The top-rated umbrella insurance agent in High Point, North Carolina is Blue Moon Benefits Group, High Point Office, rated 5.0 stars across 628 reviews. Other highly rated options include Murray White Insurance Agency, Rodriguez Andrews Insurance, Erie Insurance High Point - Dockery Insurance. This directory lists 15 umbrella insurance agents serving High Point.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Blue Moon Benefits Group, High Point Office | 2640 Willard Dairy Rd STE 122 | (336) 885-9775 |
| 2 | Murray White Insurance Agency | 606 Idol St | (336) 889-4747 |
| 3 | Rodriguez Andrews Insurance | 1525 Eastchester Dr | (336) 987-0136 |
| 4 | Erie Insurance High Point - Dockery Insurance | 3980 Premier Dr Suite 110 | (336) 291-3002 |
| 5 | Mark Thompson Insurance | 810 Eastchester Dr | (336) 882-1400 |
| 6 | All-Risk Insurance Centers Inc | 601 Eastchester Dr STE C | (336) 884-8844 |
| 7 | Nationwide Insurance: James C. Whitley Insurance Agency, Inc. | 2610 N Main St | (336) 841-5300 |
| 8 | Erie Insurance Archdale/ High Point at Horne Insurance Group | 1220 N Main St Suite 102 | (336) 885-0938 |
| 9 | Ramos Insurance Agency | 3017 W English Rd | (336) 883-6747 |
| 10 | Zimmerman Insurance | 2106 W English Rd | (336) 883-6512 |
Blue Moon Benefits Group, serving High Point and greater Guilford County, North Carolina, offers umbrella insurance agent services designed to provide clients with additional liability coverage beyond standard policies. These policies help protect personal assets against major claims and lawsuits that could exceed base home or auto limits. The agency specializes in assessing individual risk profiles to recommend appropriate coverage amounts. Umbrella policies through Blue Moon Benefits Group safeguard High Point residents from unforeseen financial exposure. The company assists clients in securing coverage for both personal liability and property-related lawsuits.
As an umbrella insurance agent in High Point, NC, Murray White Insurance Agency provides liability coverage that extends beyond standard home and auto policy limits. It offers policies designed to protect clients from major claims and lawsuits, with ongoing support for policy adjustments and renewal management. The agency services a variety of properties in the area, including single-family homes, apartments, retail establishments, and restaurants.
Rodriguez Andrews Insurance serves High Point and the surrounding Piedmont Triad communities, handling personal umbrella insurance policies that provide extra liability coverage beyond standard auto and homeowners limits. It focuses on protecting local residents from major claims and lawsuits that could otherwise threaten personal assets like savings or property. For a typical job, the agency reviews a client’s existing underlying policies, evaluates their asset exposure, and then layers on appropriate high-limit coverage to fill critical gaps.
Erie Insurance High Point - Dockery Insurance serves High Point homeowners, businesses, and property managers seeking an umbrella insurance agent. The agency helps clients secure additional liability coverage that extends beyond the limits of standard home or auto policies, providing broader financial protection. It works with individuals and commercial operators to review existing insurance and address potential gaps in coverage. This agency also serves clients in the neighboring community of Jamestown, offering umbrella insurance services across that part of the Piedmont Triad metro area.
In the umbrella insurance industry, services can be arranged either on a one-time policy review or a recurring annual consultation. Mark Thompson Insurance, serving High Point, NC, assists clients by securing additional liability coverage beyond standard home or auto policies, protecting assets from major claims. This agent helps individuals determine the appropriate policy limits for their risk exposure. Service runs on an as-needed basis, typically initiated by the client when a life event or asset change occurs.
All-Risk Insurance Centers Inc specializes in umbrella liability policies that extend coverage beyond standard home and auto limits. Serving High Point, NC, the agency works with clients to address potential gaps in personal asset protection. These supplemental policies help safeguard savings and future earnings against major lawsuits. The practice regularly reviews existing insurance portfolios to identify exposure levels. An umbrella policy can be particularly valuable when severe weather, such as a hurricane or ice storm, leads to a multi-vehicle accident or a slip-and-fall claim on a property.
Offering specialized umbrella liability coverage, Nationwide Insurance: James C. Whitley Insurance Agency, Inc. in High Point, North Carolina helps clients extend their personal liability protection beyond standard policy limits. This agency serves local homeowners, auto policyholders, and renters seeking broader financial safeguards against major claims or lawsuits. Such coverage is particularly valuable for families with young drivers or during the holiday season when increased hosting and guest traffic elevate the risk of an unexpected accident on one's property.
As the Carolinas enter another storm season, property owners in the High Point area seek expanded liability protection beyond standard policies. Erie Insurance Archdale/High Point at Horne Insurance Group provides umbrella insurance coverage designed to extend liability limits for auto and home policies. This local agency helps residents secure an extra layer of financial defense against major lawsuits and large settlements. To begin tailoring a policy, they first conduct a simple, in-person review of current insurance policies and property exposures to determine appropriate coverage levels.
Ramos Insurance Agency provides insurance solutions for clients in High Point, North Carolina, offering general coverage needs alongside its specialty in umbrella insurance agent services. This additional layer of protection helps policyholders secure extra liability limits beyond standard policies, safeguarding assets from major claims. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring policies to meet distinct risk exposures.
Zimmerman Insurance in High Point, North Carolina provides umbrella insurance coverage for residential properties in the local area. The agency also offers similar liability protection for commercial clients seeking additional coverage beyond standard policies. Residents and business owners throughout High Point can consult with this office about policy options tailored to their specific needs. Clients often return for policy reviews or adjustments before renewal periods or prior to property changes.
What Does an a Umbrella Insurance Agent in High Point Cost?
The cost of an umbrella insurance policy in North Carolina typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits, such as two or five million dollars, may cost 200 to 800 dollars annually. Factors like your driving record, number of properties, and pets can affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in High Point
Umbrella insurance agents in High Point, North Carolina help you secure extra liability coverage beyond standard auto or homeowners policies. North Carolina law requires minimum liability limits of 30/60/25 for auto insurance, but an umbrella policy can provide an additional layer of protection. These agents can assess your assets and risks to recommend appropriate coverage amounts.
Frequently Asked Questions
What does an umbrella insurance agent in High Point do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding your primary insurance limits. The agent evaluates your assets and risk exposure to suggest a coverage amount, often starting at one million dollars. They also explain how the policy interacts with your existing home and auto insurance in North Carolina.
How much umbrella insurance do I need in High Point?
The amount of umbrella insurance you need depends on your total assets and potential liability risks. Many agents recommend coverage equal to your net worth, with a minimum of one million dollars. North Carolina courts can award large judgments, so higher limits may be wise if you own property or have significant savings.
Are there North Carolina laws that affect umbrella insurance?
Yes, North Carolina has a statute of limitations of three years for personal injury lawsuits and three years for property damage claims. Umbrella insurance can help cover legal defense costs and settlements beyond your primary policy limits. North Carolina also follows a contributory negligence rule, which can limit liability but does not eliminate the need for umbrella coverage.
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