurance
476 Shotwell Rd #102, Clayton, NC 27520
(919) 330-1400
southernshield-ins.com
Clayton Insurance
1006 E Main St, Clayton, NC 27520
(919) 553-3031
claytoninsurancenc.com
Family Insurance Agency
632 Pinecroft Dr, Clayton, NC 27520
(919) 550-8530
familyinsurancenc.com
Nobles Insurance Agency, Inc.
104 S Ellington St, Clayton, NC 27520
(919) 553-8676
noblesagency.com
SIA Group - Clayton Office
11437 Clayton Blvd, Clayton, NC 27520
(800) 682-7741
siagroup.com
Rich Haag & Associates
476 Shotwell Rd Suite 102 PMB 160, Clayton, NC 27520
(919) 359-8118
Nationwide Insurance: Brian Jenkins Agency
113 Oleander Dr, Clayton, NC 27527
(919) 550-4103
grayfoxins.com
Powell Insurance Solutions
632 Pinecroft Dr, Clayton, NC 27520
(919) 606-0757
powellinsurancesolutions.com
Cincinnati Insurance Co
605 Raymond Dr, Clayton, NC 27527
(919) 553-8302
Right Insurance Agency
10027 Clayton Blvd SUITE 100, Clayton, NC 27520
(919) 900-7339
rightinsuranceagencync.com
My TIG - Triangle Insurance
11437 US-70 BUS, Clayton, NC 27520
(919) 553-7103
triangleinsurancegroup.com
Allstar Underwriters
600 NC 42, Clayton, NC 27520
(919) 550-3222
allstarund.com
Nationwide Insurance: Fox Insurance Group Inc.
113 Oleander Dr, Clayton, NC 27527
(919) 550-4103
agency.nationwide.com
Umbrella insurance provides extra liability protection above the limits of your auto, home, or boat policies. In Clayton, North Carolina, agents can help you secure this coverage to safeguard assets against major claims or lawsuits. North Carolina law requires minimum auto liability limits, but an umbrella policy can offer an additional layer of security for residents in Johnston County and beyond.
What Does a Umbrella Insurance Agent in Clayton Cost?
The cost of an umbrella insurance policy in North Carolina typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage, with additional increments costing less per million. Factors like your driving record, number of properties, and underlying policy limits affect the premium. For example, a person with a clean record and one home in Clayton might pay around 200 dollars annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Clayton do?
An umbrella insurance agent in Clayton helps you purchase a personal umbrella policy that extends liability coverage beyond your existing insurance limits. They assess your risk, explain policy options, and secure quotes from insurers licensed in North Carolina. This agent does not provide legal advice but can guide you on coverage amounts based on your assets.
Do I need umbrella insurance in North Carolina?
Umbrella insurance is not required by North Carolina law, but it can be valuable if you have significant assets or face higher liability risks. For example, if you own property, have a swimming pool, or engage in activities like boating, an umbrella policy can protect against lawsuits that exceed your underlying policy limits. North Carolina follows a contributory negligence rule, which can limit some claims, but large judgments are still possible.
How much umbrella coverage should I get in Clayton?
Common umbrella policy limits in North Carolina start at 1 million dollars and go up to 5 million dollars or more. The right amount depends on your net worth, income, and potential liability exposure. An agent in Clayton can help you evaluate your assets and recommend a limit that fits your situation.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of North Carolina.