The top-rated umbrella insurance agent in Kernersville, North Carolina is Thrive Insurance & Financial, rated 5.0 stars across 722 reviews. Other highly rated options include Elizabeth Soots - State Farm Insurance Agent, Taylor Gwynn - State Farm Insurance Agent, Logan Robbins - State Farm Insurance Agent. This directory lists 14 umbrella insurance agents serving Kernersville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thrive Insurance & Financial | 1617 NC-66 #200 | (336) 899-0670 |
| 2 | Elizabeth Soots - State Farm Insurance Agent | 811 E Mountain St Suite 301 | (336) 293-7232 |
| 3 | Taylor Gwynn - State Farm Insurance Agent | 853 Old Winston Rd STE 119 | (336) 993-3936 |
| 4 | Logan Robbins - State Farm Insurance Agent | 508 Arbor Hill Rd Ste 201 | (336) 893-7885 |
| 5 | Andy Scott - State Farm Insurance Agent | 1533 Union Cross Rd | (336) 992-3276 |
| 6 | Long Insurance Services | 311 S Main St D | (336) 992-5664 |
| 7 | Russell and Cook Insurance | 1407 NC-66 N | (336) 992-8765 |
| 8 | NC Farm Bureau Insurance - Kernersville | 110 Cedar Knoll Dr | (336) 993-5490 |
| 9 | Amy Linville: Allstate Insurance | 131 E Mountain St | (336) 996-1021 |
| 10 | Insurance Rate Finders Agency, LLC | 4015 Old Hollow Rd Ste G | (336) 999-1934 |
Thrive Insurance & Financial is based in Kernersville, North Carolina, serving the greater Forsyth County area and surrounding communities with umbrella insurance agent services. Umbrella insurance provides additional liability coverage that extends beyond the limits of standard homeowners and auto policies, offering crucial financial protection against major claims and lawsuits. The agency assists local clients in evaluating their personal asset exposure and selecting appropriate excess liability limits. It specifically handles personal umbrella policies and professional liability coverage for residents in this region.
Elizabeth Soots - State Farm Insurance Agent in Kernersville, NC, offers umbrella insurance services designed to extend liability coverage beyond standard homeowners and auto policies. The agency assists clients in evaluating their personal risk exposure and securing additional protection to safeguard assets against major claims or lawsuits. Service plans include annual policy reviews to ensure adequate coverage limits align with current life circumstances. This agent provides coverage solutions for single-family homes, apartments, retail, and restaurants.
Taylor Gwynn - State Farm Insurance Agent in Kernersville, NC helps homeowners, businesses, and property managers protect assets with umbrella insurance policies that provide extra liability coverage beyond standard limits. The agency guides clients in selecting appropriate supplemental coverage to safeguard savings and future income. Office services include reviewing current policies, adjusting coverage, and bundling personal and commercial umbrella products when possible. The agency also serves communities throughout the Piedmont Triad region, including Winston-Salem and High Point.
Serving Kernersville, North Carolina, and the surrounding Piedmont Triad communities, Logan Robbins - State Farm Insurance Agent handles personal umbrella insurance policies designed to extend liability coverage beyond standard auto and homeowners limits. This type of protection helps safeguard a client’s assets against major claims or lawsuits that might otherwise exceed their primary policies. The agency works with individuals to assess potential financial exposure, evaluating each client’s unique risk profile to recommend an appropriate level of additional coverage, then explaining the application process and policy structure clearly.
Andy Scott - State Farm Insurance Agent in Kernersville, NC, provides umbrella insurance policies that extend liability coverage beyond the limits of standard home and auto policies. Clients can choose between a single premium payment for ongoing protection or a one-time policy for a specific liability need. Coverage helps safeguard personal assets against major claims and lawsuits. This agent’s services are available on an as-needed basis for policy reviews or adjustments after coverage is initially set up.
Long Insurance Services in Kernersville, NC, offers tailored umbrella insurance policies that extend liability coverage beyond standard home and auto limits. It assists local clients in safeguarding personal assets against major claims and lawsuits arising from everyday activities. The firm works with individuals and families to close gaps in existing protection, ensuring broader security against unforeseen financial exposure. In areas prone to seasonal storms or holiday gatherings, it helps residents address risks from accidents or property damage that could exceed primary policy caps.
Russell and Cook Insurance provides residential umbrella insurance service to homeowners in Kernersville, NC, offering liability protection beyond standard homeowner policies. They also arrange commercial umbrella coverage for local small businesses, helping secure additional limits for general liability claims. Serving Kernersville and the surrounding areas, they ensure clients in both residential and commercial sectors receive appropriate policy advice. Upon policy expiration or life changes, they offer follow-up consultations to adjust coverage, maintaining service continuity between regular review visits.
As local residents prepare for storm season in Kernersville, NC, a surprisingly high number of homeowners discover their basic auto or property insurance excludes certain major claims. NC Farm Bureau Insurance in Kernersville offers umbrella insurance to fill those gaps, providing liability coverage that extends well beyond the limits of a standard policy. This coverage protects assets against catastrophic lawsuits and medical costs linked to accidents at home or on the road. A local agent begins with a review of your current policies to assess how much additional protection you need.
Amy Linville: Allstate Insurance in Kernersville, NC, provides general personal and commercial liability coverage for local clients. The agency’s umbrella insurance services offer additional layers of protection beyond standard policy limits, helping safeguard assets against major claims or lawsuits. This supplemental coverage applies when primary policies are exhausted, covering a broad range of liability exposures. The office assists a variety of commercial sectors, including offices, warehouses, and food service businesses.
Insurance Rate Finders Agency, LLC is known for helping Kernersville property owners protect their assets from major liability claims through specialized umbrella policies. The agency works with clients to assess individual risk levels and offers coverage layers that extend beyond standard home and auto insurance limits. This provides added financial protection that can safeguard savings and future earnings when catastrophic events occur. A specialty it can add on is coverage for personal injury lawsuits such as slander or false arrest.
What Does an a Umbrella Insurance Agent in Kernersville Cost?
Umbrella insurance in North Carolina generally costs 150 to 300 dollars annually for one million dollars of coverage. Higher limits, such as two or five million dollars, may cost 300 to 600 dollars per year. Your specific premium depends on factors like driving record, home value, and number of properties. This is general information and not insurance advice.
About umbrella insurance agents in Kernersville
Umbrella insurance agents in Kernersville, North Carolina help residents secure extra liability coverage beyond standard auto or home policies. North Carolina law requires minimum auto liability limits of 30/60/25, but an umbrella policy can provide additional protection for assets. Local agents can tailor policies to your needs, considering factors like property values and personal risk exposure in the Piedmont Triad region.
Frequently Asked Questions
What does an umbrella insurance agent in Kernersville do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts, typically starting at one million dollars.
Do I need umbrella insurance in North Carolina?
Umbrella insurance is not required by North Carolina law, but it is recommended if you have significant assets or face higher liability risks. North Carolina follows a contributory negligence rule, which can limit claims against you, but a lawsuit could still exceed your base policy limits.
How much does umbrella insurance cost in North Carolina?
Umbrella insurance in North Carolina typically costs between 150 and 300 dollars per year for one million dollars in coverage. Costs vary based on your risk profile, number of vehicles, and property values. Always compare quotes from multiple agents.
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