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Find Umbrella Insurance Agents Near You in Kernersville, NC

Compare umbrella insurance agents in Kernersville. Review contact information and insurance categorys before you decide.

14 agents listed
Updated May 2026
Kernersville, NC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of North Carolina before hiring.
Showing 14 umbrella insurance agents in Kernersville, NC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Thrive Insurance & Financial
1617 NC-66 #200, Kernersville, NC 27284
(336) 899-0670 thriveretirementgroup.com
Elizabeth Soots - State Farm Insurance Agent
811 E Mountain St Suite 301, Kernersville, NC 27284
(336) 293-7232 sootsinsurance.com
Taylor Gwynn - State Farm Insurance Agent
853 Old Winston Rd STE 119, Kernersville, NC 27284
(336) 993-3936 teamupwithtaylor.com
Logan Robbins - State Farm Insurance Agent
508 Arbor Hill Rd Ste 201, Kernersville, NC 27284
(336) 893-7885 loganrobbinsinsurance.com
Andy Scott - State Farm Insurance Agent
1533 Union Cross Rd, Kernersville, NC 27284
(336) 992-3276 agentandyscott.com
Long Insurance Services
311 S Main St D, Kernersville, NC 27284
(336) 992-5664 kernersville-insurance.com
NC Farm Bureau Insurance - Kernersville
110 Cedar Knoll Dr, Kernersville, NC 27284
(336) 993-5490 ncfbins.com
Amy Linville: Allstate Insurance
131 E Mountain St, Kernersville, NC 27284
(336) 996-1021 agents.allstate.com
Russell and Cook Insurance
1407 NC-66 N, Kernersville, NC 27285
(336) 992-8765 russellandcook.com
Insurance Rate Finders Agency, LLC
4015 Old Hollow Rd Ste G, Kernersville, NC 27284
(336) 999-1934 insrfs.com
American National Insurance Co
495 Arbor Hill Rd S, Kernersville, NC 27284
(336) 628-8624 anico.com
Murdock Insurance Services
935 E Mountain St STE C, Kernersville, NC 27284
(336) 996-7730 erieinsurance.com
Moon-Shina Insurance Solutions
112 Harmon Ln ste c, Kernersville, NC 27284
(336) 904-2910 moonshinanc.com
BlueChip NC
1261 NC-66 C, Kernersville, NC 27284
(336) 996-0909 bluechipnc.com

Umbrella insurance agents in Kernersville, North Carolina help residents secure extra liability coverage beyond standard auto or home policies. North Carolina law requires minimum auto liability limits of 30/60/25, but an umbrella policy can provide additional protection for assets. Local agents can tailor policies to your needs, considering factors like property values and personal risk exposure in the Piedmont Triad region.

What Does a Umbrella Insurance Agent in Kernersville Cost?

Umbrella insurance in North Carolina generally costs 150 to 300 dollars annually for one million dollars of coverage. Higher limits, such as two or five million dollars, may cost 300 to 600 dollars per year. Your specific premium depends on factors like driving record, home value, and number of properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Kernersville do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts, typically starting at one million dollars.
Do I need umbrella insurance in North Carolina?
Umbrella insurance is not required by North Carolina law, but it is recommended if you have significant assets or face higher liability risks. North Carolina follows a contributory negligence rule, which can limit claims against you, but a lawsuit could still exceed your base policy limits.