The top-rated umbrella insurance agent in Hickory, North Carolina is Bryant-Tate Health Insurance Services, rated 5.0 stars across 279 reviews. Other highly rated options include Romeo Heatherly Insurance Services, LLC, Highstreet Insurance, Formerly First Security Insurance, The Catawba River Insurance Group. This directory lists 20 umbrella insurance agents serving Hickory.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bryant-Tate Health Insurance Services | 3145 Tate Blvd Suite B | (828) 381-8183 |
| 2 | Romeo Heatherly Insurance Services, LLC | 2014 N Center St | (828) 838-1173 |
| 3 | Highstreet Insurance, Formerly First Security Insurance | 212 3rd Ave NW | (828) 322-4171 |
| 4 | The Catawba River Insurance Group | 423 4th St SW | (828) 324-1600 |
| 5 | TWFG Jeff Kincaid Insurance | 121 NC-127 | (828) 328-2667 |
| 6 | Broome Insurance | 630 4th St SW | (828) 328-5671 |
| 7 | Catawba Valley Insurance Agency | 936 Lenoir Rhyne Blvd SE | (828) 267-1100 |
| 8 | Mace Insurance Agency | 1203 4th St Dr NW | (828) 495-3581 |
| 9 | Superior Insurance of Hickory | 1475 Highland Ave NE | (828) 855-9696 |
| 10 | Leavitt Elite Insurance Advisors | 2471 Springs Rd NE | (828) 256-2114 |
Bryant-Tate Health Insurance Services serves the Hickory, North Carolina, metro area as an umbrella insurance agent. This type of agency helps clients expand their liability protection beyond the limits of standard home or auto policies. They evaluate individual risk factors to recommend appropriate coverage levels for personal assets. In this role, they also assist with policy coordination across different insurers to ensure seamless protection. Specific services handled include personal umbrella liability policies and excess liability coverage for high-value homeowners.
Serving Hickory area clients, Romeo Heatherly Insurance Services, LLC provides umbrella insurance agency services designed to extend liability coverage beyond standard home and auto policies. The company offers individualized account reviews to ensure adequate personal liability protection, with ongoing support for policy adjustments and claims guidance. Its service approach focuses on helping clients manage coverage gaps through careful policy evaluation. Romeo Heatherly Insurance Services, LLC typically works with a range of properties, including single-family homes, apartments, retail locations, and restaurants.
Highstreet Insurance, formerly First Security Insurance, serves homeowners, businesses, and property managers in Hickory, North Carolina, by connecting them with umbrella insurance policies that provide extra liability coverage beyond standard limits. This added layer protects assets against claims and lawsuits arising from accidents or property damage. Clients receive guidance on selecting appropriate coverage amounts for their specific risks and financial situations. The agency also extends its umbrella insurance services to the surrounding communities of the Hickory-Lenoir-Morganton metropolitan area.
Serving Hickory and the surrounding Catawba River Valley communities, The Catawba River Insurance Group handles umbrella insurance policies that extend liability coverage beyond standard home and auto limits. These policies protect local clients against unforeseen lawsuits and large claims that exceed underlying policy caps. To secure this additional layer of protection, the firm closely evaluates each client’s existing coverage, assesses their personal exposure from assets and activities, and recommends a policy limit that aligns with their risk profile.
TWFG Jeff Kincaid Insurance in Hickory, NC, provides umbrella insurance coverage that clients can access either as a single-policy purchase for immediate, one-time protection or as a recurring service with annual renewals to maintain ongoing liability limits above standard auto or home policies. This additional layer of coverage helps safeguard personal assets and future earnings in the Hickory area against major claims and lawsuits. Service for these umbrella insurance needs runs on a one-time, scheduled, or as-needed basis depending on policy setup.
Broome Insurance specializes in providing umbrella liability coverage, extending beyond standard policy limits for added protection. Based in Hickory, NC, the agency works with clients seeking broad personal or commercial liability solutions, helping to safeguard assets from major claims. As an independent agent, this firm guides customers through coverage options to address potential gaps in their existing insurance. This service proves especially valuable when preparing for holiday gatherings or seasonal events that increase the risk of accidents on one’s property.
In the Hickory area, where spring storms and sudden liabilities can raise concerns for property owners, Catawba Valley Insurance Agency offers a practical response with its umbrella coverage. This type of supplemental policy extends liability protection beyond standard home and auto limits, helping local clients manage financial risk. The agent focuses on evaluating a household’s existing insurance picture to identify where gaps might occur. That initial assessment begins with a careful review of current policies and the client’s overall exposure to determine appropriate coverage needs.
Located in Hickory, NC, Mace Insurance Agency provides residential umbrella insurance to protect personal assets from major claims. The agency also offers commercial umbrella coverage for local businesses seeking extra liability protection beyond standard policies. Serving Hickory and the surrounding region, this agent assists clients in the Catawba Valley area with securing appropriate excess liability policies. Regular policy reviews are conducted to ensure coverage remains suitable, and the agent is available for follow-up consultations or adjustments between those routine visits.
Superior Insurance of Hickory works with individuals and businesses to secure liability protection through general policies, while its specialty add-ons involve umbrella insurance agent services that extend coverage limits beyond underlying plans. This allows clients to guard against major claims or lawsuits that could exceed standard policy caps. The company serves a broad range of commercial sectors, including offices, warehouses, and food service establishments.
Leavitt Elite Insurance Advisors in Hickory, NC, is known for providing umbrella liability coverage that extends beyond standard policy limits. The firm serves local homeowners, auto policyholders, and small business owners seeking additional financial protection from major claims or lawsuits. Their advisors assess individual risk profiles to recommend appropriate excess liability coverage amounts. These policies typically cover legal defense costs and damages above underlying home or auto insurance limits. A specialty service they can add on is personal liability protection for incidents involving watercraft or recreational vehicles.
What Does an a Umbrella Insurance Agent in Hickory Cost?
In North Carolina, umbrella insurance policies typically cost between 150 and 300 dollars annually for one million dollars in liability coverage. For two million dollars, the price often ranges from 250 to 500 dollars per year. Factors like your driving record, number of properties, and personal liability risks affect the final premium. This is general information and not insurance advice.
About umbrella insurance agents in Hickory
Umbrella insurance agents in Hickory, North Carolina help you secure additional liability coverage above your standard auto or homeowners policy. This extra layer of protection can safeguard your savings and future earnings in case of a major lawsuit. North Carolina law requires minimum liability limits on auto policies, but an umbrella policy can provide coverage starting at one million dollars.
Frequently Asked Questions
What does an umbrella insurance agent in Hickory do?
An umbrella insurance agent in Hickory helps you evaluate your current liability risks and find a policy that extends beyond your existing coverage. They assess your assets and recommend a coverage amount that fits your needs. The agent then shops among carriers to find a suitable policy for you.
Who needs umbrella insurance in North Carolina?
Anyone with significant assets, such as a home, savings, or investments, may benefit from umbrella insurance. It is also useful for individuals who own rental properties, have a swimming pool, or engage in activities that increase lawsuit risk. North Carolina does not require umbrella insurance, but it is a common recommendation for high net worth individuals.
How much does umbrella insurance cost in Hickory North Carolina?
Typical umbrella insurance costs in North Carolina range from 150 to 300 dollars per year for one million dollars in coverage. Costs increase with higher limits or additional risk factors. Your specific premium depends on your assets, claims history, and the underlying policies you hold.
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