Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 20 umbrella insurance agents in Cary, NC
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Globe Life Liberty National Division: Lomenick Agency
206 High House Rd STE 100, Cary, NC 27513
(919) 977-4697
ln.globelifeinsurance.com
Brandon Skyler Pajunen - State Farm Insurance Agent
2454 SW Cary Pkwy, Cary, NC 27513
(919) 238-4439
bgsfagent.com
AAA Insurance - The Morrison Group
2424 SW Cary Pkwy, Cary, NC 27513
(919) 651-3522
locator.acg.aaa.com
Lipstone Insurance Group
208 New Edition Ct, Cary, NC 27511
(919) 463-5300
lipstoneinsurance.com
Wooten Agency
150 Iowa Ln STE 104, Cary, NC 27511
(919) 380-9700
wootenagency.com
NC Insurance Guy
1051 Monmouth Loop, Cary, NC 27513
(919) 332-2383
ncinsuranceguy.com
Inspro Professionals of NC, Inc.
919 Kildaire Farm Rd, Cary, NC 27511
(919) 467-5555
inspronc.com
Fairway Insurance and Risk Management
1149 Executive Cir STE A, Cary, NC 27511
(919) 373-5800
fairwayinsure.com
Barcenas Insurance Agency, LLC
1223 Walnut St, Cary, NC 27511
(919) 378-9454
barcenasins.com
All About Insurance - Cary
590 E Chatham St STE 100, Cary, NC 27511
(919) 460-9996
allaboutinsurance.com
Triangle Insurance Center
1143-G Executive Cir, Cary, NC 27511
(919) 653-4705
triangleinsurancecenter.com
Johnson Insurance Center
5000 Old Raleigh Rd, Cary, NC 27511
(919) 228-2250
getjohnsoninsurance.com
The Mair Agency
112 Towerview Ct, Cary, NC 27513
(919) 459-2683
mairagency.com
Bankers Life
125 Edinburgh S Dr Ste 306, Cary, NC 27511
(919) 466-9706
branches.bankerslife.com
Simpson Insurance Agency, Inc.
120 New Edition Ct, Cary, NC 27511
(919) 481-9015
simpson-insurance.com
Insurance agency
1135 Kildaire Farm Rd # 200, Cary, NC 27511
(919) 759-6809
Triangle Home Insurance Solutions
805 W Chatham St, Cary, NC 27511
(919) 849-3830
home-insurance-cary.com
Goosehead Insurance - Goss Agency
1750 NW Maynard Rd suite 100 office 107, Cary, NC 27513
(919) 535-9388
Joyner Insurance Agency
1003 High House Rd suite 103, Cary, NC 27513
(919) 380-4080
joynerinsuranceagency.com
Elite Insurance Services
15000 Weston Pkwy, Cary, NC 27513
(910) 444-4804
insure-elite.com
Umbrella insurance provides extra liability coverage beyond your home and auto policies. In Cary, North Carolina, agents can help you meet state requirements for underlying coverage limits. This policy is useful for protecting assets like your home or savings from large lawsuits.
What Does a Umbrella Insurance Agent in Cary Cost?
The cost for umbrella insurance in North Carolina typically ranges from 150 to 350 dollars per year for one million dollars of coverage. Higher limits may cost 200 to 500 dollars annually. Factors like your driving record, home value, and number of properties affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is umbrella insurance and why do I need it in Cary?
Umbrella insurance gives you additional liability protection after your home or auto policy limits are used. In Cary, it helps cover costs from accidents or incidents where you are sued. It can also cover legal defense fees not included in standard policies.
How much umbrella insurance coverage do I need in North Carolina?
Common coverage amounts start at one million dollars and go up to five million or more. Your agent will help you decide based on your assets like your home, car, and savings. North Carolina does not set a minimum amount but your underlying policies must meet certain limits.
What are the underlying coverage requirements for umbrella insurance in North Carolina?
You must have a base auto liability policy of at least 250,000 dollars per person and 500,000 dollars per accident. Your homeowners liability coverage should be at least 300,000 dollars. These requirements ensure the umbrella policy only kicks in after those limits are used.